1st Bank Yuma

2799 South 4th Avenue
Yuma, AZ 85364

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57298
Date Established 2001
Assets $0.31 billion
Loans $0.21 billion
Deposits $0.27 billion
Capital $0.03 billion

1st Bank Yuma is an FDIC insured institution located in Yuma, AZ. It was founded in 2001 and has approximately $0.31 billion in assets. Customers can open an account at one of its 6 branches.

For a more detailed analysis of 1st Bank Yuma's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in 1st Bank Yuma’s loan portfolio are Commercial Real Estate, Small Business Loans, and Commercial and Industrial Loans.

Compared to other banks, 1st Bank Yuma’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 6.87
Multifamily
Mortgages
3.41
Credit Card Loans 0.00
Consumer Auto Loans 0.07
Small Business Loans 27.01
Construction and Development Loans 6.14
Commercial Real Estate 63.38
Commercial and Industrial Loans 12.68
Farm Loans 0.72

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.05% $1,000 $99,999 Learn MoreShow Less
3 Mo CD 100K
0.10% $100,000 - Learn MoreShow Less
6 Mo CD 10K
0.10% $1,000 $99,999 Learn MoreShow Less
6 Mo CD 100K
0.13% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.05% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.15% $1,000 $99,999 Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.01% $1,500 $9,999 Learn MoreShow Less
MM 10K
0.04% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.09% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1,500 - Learn MoreShow Less
Checking Rates APY MIN FEE
1st Rate Rewards Checking 1.50% $0 $0.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for 1st Bank Yuma

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to 1st Bank Yuma
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

1st Bank Yuma branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


1st Bank Yuma Locations

Financial Details

1st Bank Yuma Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 1st Bank Yuma. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
1st Bank Yuma U.S. Bank Average
1.75% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, 1st Bank Yuma had $611,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $32,836,000 in equity and $2,081,000 in loans loss reserves. That gives it a Texas Ratio of 1.75%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
1st Bank Yuma U.S. Bank Average
11.41% 8.58

1st Bank Yuma has a Return on Equity of 11.41% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
1st Bank Yuma U.S. Bank Average
10.69% 12.11

1st Bank Yuma has a Capitalization of 10.69% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

1st Bank Yuma Balance Sheet Analysis

As of June 30, 2017, 1st Bank Yuma had assets of $307,302,000, loans of $212,585,000, and deposits of $272,378,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About 1st Bank Yuma

Branches and Savings

Is 1st Bank Yuma FDIC insured?

Yes. It is covered under FDIC Certificate #57298.

Why does 1st Bank Yuma pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are 1st Bank Yuma CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is 1st Bank Yuma a commercial bank?

Yes

Where are 1st Bank Yuma locations?

See branch locations nearby.

Is 1st Bank Yuma open on Saturdays?

Is 1st Bank Yuma open on Sundays?

What time does 1st Bank Yuma open?

What time does 1st Bank Yuma close?

Are 1st Bank Yuma ATMs Open 24/7?

Do 1st Bank Yuma ATMs accept cash deposits?

Can 1st Bank Yuma customers use other ATMs?

Do 1st Bank Yuma branches have notaries?

Will 1st Bank Yuma notarize my document?

What address for 1st Bank Yuma should I put for incoming ACH transfers?

Will the 1st Bank Yuma branch print checks?

Do 1st Bank Yuma checks expire?

Does 1st Bank Yuma require US citizenship to open account?

Can 1st Bank Yuma close my account?

Does 1st Bank Yuma Report to credit bureaus?

Does 1st Bank Yuma Use Equifax?

What is 1st Bank Yuma's ACH Routing Number?

What is 1st Bank Yuma's SWIFT code?

Products

Does 1st Bank Yuma offer mortgages?

Compare mortgage rates here.

Does 1st Bank Yuma offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does 1st Bank Yuma offer personal loans?

Compare personal loan rates here.

Does 1st Bank Yuma offer student loans?

Will 1st Bank Yuma cash a check?

Will 1st Bank Yuma redeem a savings bond?

Does 1st Bank Yuma cash savings bonds?

Will 1st Bank Yuma cash money orders?

Can 1st Bank Yuma issue a money order?

Does 1st Bank Yuma do currency exchange?

Background on The Bank

Who owns 1st Bank Yuma?

How long has 1st Bank Yuma been around?

Can 1st Bank Yuma transfer to other banks?

Does 1st Bank Yuma have quick pay?

Does 1st Bank Yuma accept rolled coins?

Will 1st Bank Yuma accept loose change?

Where is 1st Bank Yuma headquarters?

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