5Star Bank

Peterson Air Force Base, 455 W. Paine St., Bldg. 1485
Colorado Springs, CO 80914


General Bank Information

FDIC Insured Yes
FDIC Certificate # 91005
Date Established 1980
Assets $0.18 billion
Loans $0.13 billion
Deposits $0.15 billion
Capital $0.03 billion

5Star Bank is an FDIC insured institution located in Colorado Springs, CO. It was founded in 1980 and has approximately $0.18 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of 5Star Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in 5Star Bank’s loan portfolio are Commercial Real Estate, Small Business Loans, and 1-4 Family Residential Loans.

Compared to other banks in Colorado, 5Star Bank has a significantly higher percent of Small Business Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 18.18
Credit Card Loans 0.00
Consumer Auto Loans 0.18
Small Business Loans 25.32
Construction and Development Loans 11.18
Commercial Real Estate 56.74
Commercial and Industrial Loans 10.73
Farm Loans 1.13

Savings Rates

Your Current Location: Virginia, VA 20146

0.45% $1,000 $24,999 Learn MoreShow Less
6 Mo CD 100K
0.45% $25,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA 0K
0.90% $1,000 - Learn MoreShow Less
Special: 12 Mo FIRA
1.00% $1,000 $249,999 Learn MoreShow Less
Special: 48 Mo FIRA
1.65% $1,000 $249,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.36% $250 - Learn MoreShow Less
0.15% $2,500 $9,999 Learn MoreShow Less
0.20% $10,000 $24,999 Learn MoreShow Less
0.25% $25,000 $49,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for 5Star Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.750% 3.750% -0.25 ($162) $1,158 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Note to 5Star Bank
To upload and update your bank's rates please register. It is free to register and add rates.


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5star Bank Locations

Financial Details

5Star Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 5Star Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
5Star Bank U.S. Bank Average
2.03% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, 5Star Bank had $731,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $34,674,000 in equity and $1,325,000 in loans loss reserves. That gives it a Texas Ratio of 2.03%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
5Star Bank U.S. Bank Average
8.56% 8.58

5Star Bank has a Return on Equity of 8.56% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

5Star Bank U.S. Bank Average
18.9% 12.11

5Star Bank has a Capitalization of 18.9% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

5Star Bank Balance Sheet Analysis

As of June 30, 2017, 5Star Bank had assets of $183,471,000, loans of $130,003,000, and deposits of $147,734,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

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