Adams County Bank

401 N. Smith Avenue
Kenesaw, NE 68956

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 14311
Date Established 1878
Assets $0.17 billion
Loans $0.10 billion
Deposits $0.11 billion
Capital $0.01 billion

Adams County Bank is an FDIC insured institution located in Kenesaw, NE. It was founded in 1878 and has approximately $0.17 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Adams County Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Adams County Bank’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Nebraska, Adams County Bank has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 7.64
Multifamily
Mortgages
2.22
Credit Card Loans 0.00
Consumer Auto Loans 0.74
Small Business Loans 1.93
Construction and Development Loans 1.18
Commercial Real Estate 1.93
Commercial and Industrial Loans 8.87
Farm Loans 48.78

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.40% $10,000 $24,999 Learn MoreShow Less
3 Mo CD 100K
0.50% $50,000 - Learn MoreShow Less
6 Mo CD 10K
0.65% $1,000 $24,999 Learn MoreShow Less
6 Mo CD 100K
0.80% $90,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.00% $1 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.25% $1,000 $9,999 Learn MoreShow Less
MM 10K
0.30% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.35% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.20% $1,000 $9,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Adams County Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
3.990% 3.990% -0.25 ($625) $1,193 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More
Flagstar Bank 4.990% $268.11 Learn More

Note to Adams County Bank
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Branches

Adams County Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Adams County Bank Locations

Financial Details

Adams County Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Adams County Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Adams County Bank U.S. Bank Average
1.22% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Adams County Bank had $151,000 in non-current loans and $28,000 in owned real estate. To cover these potential losses it had $13,716,000 in equity and $1,005,000 in loans loss reserves. That gives it a Texas Ratio of 1.22%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Adams County Bank U.S. Bank Average
15.24% 8.58

Adams County Bank has a Return on Equity of 15.24% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Adams County Bank U.S. Bank Average
8.05% 12.11

Adams County Bank has a Capitalization of 8.05% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Adams County Bank Balance Sheet Analysis

As of June 30, 2017, Adams County Bank had assets of $170,465,000, loans of $101,059,000, and deposits of $106,003,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Adams County Bank

Branches and Savings

Is Adams County Bank FDIC insured?

Yes. It is covered under FDIC Certificate #14311.

Why does Adams County Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Adams County Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Adams County Bank a commercial bank?

Yes

Where are Adams County Bank locations?

See branch locations nearby.

Is Adams County Bank open on Saturdays?

Is Adams County Bank open on Sundays?

What time does Adams County Bank open?

What time does Adams County Bank close?

Are Adams County Bank ATMs Open 24/7?

Do Adams County Bank ATMs accept cash deposits?

Can Adams County Bank customers use other ATMs?

Do Adams County Bank branches have notaries?

Will Adams County Bank notarize my document?

What address for Adams County Bank should I put for incoming ACH transfers?

Will the Adams County Bank branch print checks?

Do Adams County Bank checks expire?

Does Adams County Bank require US citizenship to open account?

Can Adams County Bank close my account?

Does Adams County Bank Report to credit bureaus?

Does Adams County Bank Use Equifax?

What is Adams County Bank's ACH Routing Number?

What is Adams County Bank's SWIFT code?

Products

Does Adams County Bank offer mortgages?

Compare mortgage rates here.

Does Adams County Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Adams County Bank offer personal loans?

Compare personal loan rates here.

Does Adams County Bank offer student loans?

Will Adams County Bank cash a check?

Will Adams County Bank redeem a savings bond?

Does Adams County Bank cash savings bonds?

Will Adams County Bank cash money orders?

Can Adams County Bank issue a money order?

Does Adams County Bank do currency exchange?

Background on The Bank

Who owns Adams County Bank?

How long has Adams County Bank been around?

Can Adams County Bank transfer to other banks?

Does Adams County Bank have quick pay?

Does Adams County Bank accept rolled coins?

Will Adams County Bank accept loose change?

Where is Adams County Bank headquarters?

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