Adams County Bank

401 N. Smith Avenue
Kenesaw, NE 68956


General Bank Information

FDIC Insured Yes
FDIC Certificate # 14311
Date Established 1878
Assets $0.17 billion
Loans $0.10 billion
Deposits $0.11 billion
Capital $0.01 billion

Adams County Bank is an FDIC insured institution located in Kenesaw, NE. It was founded in 1878 and has approximately $0.17 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Adams County Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Adams County Bank’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks, Adams County Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 7.98
Credit Card Loans 0.00
Consumer Auto Loans 0.75
Small Business Loans 2.12
Construction and Development Loans 1.00
Commercial Real Estate 2.12
Commercial and Industrial Loans 8.81
Farm Loans 46.48

Savings Rates

Your Current Location: Virginia, VA 20146

03MCD10K 0.30% $10,000 $24,999 Learn MoreShow Less
3 Mo CD 100K 0.45% $50,000 - Learn MoreShow Less
06MCD10K 0.45% $1,000 $24,999 Learn MoreShow Less
6 Mo CD 100K 0.75% $90,000 - Learn MoreShow Less
12MCD10K 0.65% $1,000 $24,999 Learn MoreShow Less
12 Mo CD 100K 1.00% $90,000 - Learn MoreShow Less
18MCD10K 0.65% $1,000 $24,999 Learn MoreShow Less
18 Mo CD 100K 1.00% $90,000 - Learn MoreShow Less
24MCD10K 0.90% $1,000 $24,999 Learn MoreShow Less
24 Mo CD 100K 1.41% $90,000 - Learn MoreShow Less
30MCD10K 0.90% $1,000 $24,999 Learn MoreShow Less
36MCD10K 1.10% $1,000 $24,999 Learn MoreShow Less
36 Mo CD 100K 1.71% $90,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
SAV2.5K 0.20% $1 $4,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K 0.85% $1 - Learn MoreShow Less
MM2.5K 0.25% $1,000 $9,999 Learn MoreShow Less
MM10K 0.30% $10,000 $24,999 Learn MoreShow Less
MM25K 0.35% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
INTCK2.5K 0.20% $1,000 $9,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for Adams County Bank

We're working to get rates for every bank in the world. Please bare with us until we are able to get rates for this bank.

Back to Adams County Bank

Note to Adams County Bank
To upload and update your bank's rates please register. It is free to register and add rates.


Adams County Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Adams County Bank Locations

Financial Details

Adams County Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Adams County Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Adams County Bank U.S. Bank Average
1.3% 9.04%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of December 31, 2016, Adams County Bank had $184,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $13,146,000 in equity and $1,003,000 in loans loss reserves. That gives it a Texas Ratio of 1.3%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Adams County Bank U.S. Bank Average
14.89% 8.42%

Adams County Bank has a Return on Equity of 14.89% versus the BestCashCow average of 8.42%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Adams County Bank U.S. Bank Average
7.84% 11.86%

Adams County Bank has a Capitalization of 7.84% versus the BestCashCow average of 11.86%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Adams County Bank Balance Sheet Analysis

As of December 31, 2016, Adams County Bank had assets of $167,677,000, loans of $98,763,000, and deposits of $113,231,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Customer Reviews for Adams County Bank

There are currently no comments for Adams County Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →