American Exchange Bank, Lindsay, Oklahoma

402 South Main Street
Lindsay, OK 73052

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 2328
Date Established 1924
Assets $0.06 billion
Loans $0.02 billion
Deposits $0.05 billion
Capital $0.01 billion

American Exchange Bank, Lindsay, Oklahoma is an FDIC insured institution located in Lindsay, OK. It was founded in 1924 and has approximately $0.06 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of American Exchange Bank, Lindsay, Oklahoma's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in American Exchange Bank, Lindsay, Oklahoma’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Small Business Loans.

Compared to other banks, American Exchange Bank, Lindsay, Oklahoma’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 32.13
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 6.83
Small Business Loans 12.84
Construction and Development Loans 2.02
Commercial Real Estate 12.84
Commercial and Industrial Loans 26.95
Farm Loans 12.05

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for American Exchange Bank, Lindsay, Oklahoma, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for American Exchange Bank, Lindsay, Oklahoma

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to American Exchange Bank, Lindsay, Oklahoma
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Branches

American Exchange Bank, Lindsay, Oklahoma branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


American Exchange Bank, Lindsay, Oklahoma Locations

Financial Details

American Exchange Bank, Lindsay, Oklahoma Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Exchange Bank, Lindsay, Oklahoma. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American Exchange Bank, Lindsay, Oklahoma U.S. Bank Average
0% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, American Exchange Bank, Lindsay, Oklahoma had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $7,036,000 in equity and $874,000 in loans loss reserves. That gives it a Texas Ratio of 0%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
American Exchange Bank, Lindsay, Oklahoma U.S. Bank Average
11.02% 8.58

American Exchange Bank, Lindsay, Oklahoma has a Return on Equity of 11.02% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
American Exchange Bank, Lindsay, Oklahoma U.S. Bank Average
11.69% 12.11

American Exchange Bank, Lindsay, Oklahoma has a Capitalization of 11.69% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Exchange Bank, Lindsay, Oklahoma Balance Sheet Analysis

As of June 30, 2017, American Exchange Bank, Lindsay, Oklahoma had assets of $60,203,000, loans of $16,608,000, and deposits of $51,712,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About American Exchange Bank, Lindsay, Oklahoma

Branches and Savings

Is American Exchange Bank, Lindsay, Oklahoma FDIC insured?

Yes. It is covered under FDIC Certificate #2328.

Why does American Exchange Bank, Lindsay, Oklahoma pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are American Exchange Bank, Lindsay, Oklahoma CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is American Exchange Bank, Lindsay, Oklahoma a commercial bank?

Yes

Where are American Exchange Bank, Lindsay, Oklahoma locations?

See branch locations nearby.

Is American Exchange Bank, Lindsay, Oklahoma open on Saturdays?

Is American Exchange Bank, Lindsay, Oklahoma open on Sundays?

What time does American Exchange Bank, Lindsay, Oklahoma open?

What time does American Exchange Bank, Lindsay, Oklahoma close?

Are American Exchange Bank, Lindsay, Oklahoma ATMs Open 24/7?

Do American Exchange Bank, Lindsay, Oklahoma ATMs accept cash deposits?

Can American Exchange Bank, Lindsay, Oklahoma customers use other ATMs?

Do American Exchange Bank, Lindsay, Oklahoma branches have notaries?

Will American Exchange Bank, Lindsay, Oklahoma notarize my document?

What address for American Exchange Bank, Lindsay, Oklahoma should I put for incoming ACH transfers?

Will the American Exchange Bank, Lindsay, Oklahoma branch print checks?

Do American Exchange Bank, Lindsay, Oklahoma checks expire?

Does American Exchange Bank, Lindsay, Oklahoma require US citizenship to open account?

Can American Exchange Bank, Lindsay, Oklahoma close my account?

Does American Exchange Bank, Lindsay, Oklahoma Report to credit bureaus?

Does American Exchange Bank, Lindsay, Oklahoma Use Equifax?

What is American Exchange Bank, Lindsay, Oklahoma's ACH Routing Number?

What is American Exchange Bank, Lindsay, Oklahoma's SWIFT code?

Products

Does American Exchange Bank, Lindsay, Oklahoma offer mortgages?

Compare mortgage rates here.

Does American Exchange Bank, Lindsay, Oklahoma offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American Exchange Bank, Lindsay, Oklahoma offer personal loans?

Compare personal loan rates here.

Does American Exchange Bank, Lindsay, Oklahoma offer student loans?

Will American Exchange Bank, Lindsay, Oklahoma cash a check?

Will American Exchange Bank, Lindsay, Oklahoma redeem a savings bond?

Does American Exchange Bank, Lindsay, Oklahoma cash savings bonds?

Will American Exchange Bank, Lindsay, Oklahoma cash money orders?

Can American Exchange Bank, Lindsay, Oklahoma issue a money order?

Does American Exchange Bank, Lindsay, Oklahoma do currency exchange?

Background on The Bank

Who owns American Exchange Bank, Lindsay, Oklahoma?

How long has American Exchange Bank, Lindsay, Oklahoma been around?

Can American Exchange Bank, Lindsay, Oklahoma transfer to other banks?

Does American Exchange Bank, Lindsay, Oklahoma have quick pay?

Does American Exchange Bank, Lindsay, Oklahoma accept rolled coins?

Will American Exchange Bank, Lindsay, Oklahoma accept loose change?

Where is American Exchange Bank, Lindsay, Oklahoma headquarters?

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