CrediCard National Bank

Headquarters

2120 West Ina Road, Suite 103e
Tucson, AZ 85741
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

CrediCard National Bank is an FDIC insured institution located in Tucson, AZ. It was founded in 1998 and has approximately $0 billion in assets.

FDIC Insured Yes
FDIC Certificate # 34551
Date Established 1998
Assets $ 0.07 million
Loans N.A.
Deposits N.A.
Capital $ 0.07 million
 

For a more detailed analysis of CrediCard National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 21, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - September 21, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CrediCard National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,122 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to CrediCard National Bank
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Branches

CrediCard National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


CrediCard National Bank Locations


Financial Details

CrediCard National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of CrediCard National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
CrediCard National Bank U.S. Bank Average
0% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, CrediCard National Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $68,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
CrediCard National Bank U.S. Bank Average
-244.3% 7.80%

CrediCard National Bank has a Return on Equity of -244.3% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
CrediCard National Bank U.S. Bank Average
100% 12.68%

CrediCard National Bank has a Capitalization of 100% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

CrediCard National Bank Balance Sheet Analysis

As of September 30, 2011, CrediCard National Bank had assets of $68,000, loans of $0, and deposits of $0. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases N.A.
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits N.A.
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 0.07 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in CrediCard National Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, CrediCard National Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

Frequently Asked Questions About Credicard National Bank

Branches and Savings

Is Credicard National Bank FDIC insured?

Yes. It is covered under FDIC Certificate #34551.

Why does Credicard National Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Credicard National Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Credicard National Bank a commercial bank?

Yes

Where are Credicard National Bank locations?

See branch locations nearby.

Is Credicard National Bank open on Saturdays?

Is Credicard National Bank open on Sundays?

What time does Credicard National Bank open?

What time does Credicard National Bank close?

Are Credicard National Bank ATMs Open 24/7?

Do Credicard National Bank ATMs accept cash deposits?

Can Credicard National Bank customers use other ATMs?

Do Credicard National Bank branches have notaries?

Will Credicard National Bank notarize my document?

What address for Credicard National Bank should I put for incoming ACH transfers?

Will the Credicard National Bank branch print checks?

Do Credicard National Bank checks expire?

Does Credicard National Bank require US citizenship to open account?

Can Credicard National Bank close my account?

Does Credicard National Bank Report to credit bureaus?

Does Credicard National Bank Use Equifax?

What is Credicard National Bank's ACH Routing Number?

What is Credicard National Bank's SWIFT code?

Products

Does Credicard National Bank offer mortgages?

Compare mortgage rates here.

Does Credicard National Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Credicard National Bank offer personal loans?

Compare personal loan rates here.

Does Credicard National Bank offer student loans?

Will Credicard National Bank cash a check?

Will Credicard National Bank redeem a savings bond?

Does Credicard National Bank cash savings bonds?

Will Credicard National Bank cash money orders?

Can Credicard National Bank issue a money order?

Does Credicard National Bank do currency exchange?

Background on The Bank

Who owns Credicard National Bank?

How long has Credicard National Bank been around?

Can Credicard National Bank transfer to other banks?

Does Credicard National Bank have quick pay?

Does Credicard National Bank accept rolled coins?

Will Credicard National Bank accept loose change?

Where is Credicard National Bank headquarters?

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