American Home Bank

220 West Huron Street, Suite 1000
Chicago, IL 60610

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 32569
Date Established 1987
Assets $0.02 billion
Loans $0.00 billion
Deposits $0.00 billion
Capital $0.02 billion

American Home Bank is an FDIC insured institution located in Chicago, IL. It was founded in 1987 and has approximately $0.02 billion in assets.

For a more detailed analysis of American Home Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in American Home Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, American Home Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for American Home Bank, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for American Home Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.064% 4.000% 0.25 $1,938 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to American Home Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

American Home Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


American Home Bank Locations

Financial Details

American Home Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Home Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American Home Bank U.S. Bank Average
0% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, American Home Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $20,281,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
American Home Bank U.S. Bank Average
-5.5% 8.58

American Home Bank has a Return on Equity of -5.5% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
American Home Bank U.S. Bank Average
94.93% 12.11

American Home Bank has a Capitalization of 94.93% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Home Bank Balance Sheet Analysis

As of March 31, 2011, American Home Bank had assets of $21,365,000, loans of $0, and deposits of $0. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About American Home Bank

Branches and Savings

Is American Home Bank FDIC insured?

Yes. It is covered under FDIC Certificate #32569.

Why does American Home Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are American Home Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is American Home Bank a commercial bank?

Yes

Where are American Home Bank locations?

See branch locations nearby.

Is American Home Bank open on Saturdays?

Is American Home Bank open on Sundays?

What time does American Home Bank open?

What time does American Home Bank close?

Are American Home Bank ATMs Open 24/7?

Do American Home Bank ATMs accept cash deposits?

Can American Home Bank customers use other ATMs?

Do American Home Bank branches have notaries?

Will American Home Bank notarize my document?

What address for American Home Bank should I put for incoming ACH transfers?

Will the American Home Bank branch print checks?

Do American Home Bank checks expire?

Does American Home Bank require US citizenship to open account?

Can American Home Bank close my account?

Does American Home Bank Report to credit bureaus?

Does American Home Bank Use Equifax?

What is American Home Bank's ACH Routing Number?

What is American Home Bank's SWIFT code?

Products

Does American Home Bank offer mortgages?

Compare mortgage rates here.

Does American Home Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American Home Bank offer personal loans?

Compare personal loan rates here.

Does American Home Bank offer student loans?

Will American Home Bank cash a check?

Will American Home Bank redeem a savings bond?

Does American Home Bank cash savings bonds?

Will American Home Bank cash money orders?

Can American Home Bank issue a money order?

Does American Home Bank do currency exchange?

Background on The Bank

Who owns American Home Bank?

How long has American Home Bank been around?

Can American Home Bank transfer to other banks?

Does American Home Bank have quick pay?

Does American Home Bank accept rolled coins?

Will American Home Bank accept loose change?

Where is American Home Bank headquarters?

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