American Home Bank


220 West Huron Street, Suite 1000
Chicago, IL 60610
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

American Home Bank is an FDIC insured institution located in Chicago, IL. It was founded in 1987 and has approximately $0.02 billion in assets.

FDIC Insured Yes
FDIC Certificate # 32569
Date Established 1987
Assets $ 21.37 million
Loans N.A.
Deposits N.A.
Capital $ 20.28 million

For a more detailed analysis of American Home Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828


Loan Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for American Home Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.736% 3.625%
0.88 points
$3,438 fees
$1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to American Home Bank
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Financial Details

American Home Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Home Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American Home Bank U.S. Bank Average
0% 4.78%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2021, American Home Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $20,281,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
American Home Bank U.S. Bank Average
-5.5% 11.29%

American Home Bank has a Return on Equity of -5.5% versus the BestCashCow average of 11.29%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

American Home Bank U.S. Bank Average
94.93% 11.72%

American Home Bank has a Capitalization of 94.93% versus the BestCashCow average of 11.72. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Home Bank Balance Sheet Analysis

As of March 31, 2011, American Home Bank had assets of $21,365,000, loans of $0, and deposits of $0. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2021
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases N.A.
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
Total deposits N.A.
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 21.37 million

Summary Income Statement

June 30, 2021
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in American Home Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, American Home Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

Frequently Asked Questions About American Home Bank

Branches and Savings

Is American Home Bank FDIC insured?

Yes. It is covered under FDIC Certificate #32569.

Why does American Home Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are American Home Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is American Home Bank a commercial bank?


Where are American Home Bank locations?

See branch locations nearby.

Is American Home Bank open on Saturdays?

Is American Home Bank open on Sundays?

What time does American Home Bank open?

What time does American Home Bank close?

Are American Home Bank ATMs Open 24/7?

Do American Home Bank ATMs accept cash deposits?

Can American Home Bank customers use other ATMs?

Do American Home Bank branches have notaries?

Will American Home Bank notarize my document?

What address for American Home Bank should I put for incoming ACH transfers?

Will the American Home Bank branch print checks?

Do American Home Bank checks expire?

Does American Home Bank require US citizenship to open account?

Can American Home Bank close my account?

Does American Home Bank Report to credit bureaus?

Does American Home Bank Use Equifax?

What is American Home Bank's ACH Routing Number?

What is American Home Bank's SWIFT code?


Does American Home Bank offer mortgages?

Compare mortgage rates here.

Does American Home Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American Home Bank offer personal loans?

Compare personal loan rates here.

Does American Home Bank offer student loans?

Will American Home Bank cash a check?

Will American Home Bank redeem a savings bond?

Does American Home Bank cash savings bonds?

Will American Home Bank cash money orders?

Can American Home Bank issue a money order?

Does American Home Bank do currency exchange?

Background on The Bank

Who owns American Home Bank?

How long has American Home Bank been around?

Can American Home Bank transfer to other banks?

Does American Home Bank have quick pay?

Does American Home Bank accept rolled coins?

Will American Home Bank accept loose change?

Where is American Home Bank headquarters?

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