American Marine Bank

249 Winslow Way East
Bainbridge Island, WA 98110


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16730
Date Established 1948
Assets $0.33 billion
Loans $0.23 billion
Deposits $0.29 billion
Capital $0.00 billion

American Marine Bank is an FDIC insured institution located in Bainbridge Island, WA. It was founded in 1948 and has approximately $0.33 billion in assets.

American Marine Bank, Bainbridge Island, Washington, was closed January 29, 2010 by the Washington Department of Financial Institutions, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. To protect the depositors, the FDIC entered into a purchase and assumption agreement with Columbia State Bank, Tacoma, Washington, to assume all of the deposits of American Marine Bank.

For a more detailed analysis of American Marine Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no rates available for American Marine Bank, but see these great savings and CD rates:

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Loan Rates - October 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for American Marine Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
NMLS ID: 2890
License#: MC-3098
3.515% 3.500% 0.25 $478 $1,123 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.662% 3.625% 0.50 $1,150 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to American Marine Bank
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Financial Details

American Marine Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Marine Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American Marine Bank U.S. Bank Average
155.23% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, American Marine Bank had $21,414,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $2,357,000 in equity and $11,438,000 in loans loss reserves. That gives it a Texas Ratio of 155.23%.

Return on Equity
American Marine Bank U.S. Bank Average
-234.73% 9.50%

American Marine Bank has a Return on Equity of -234.73% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

American Marine Bank U.S. Bank Average
0.72% 12.76%

American Marine Bank has a Capitalization of 0.72% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Marine Bank Balance Sheet Analysis

As of November 30, -0001, American Marine Bank had assets of $329,246,000, loans of $228,844,000, and deposits of $287,443,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.23 billion
Loan loss allowance $0.01 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
Total deposits $0.29 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $0.33 billion

Summary Income Statement

June 30, 2019
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in American Marine Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, American Marine Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About American Marine Bank

Branches and Savings

Is American Marine Bank FDIC insured?

Yes. It is covered under FDIC Certificate #16730.

Why does American Marine Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are American Marine Bank CD rates not competitive?

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Is American Marine Bank a commercial bank?


Where are American Marine Bank locations?

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Is American Marine Bank open on Saturdays?

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Do American Marine Bank checks expire?

Does American Marine Bank require US citizenship to open account?

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Does American Marine Bank offer mortgages?

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Does American Marine Bank offer home equity lines of credit and home equity loans?

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Does American Marine Bank offer personal loans?

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Does American Marine Bank offer student loans?

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Background on The Bank

Who owns American Marine Bank?

How long has American Marine Bank been around?

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Does American Marine Bank have quick pay?

Does American Marine Bank accept rolled coins?

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