Canyon Community Bank, National Association

7981 North Oracle Road
Tucson, AZ 85704

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35547
Date Established 2000
Assets $0.09 billion
Loans $0.03 billion
Deposits $0.08 billion
Capital $0.01 billion

Canyon Community Bank, National Association is an FDIC insured institution located in Tucson, AZ. It was founded in 2000 and has approximately $0.09 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Canyon Community Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Canyon Community Bank, National Association’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and Small Business Loans.

Compared to other banks in Arizona, Canyon Community Bank, National Association has a significantly higher percent of Multifamily Mortgages, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 2.01
Multifamily
Mortgages
12.06
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 27.79
Construction and Development Loans 4.51
Commercial Real Estate 51.92
Commercial and Industrial Loans 32.22
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Canyon Community Bank, National Association, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Canyon Community Bank, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
HomeDirect Mortgage
NMLS ID: 420821
3.888% 3.875% 0.13 $497 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Canyon Community Bank, National Association
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Canyon Community Bank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Canyon Community Bank, National Association Locations

Financial Details

Canyon Community Bank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Canyon Community Bank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Canyon Community Bank, National Association U.S. Bank Average
5.28% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Canyon Community Bank, National Association had $700,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $12,417,000 in equity and $837,000 in loans loss reserves. That gives it a Texas Ratio of 5.28%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Canyon Community Bank, National Association U.S. Bank Average
-1.04% 8.58

Canyon Community Bank, National Association has a Return on Equity of -1.04% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Canyon Community Bank, National Association U.S. Bank Average
13.42% 12.11

Canyon Community Bank, National Association has a Capitalization of 13.42% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Canyon Community Bank, National Association Balance Sheet Analysis

As of June 30, 2017, Canyon Community Bank, National Association had assets of $92,492,000, loans of $27,162,000, and deposits of $77,995,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Canyon Community Bank, National Association

Branches and Savings

Is Canyon Community Bank, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #35547.

Why does Canyon Community Bank, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Canyon Community Bank, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Canyon Community Bank, National Association a commercial bank?

Yes

Where are Canyon Community Bank, National Association locations?

See branch locations nearby.

Is Canyon Community Bank, National Association open on Saturdays?

Is Canyon Community Bank, National Association open on Sundays?

What time does Canyon Community Bank, National Association open?

What time does Canyon Community Bank, National Association close?

Are Canyon Community Bank, National Association ATMs Open 24/7?

Do Canyon Community Bank, National Association ATMs accept cash deposits?

Can Canyon Community Bank, National Association customers use other ATMs?

Do Canyon Community Bank, National Association branches have notaries?

Will Canyon Community Bank, National Association notarize my document?

What address for Canyon Community Bank, National Association should I put for incoming ACH transfers?

Will the Canyon Community Bank, National Association branch print checks?

Do Canyon Community Bank, National Association checks expire?

Does Canyon Community Bank, National Association require US citizenship to open account?

Can Canyon Community Bank, National Association close my account?

Does Canyon Community Bank, National Association Report to credit bureaus?

Does Canyon Community Bank, National Association Use Equifax?

What is Canyon Community Bank, National Association's ACH Routing Number?

What is Canyon Community Bank, National Association's SWIFT code?

Products

Does Canyon Community Bank, National Association offer mortgages?

Compare mortgage rates here.

Does Canyon Community Bank, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Canyon Community Bank, National Association offer personal loans?

Compare personal loan rates here.

Does Canyon Community Bank, National Association offer student loans?

Will Canyon Community Bank, National Association cash a check?

Will Canyon Community Bank, National Association redeem a savings bond?

Does Canyon Community Bank, National Association cash savings bonds?

Will Canyon Community Bank, National Association cash money orders?

Can Canyon Community Bank, National Association issue a money order?

Does Canyon Community Bank, National Association do currency exchange?

Background on The Bank

Who owns Canyon Community Bank, National Association?

How long has Canyon Community Bank, National Association been around?

Can Canyon Community Bank, National Association transfer to other banks?

Does Canyon Community Bank, National Association have quick pay?

Does Canyon Community Bank, National Association accept rolled coins?

Will Canyon Community Bank, National Association accept loose change?

Where is Canyon Community Bank, National Association headquarters?

Customer Reviews for Canyon Community Bank, National Association

There are currently no comments for Canyon Community Bank, National Association. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →