American Metro Bank

4878 North Broadway
Chicago, IL 60640

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 34334
Date Established 1997
Assets $0.06 billion
Loans $0.05 billion
Deposits $0.05 billion
Capital $0.01 billion

American Metro Bank is an FDIC insured institution located in Chicago, IL. It was founded in 1997 and has approximately $0.06 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of American Metro Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in American Metro Bank’s loan portfolio are Commercial Real Estate, Small Business Loans, and 1-4 Family Residential Loans.

Compared to other banks in Illinois, American Metro Bank has a significantly higher percent of Small Business Loans, Construction and Development Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 28.32
Multifamily
Mortgages
6.57
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 29.98
Construction and Development Loans 12.74
Commercial Real Estate 50.37
Commercial and Industrial Loans 3.88
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.50% $1,000 $99,999 Learn MoreShow Less
3 Mo CD 100K
0.70% $100,000 - Learn MoreShow Less
6 Mo CD 10K
0.55% $1,000 $99,999 Learn MoreShow Less
6 Mo CD 100K
0.75% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.70% $1,000 $99,999 Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.20% $1 $24,999 Learn MoreShow Less
MM 25K
0.30% $25,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.15% $300 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for American Metro Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.064% 4.000% 0.25 $1,938 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to American Metro Bank
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Branches

American Metro Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


American Metro Bank Locations

Financial Details

American Metro Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Metro Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American Metro Bank U.S. Bank Average
29.15% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, American Metro Bank had $1,180,000 in non-current loans and $1,307,000 in owned real estate. To cover these potential losses it had $7,585,000 in equity and $946,000 in loans loss reserves. That gives it a Texas Ratio of 29.15%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
American Metro Bank U.S. Bank Average
2.73% 8.58

American Metro Bank has a Return on Equity of 2.73% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
American Metro Bank U.S. Bank Average
12.01% 12.11

American Metro Bank has a Capitalization of 12.01% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Metro Bank Balance Sheet Analysis

As of June 30, 2017, American Metro Bank had assets of $63,163,000, loans of $49,645,000, and deposits of $46,338,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About American Metro Bank

Branches and Savings

Is American Metro Bank FDIC insured?

Yes. It is covered under FDIC Certificate #34334.

Why does American Metro Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are American Metro Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is American Metro Bank a commercial bank?

Yes

Where are American Metro Bank locations?

See branch locations nearby.

Is American Metro Bank open on Saturdays?

Is American Metro Bank open on Sundays?

What time does American Metro Bank open?

What time does American Metro Bank close?

Are American Metro Bank ATMs Open 24/7?

Do American Metro Bank ATMs accept cash deposits?

Can American Metro Bank customers use other ATMs?

Do American Metro Bank branches have notaries?

Will American Metro Bank notarize my document?

What address for American Metro Bank should I put for incoming ACH transfers?

Will the American Metro Bank branch print checks?

Do American Metro Bank checks expire?

Does American Metro Bank require US citizenship to open account?

Can American Metro Bank close my account?

Does American Metro Bank Report to credit bureaus?

Does American Metro Bank Use Equifax?

What is American Metro Bank's ACH Routing Number?

What is American Metro Bank's SWIFT code?

Products

Does American Metro Bank offer mortgages?

Compare mortgage rates here.

Does American Metro Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American Metro Bank offer personal loans?

Compare personal loan rates here.

Does American Metro Bank offer student loans?

Will American Metro Bank cash a check?

Will American Metro Bank redeem a savings bond?

Does American Metro Bank cash savings bonds?

Will American Metro Bank cash money orders?

Can American Metro Bank issue a money order?

Does American Metro Bank do currency exchange?

Background on The Bank

Who owns American Metro Bank?

How long has American Metro Bank been around?

Can American Metro Bank transfer to other banks?

Does American Metro Bank have quick pay?

Does American Metro Bank accept rolled coins?

Will American Metro Bank accept loose change?

Where is American Metro Bank headquarters?

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