American National Bank - Fox Cities

Headquarters

2200 North Richmond Street
Appleton, WI 54911
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 0.95% →
1-Year CD 0.50% 1.01% →
2-Year CD 0.70% 0.95% →
5-Year CD 0.90% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

American National Bank - Fox Cities is an FDIC insured institution located in Appleton, WI. It was founded in 1993 and has approximately $0.31 billion in assets.

FDIC Insured Yes
FDIC Certificate # 33812
Date Established 1993
Assets $ 314.53 million
Loans $ 224.34 million
Deposits $ 253.25 million
Capital $ 44.27 million
 

For a more detailed analysis of American National Bank - Fox Cities's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 25, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
30 Mo CD
0.70% $10,000 $14,999 Learn More
30 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
0.90% $100,000 $199,999 Learn More

Variable IRA Rates APY MIN MAX
Var IRA
0.01% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 25, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for American National Bank - Fox Cities

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to American National Bank - Fox Cities
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

American National Bank - Fox Cities branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


American National Bank - Fox Cities Locations


Financial Details

American National Bank - Fox Cities Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American National Bank - Fox Cities. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American National Bank - Fox Cities U.S. Bank Average
0.63% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, American National Bank - Fox Cities had $294,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $44,274,000 in equity and $2,601,000 in loans loss reserves. That gives it a Texas Ratio of 0.63%.

Return on Equity
American National Bank - Fox Cities U.S. Bank Average
11.52% 7.80%

American National Bank - Fox Cities has a Return on Equity of 11.52% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
American National Bank - Fox Cities U.S. Bank Average
14.08% 12.68%

American National Bank - Fox Cities has a Capitalization of 14.08% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American National Bank - Fox Cities Balance Sheet Analysis

As of March 31, 2020, American National Bank - Fox Cities had assets of $314,527,000, loans of $224,338,000, and deposits of $253,245,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 11.39 million
Interest-bearing balances $ 9.13 million
Total securities $ 57.13 million
Federal funds sold and reverse repurchase $ 6.47 million
Net loans and leases $ 224.34 million
Loan loss allowance $ 2.60 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.34 million
All other assets $ 12.71 million
     Total Assets $ 270.25 million
LIABILITIES
Total deposits $ 253.25 million
      Interest-bearing deposits $ 229.55 million
      Deposits held in domestic offices $ 253.25 million
      % insured (estimated) 69.67%
Federal funds purchased and repurchase agreements $ 0.61 million
Trading liabilities N.A.
Other borrowed funds $ 15.00 million
Subordinated debt N.A.
All other liabilities $ 1.40 million
      Total Liabilities $ 270.25 million
      Shareholders’ Equity $ 44.27 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 3.33 million
Total Interest Expense $ 0.96 million
Net interest income $ 2.37 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.21 million
Total non interest expense $ 1.38 million
Pre-tax Net Operating Income $ 1.21 million

Bank Loan Profile?

The top three loan types in American National Bank - Fox Cities’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Wisconsin, American National Bank - Fox Cities has a significantly higher percent of Commercial Real Estate, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 9.08
Multifamily
Mortgages
1.25
Credit Card Loans 0.00
Consumer Auto Loans 0.12
Small Business Loans 0.00
Construction and Development Loans 2.80
Commercial Real Estate 57.34
Commercial and Industrial Loans 29.93
Farm Loans 0.38

Frequently Asked Questions About American National Bank - Fox Cities

Branches and Savings

Is American National Bank - Fox Cities FDIC insured?

Yes. It is covered under FDIC Certificate #33812.

Why does American National Bank - Fox Cities pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are American National Bank - Fox Cities CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is American National Bank - Fox Cities a commercial bank?

Yes

Where are American National Bank - Fox Cities locations?

See branch locations nearby.

Is American National Bank - Fox Cities open on Saturdays?

Is American National Bank - Fox Cities open on Sundays?

What time does American National Bank - Fox Cities open?

What time does American National Bank - Fox Cities close?

Are American National Bank - Fox Cities ATMs Open 24/7?

Do American National Bank - Fox Cities ATMs accept cash deposits?

Can American National Bank - Fox Cities customers use other ATMs?

Do American National Bank - Fox Cities branches have notaries?

Will American National Bank - Fox Cities notarize my document?

What address for American National Bank - Fox Cities should I put for incoming ACH transfers?

Will the American National Bank - Fox Cities branch print checks?

Do American National Bank - Fox Cities checks expire?

Does American National Bank - Fox Cities require US citizenship to open account?

Can American National Bank - Fox Cities close my account?

Does American National Bank - Fox Cities Report to credit bureaus?

Does American National Bank - Fox Cities Use Equifax?

What is American National Bank - Fox Cities's ACH Routing Number?

What is American National Bank - Fox Cities's SWIFT code?

Products

Does American National Bank - Fox Cities offer mortgages?

Compare mortgage rates here.

Does American National Bank - Fox Cities offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American National Bank - Fox Cities offer personal loans?

Compare personal loan rates here.

Does American National Bank - Fox Cities offer student loans?

Will American National Bank - Fox Cities cash a check?

Will American National Bank - Fox Cities redeem a savings bond?

Does American National Bank - Fox Cities cash savings bonds?

Will American National Bank - Fox Cities cash money orders?

Can American National Bank - Fox Cities issue a money order?

Does American National Bank - Fox Cities do currency exchange?

Background on The Bank

Who owns American National Bank - Fox Cities?

How long has American National Bank - Fox Cities been around?

Can American National Bank - Fox Cities transfer to other banks?

Does American National Bank - Fox Cities have quick pay?

Does American National Bank - Fox Cities accept rolled coins?

Will American National Bank - Fox Cities accept loose change?

Where is American National Bank - Fox Cities headquarters?

Customer Reviews for American National Bank - Fox Cities

There are currently no comments for American National Bank - Fox Cities. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →