American Premier Bank


336 East Huntington Drive
Arcadia, CA 91006
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

American Premier Bank is an FDIC insured institution located in Arcadia, CA. It was founded in 2003 and has approximately $0.11 billion in assets.

FDIC Insured Yes
FDIC Certificate # 57198
Date Established 2003
Assets $ 110.52 million
Loans $ 84.44 million
Deposits $ 94.97 million
Capital $ 15.36 million

For a more detailed analysis of American Premier Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 15, 2021

Your Current Location: Virginia, VA 20146


Loan Rates - October 15, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for American Premier Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
New American Funding
NMLS ID: 6606
2.996% 2.875%
0.88 points
$3,914 fees
$1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to American Premier Bank
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Financial Details

American Premier Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Premier Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American Premier Bank U.S. Bank Average
8.28% 4.78%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2021, American Premier Bank had $842,000 in non-current loans and $533,000 in owned real estate. To cover these potential losses it had $15,356,000 in equity and $1,260,000 in loans loss reserves. That gives it a Texas Ratio of 8.28%.

Return on Equity
American Premier Bank U.S. Bank Average
0.15% 11.29%

American Premier Bank has a Return on Equity of 0.15% versus the BestCashCow average of 11.29%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

American Premier Bank U.S. Bank Average
13.89% 11.72%

American Premier Bank has a Capitalization of 13.89% versus the BestCashCow average of 11.72. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Premier Bank Balance Sheet Analysis

As of December 31, 2010, American Premier Bank had assets of $110,520,000, loans of $84,436,000, and deposits of $94,971,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2021
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 84.44 million
Loan loss allowance $ 1.26 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.53 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
Total deposits $ 94.97 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 110.52 million

Summary Income Statement

June 30, 2021
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in American Premier Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, American Premier Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About American Premier Bank

Branches and Savings

Is American Premier Bank FDIC insured?

Yes. It is covered under FDIC Certificate #57198.

Why does American Premier Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are American Premier Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is American Premier Bank a commercial bank?


Where are American Premier Bank locations?

See branch locations nearby.

Is American Premier Bank open on Saturdays?

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Are American Premier Bank ATMs Open 24/7?

Do American Premier Bank ATMs accept cash deposits?

Can American Premier Bank customers use other ATMs?

Do American Premier Bank branches have notaries?

Will American Premier Bank notarize my document?

What address for American Premier Bank should I put for incoming ACH transfers?

Will the American Premier Bank branch print checks?

Do American Premier Bank checks expire?

Does American Premier Bank require US citizenship to open account?

Can American Premier Bank close my account?

Does American Premier Bank Report to credit bureaus?

Does American Premier Bank Use Equifax?

What is American Premier Bank's ACH Routing Number?

What is American Premier Bank's SWIFT code?


Does American Premier Bank offer mortgages?

Compare mortgage rates here.

Does American Premier Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American Premier Bank offer personal loans?

Compare personal loan rates here.

Does American Premier Bank offer student loans?

Will American Premier Bank cash a check?

Will American Premier Bank redeem a savings bond?

Does American Premier Bank cash savings bonds?

Will American Premier Bank cash money orders?

Can American Premier Bank issue a money order?

Does American Premier Bank do currency exchange?

Background on The Bank

Who owns American Premier Bank?

How long has American Premier Bank been around?

Can American Premier Bank transfer to other banks?

Does American Premier Bank have quick pay?

Does American Premier Bank accept rolled coins?

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Where is American Premier Bank headquarters?

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