American Savings Bank, FSB

1001 Bishop Street, Suite 100
Honolulu, HI 96813

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 32526
Date Established 1987
Assets $6.61 billion
Loans $4.69 billion
Deposits $5.77 billion
Capital $0.60 billion

American Savings Bank, FSB is an FDIC insured institution located in Honolulu, HI. It was founded in 1987 and has approximately $6.61 billion in assets. Customers can open an account at one of its 57 branches.

For a more detailed analysis of American Savings Bank, FSB's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in American Savings Bank, FSB’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks in Hawaii, American Savings Bank, FSB has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 62.85
Multifamily
Mortgages
1.43
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.78
Construction and Development Loans 3.60
Commercial Real Estate 15.26
Commercial and Industrial Loans 12.76
Farm Loans 0.14

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.03% $1,000 $99,999 Learn MoreShow Less
3 Mo CD 100K
0.03% $100,000 - Learn MoreShow Less
6 Mo CD 10K
0.05% $1,000 $99,999 Learn MoreShow Less
6 Mo CD 100K
0.05% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.02% $100 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.10% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.02% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.03% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.04% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.04% $25,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.01% $1 $4,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

American Savings Bank, FSB branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


American Savings Bank, Fsb Locations

Financial Details

American Savings Bank, FSB Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Savings Bank, FSB. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American Savings Bank, FSB U.S. Bank Average
3.45% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, American Savings Bank, FSB had $20,964,000 in non-current loans and $1,554,000 in owned real estate. To cover these potential losses it had $596,387,000 in equity and $56,356,000 in loans loss reserves. That gives it a Texas Ratio of 3.45%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
American Savings Bank, FSB U.S. Bank Average
11.09% 8.58

American Savings Bank, FSB has a Return on Equity of 11.09% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
American Savings Bank, FSB U.S. Bank Average
9.02% 12.11

American Savings Bank, FSB has a Capitalization of 9.02% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Savings Bank, FSB Balance Sheet Analysis

As of June 30, 2017, American Savings Bank, FSB had assets of $6,610,877,000, loans of $4,693,539,000, and deposits of $5,771,556,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About American Savings Bank, FSB

Branches and Savings

Is American Savings Bank, FSB FDIC insured?

Yes. It is covered under FDIC Certificate #32526.

Why does American Savings Bank, FSB pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are American Savings Bank, FSB CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is American Savings Bank, FSB a commercial bank?

Yes

Where are American Savings Bank, FSB locations?

See branch locations nearby.

Is American Savings Bank, FSB open on Saturdays?

Is American Savings Bank, FSB open on Sundays?

What time does American Savings Bank, FSB open?

What time does American Savings Bank, FSB close?

Are American Savings Bank, FSB ATMs Open 24/7?

Do American Savings Bank, FSB ATMs accept cash deposits?

Can American Savings Bank, FSB customers use other ATMs?

Do American Savings Bank, FSB branches have notaries?

Will American Savings Bank, FSB notarize my document?

What address for American Savings Bank, FSB should I put for incoming ACH transfers?

Will the American Savings Bank, FSB branch print checks?

Do American Savings Bank, FSB checks expire?

Does American Savings Bank, FSB require US citizenship to open account?

Can American Savings Bank, FSB close my account?

Does American Savings Bank, FSB Report to credit bureaus?

Does American Savings Bank, FSB Use Equifax?

What is American Savings Bank, FSB's ACH Routing Number?

What is American Savings Bank, FSB's SWIFT code?

Products

Does American Savings Bank, FSB offer mortgages?

Compare mortgage rates here.

Does American Savings Bank, FSB offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American Savings Bank, FSB offer personal loans?

Compare personal loan rates here.

Does American Savings Bank, FSB offer student loans?

Will American Savings Bank, FSB cash a check?

Will American Savings Bank, FSB redeem a savings bond?

Does American Savings Bank, FSB cash savings bonds?

Will American Savings Bank, FSB cash money orders?

Can American Savings Bank, FSB issue a money order?

Does American Savings Bank, FSB do currency exchange?

Background on The Bank

Who owns American Savings Bank, FSB?

How long has American Savings Bank, FSB been around?

Can American Savings Bank, FSB transfer to other banks?

Does American Savings Bank, FSB have quick pay?

Does American Savings Bank, FSB accept rolled coins?

Will American Savings Bank, FSB accept loose change?

Where is American Savings Bank, FSB headquarters?

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