AmericanWest Bank

41 W. Riverside Avenue, Suite 400
Spokane, WA 99201

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 22441
Date Established 1977
Assets $4.62 billion
Loans $2.94 billion
Deposits $3.75 billion
Capital $0.58 billion

AmericanWest Bank is an FDIC insured institution located in Spokane, WA. It was founded in 1977 and has approximately $4.51 billion in assets. Customers can open an account at one of its 11 branches.

For a more detailed analysis of AmericanWest Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in AmericanWest Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in Washington, AmericanWest Bank has a significantly higher percent of Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 20.46
Multifamily
Mortgages
12.88
Credit Card Loans 0.00
Consumer Auto Loans 0.07
Small Business Loans 13.09
Construction and Development Loans 2.27
Commercial Real Estate 46.28
Commercial and Industrial Loans 13.07
Farm Loans 2.40

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Americanwest Bank, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AmericanWest Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to AmericanWest Bank
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Branches

AmericanWest Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Americanwest Bank Locations

Financial Details

AmericanWest Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of AmericanWest Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
AmericanWest Bank U.S. Bank Average
4.09% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, AmericanWest Bank had $9,066,000 in non-current loans and $15,278,000 in owned real estate. To cover these potential losses it had $578,196,000 in equity and $17,115,000 in loans loss reserves. That gives it a Texas Ratio of 4.09%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
AmericanWest Bank U.S. Bank Average
5.1% 8.58

AmericanWest Bank has a Return on Equity of 5.1% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
AmericanWest Bank U.S. Bank Average
12.52% 12.11

AmericanWest Bank has a Capitalization of 12.52% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

AmericanWest Bank Balance Sheet Analysis

As of March 31, 2015, AmericanWest Bank had assets of $4,513,284,000, loans of $2,942,867,000, and deposits of $3,748,516,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About AmericanWest Bank

Branches and Savings

Is AmericanWest Bank FDIC insured?

Yes. It is covered under FDIC Certificate #22441.

Why does AmericanWest Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are AmericanWest Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is AmericanWest Bank a commercial bank?

Yes

Where are AmericanWest Bank locations?

See branch locations nearby.

Is AmericanWest Bank open on Saturdays?

Is AmericanWest Bank open on Sundays?

What time does AmericanWest Bank open?

What time does AmericanWest Bank close?

Are AmericanWest Bank ATMs Open 24/7?

Do AmericanWest Bank ATMs accept cash deposits?

Can AmericanWest Bank customers use other ATMs?

Do AmericanWest Bank branches have notaries?

Will AmericanWest Bank notarize my document?

What address for AmericanWest Bank should I put for incoming ACH transfers?

Will the AmericanWest Bank branch print checks?

Do AmericanWest Bank checks expire?

Does AmericanWest Bank require US citizenship to open account?

Can AmericanWest Bank close my account?

Does AmericanWest Bank Report to credit bureaus?

Does AmericanWest Bank Use Equifax?

What is AmericanWest Bank's ACH Routing Number?

What is AmericanWest Bank's SWIFT code?

Products

Does AmericanWest Bank offer mortgages?

Compare mortgage rates here.

Does AmericanWest Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does AmericanWest Bank offer personal loans?

Compare personal loan rates here.

Does AmericanWest Bank offer student loans?

Will AmericanWest Bank cash a check?

Will AmericanWest Bank redeem a savings bond?

Does AmericanWest Bank cash savings bonds?

Will AmericanWest Bank cash money orders?

Can AmericanWest Bank issue a money order?

Does AmericanWest Bank do currency exchange?

Background on The Bank

Who owns AmericanWest Bank?

How long has AmericanWest Bank been around?

Can AmericanWest Bank transfer to other banks?

Does AmericanWest Bank have quick pay?

Does AmericanWest Bank accept rolled coins?

Will AmericanWest Bank accept loose change?

Where is AmericanWest Bank headquarters?

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