America's Community Bank

1100 West Main Street
Blue Springs, MO 64015

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 8893
Date Established 1888
Assets $0.03 billion
Loans $0.02 billion
Deposits $0.03 billion
Capital $0.00 billion

America's Community Bank is an FDIC insured institution located in Blue Springs, MO. It was founded in 1888 and has approximately $0.03 billion in assets.

For a more detailed analysis of America's Community Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in America's Community Bank’s loan portfolio are Commercial Real Estate, Small Business Loans, and Commercial and Industrial Loans.

Compared to other banks in Missouri, America's Community Bank has a significantly higher percent of Small Business Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 25.01
Multifamily
Mortgages
5.35
Credit Card Loans 0.00
Consumer Auto Loans 0.57
Small Business Loans 34.82
Construction and Development Loans 6.93
Commercial Real Estate 34.82
Commercial and Industrial Loans 29.36
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.25% $500 - Learn MoreShow Less
6 Mo CD 10K
0.35% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $100 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.50% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.10% $1,000 $10,000 Learn MoreShow Less
MM 10K
0.10% $10,001 $25,000 Learn MoreShow Less
MM 25K
0.15% $25,001 $50,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 $1,000 Learn MoreShow Less
Int Ckg 2.5K
0.05% $1,001 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for America's Community Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.771% 3.750% 0.00 $642 $1,158 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to America's Community Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

America's Community Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


America's Community Bank Locations

Financial Details

America's Community Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of America's Community Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
America's Community Bank U.S. Bank Average
15.72% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, America's Community Bank had $648,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $3,646,000 in equity and $477,000 in loans loss reserves. That gives it a Texas Ratio of 15.72%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
America's Community Bank U.S. Bank Average
3.36% 8.58

America's Community Bank has a Return on Equity of 3.36% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
America's Community Bank U.S. Bank Average
12.31% 12.11

America's Community Bank has a Capitalization of 12.31% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

America's Community Bank Balance Sheet Analysis

As of June 30, 2017, America's Community Bank had assets of $29,610,000, loans of $20,534,000, and deposits of $25,919,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About America's Community Bank

Branches and Savings

Is America's Community Bank FDIC insured?

Yes. It is covered under FDIC Certificate #8893.

Why does America's Community Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are America's Community Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is America's Community Bank a commercial bank?

Yes

Where are America's Community Bank locations?

See branch locations nearby.

Is America's Community Bank open on Saturdays?

Is America's Community Bank open on Sundays?

What time does America's Community Bank open?

What time does America's Community Bank close?

Are America's Community Bank ATMs Open 24/7?

Do America's Community Bank ATMs accept cash deposits?

Can America's Community Bank customers use other ATMs?

Do America's Community Bank branches have notaries?

Will America's Community Bank notarize my document?

What address for America's Community Bank should I put for incoming ACH transfers?

Will the America's Community Bank branch print checks?

Do America's Community Bank checks expire?

Does America's Community Bank require US citizenship to open account?

Can America's Community Bank close my account?

Does America's Community Bank Report to credit bureaus?

Does America's Community Bank Use Equifax?

What is America's Community Bank's ACH Routing Number?

What is America's Community Bank's SWIFT code?

Products

Does America's Community Bank offer mortgages?

Compare mortgage rates here.

Does America's Community Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does America's Community Bank offer personal loans?

Compare personal loan rates here.

Does America's Community Bank offer student loans?

Will America's Community Bank cash a check?

Will America's Community Bank redeem a savings bond?

Does America's Community Bank cash savings bonds?

Will America's Community Bank cash money orders?

Can America's Community Bank issue a money order?

Does America's Community Bank do currency exchange?

Background on The Bank

Who owns America's Community Bank?

How long has America's Community Bank been around?

Can America's Community Bank transfer to other banks?

Does America's Community Bank have quick pay?

Does America's Community Bank accept rolled coins?

Will America's Community Bank accept loose change?

Where is America's Community Bank headquarters?

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