Americas United Bank

801 North Brand Boulevard, Suite #1150
Glendale, CA 91203

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58360
Date Established 2006
Assets $0.23 billion
Loans $0.20 billion
Deposits $0.20 billion
Capital $0.03 billion

Americas United Bank is an FDIC insured institution located in Glendale, CA. It was founded in 2006 and has approximately $0.23 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of Americas United Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no rates available for Americas United Bank, but see these great savings and CD rates:

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Loan Rates - October 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Americas United Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

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Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to Americas United Bank
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Branches

Americas United Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Americas United Bank Locations


Financial Details

Americas United Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Americas United Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Americas United Bank U.S. Bank Average
0% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, Americas United Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $30,077,000 in equity and $2,214,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Americas United Bank U.S. Bank Average
6.44% 9.50%

Americas United Bank has a Return on Equity of 6.44% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Americas United Bank U.S. Bank Average
13.13% 12.76%

Americas United Bank has a Capitalization of 13.13% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Americas United Bank Balance Sheet Analysis

As of June 30, 2018, Americas United Bank had assets of $230,918,000, loans of $195,224,000, and deposits of $199,699,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.03 billion
Interest-bearing balances $0.02 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.20 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.20 billion
LIABILITIES
Total deposits $0.20 billion
      Interest-bearing deposits $0.17 billion
      Deposits held in domestic offices $0.20 billion
      % insured (estimated) 68.43%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.20 billion
      Shareholders’ Equity $0.03 billion

Summary Income Statement

June 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Americas United Bank’s loan portfolio are Commercial Real Estate, Multifamily Mortgages, and Commercial and Industrial Loans.

Compared to other banks in California, Americas United Bank has a significantly higher percent of Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 3.87
Multifamily
Mortgages
18.23
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 9.98
Construction and Development Loans 0.61
Commercial Real Estate 66.66
Commercial and Industrial Loans 11.76
Farm Loans 0.00

Frequently Asked Questions About Americas United Bank

Branches and Savings

Is Americas United Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58360.

Why does Americas United Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Americas United Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Americas United Bank a commercial bank?

Yes

Where are Americas United Bank locations?

See branch locations nearby.

Is Americas United Bank open on Saturdays?

Is Americas United Bank open on Sundays?

What time does Americas United Bank open?

What time does Americas United Bank close?

Are Americas United Bank ATMs Open 24/7?

Do Americas United Bank ATMs accept cash deposits?

Can Americas United Bank customers use other ATMs?

Do Americas United Bank branches have notaries?

Will Americas United Bank notarize my document?

What address for Americas United Bank should I put for incoming ACH transfers?

Will the Americas United Bank branch print checks?

Do Americas United Bank checks expire?

Does Americas United Bank require US citizenship to open account?

Can Americas United Bank close my account?

Does Americas United Bank Report to credit bureaus?

Does Americas United Bank Use Equifax?

What is Americas United Bank's ACH Routing Number?

What is Americas United Bank's SWIFT code?

Products

Does Americas United Bank offer mortgages?

Compare mortgage rates here.

Does Americas United Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Americas United Bank offer personal loans?

Compare personal loan rates here.

Does Americas United Bank offer student loans?

Will Americas United Bank cash a check?

Will Americas United Bank redeem a savings bond?

Does Americas United Bank cash savings bonds?

Will Americas United Bank cash money orders?

Can Americas United Bank issue a money order?

Does Americas United Bank do currency exchange?

Background on The Bank

Who owns Americas United Bank?

How long has Americas United Bank been around?

Can Americas United Bank transfer to other banks?

Does Americas United Bank have quick pay?

Does Americas United Bank accept rolled coins?

Will Americas United Bank accept loose change?

Where is Americas United Bank headquarters?

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