AmericaUnited Bank and Trust Company USA

321 West Golf Road
Schaumburg, IL 60196

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19418
Date Established 1965
Assets $0.28 billion
Loans $0.19 billion
Deposits $0.25 billion
Capital $0.03 billion

AmericaUnited Bank and Trust Company USA is an FDIC insured institution located in Schaumburg, IL. It was founded in 1965 and has approximately $0.28 billion in assets.

For a more detailed analysis of AmericaUnited Bank and Trust Company USA's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in AmericaUnited Bank and Trust Company USA’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, AmericaUnited Bank and Trust Company USA’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Americaunited Bank And Trust Company Usa, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AmericaUnited Bank and Trust Company USA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to AmericaUnited Bank and Trust Company USA
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Branches

AmericaUnited Bank and Trust Company USA branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Americaunited Bank And Trust Company Usa Locations

Financial Details

AmericaUnited Bank and Trust Company USA Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of AmericaUnited Bank and Trust Company USA. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
AmericaUnited Bank and Trust Company USA U.S. Bank Average
78.52% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, AmericaUnited Bank and Trust Company USA had $20,251,000 in non-current loans and $8,570,000 in owned real estate. To cover these potential losses it had $30,378,000 in equity and $6,328,000 in loans loss reserves. That gives it a Texas Ratio of 78.52%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
AmericaUnited Bank and Trust Company USA U.S. Bank Average
-4.78% 8.58

AmericaUnited Bank and Trust Company USA has a Return on Equity of -4.78% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
AmericaUnited Bank and Trust Company USA U.S. Bank Average
10.75% 12.11

AmericaUnited Bank and Trust Company USA has a Capitalization of 10.75% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

AmericaUnited Bank and Trust Company USA Balance Sheet Analysis

As of September 30, 2011, AmericaUnited Bank and Trust Company USA had assets of $282,553,000, loans of $194,876,000, and deposits of $249,236,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About AmericaUnited Bank and Trust Company USA

Branches and Savings

Is AmericaUnited Bank and Trust Company USA FDIC insured?

Yes. It is covered under FDIC Certificate #19418.

Why does AmericaUnited Bank and Trust Company USA pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are AmericaUnited Bank and Trust Company USA CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is AmericaUnited Bank and Trust Company USA a commercial bank?

Yes

Where are AmericaUnited Bank and Trust Company USA locations?

See branch locations nearby.

Is AmericaUnited Bank and Trust Company USA open on Saturdays?

Is AmericaUnited Bank and Trust Company USA open on Sundays?

What time does AmericaUnited Bank and Trust Company USA open?

What time does AmericaUnited Bank and Trust Company USA close?

Are AmericaUnited Bank and Trust Company USA ATMs Open 24/7?

Do AmericaUnited Bank and Trust Company USA ATMs accept cash deposits?

Can AmericaUnited Bank and Trust Company USA customers use other ATMs?

Do AmericaUnited Bank and Trust Company USA branches have notaries?

Will AmericaUnited Bank and Trust Company USA notarize my document?

What address for AmericaUnited Bank and Trust Company USA should I put for incoming ACH transfers?

Will the AmericaUnited Bank and Trust Company USA branch print checks?

Do AmericaUnited Bank and Trust Company USA checks expire?

Does AmericaUnited Bank and Trust Company USA require US citizenship to open account?

Can AmericaUnited Bank and Trust Company USA close my account?

Does AmericaUnited Bank and Trust Company USA Report to credit bureaus?

Does AmericaUnited Bank and Trust Company USA Use Equifax?

What is AmericaUnited Bank and Trust Company USA's ACH Routing Number?

What is AmericaUnited Bank and Trust Company USA's SWIFT code?

Products

Does AmericaUnited Bank and Trust Company USA offer mortgages?

Compare mortgage rates here.

Does AmericaUnited Bank and Trust Company USA offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does AmericaUnited Bank and Trust Company USA offer personal loans?

Compare personal loan rates here.

Does AmericaUnited Bank and Trust Company USA offer student loans?

Will AmericaUnited Bank and Trust Company USA cash a check?

Will AmericaUnited Bank and Trust Company USA redeem a savings bond?

Does AmericaUnited Bank and Trust Company USA cash savings bonds?

Will AmericaUnited Bank and Trust Company USA cash money orders?

Can AmericaUnited Bank and Trust Company USA issue a money order?

Does AmericaUnited Bank and Trust Company USA do currency exchange?

Background on The Bank

Who owns AmericaUnited Bank and Trust Company USA?

How long has AmericaUnited Bank and Trust Company USA been around?

Can AmericaUnited Bank and Trust Company USA transfer to other banks?

Does AmericaUnited Bank and Trust Company USA have quick pay?

Does AmericaUnited Bank and Trust Company USA accept rolled coins?

Will AmericaUnited Bank and Trust Company USA accept loose change?

Where is AmericaUnited Bank and Trust Company USA headquarters?

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