AMG National Trust Bank

1155 Canyon Boulevard, Suite 310
Boulder, CO 80302

 

2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57295
Date Established 2001
Assets $0.41 billion
Loans $0.15 billion
Deposits $0.37 billion
Capital $0.04 billion

AMG National Trust Bank is an FDIC insured institution located in Boulder, CO. It was founded in 2001 and has approximately $0.41 billion in assets. Customers can open an account at one of its 6 branches.

For a more detailed analysis of AMG National Trust Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in AMG National Trust Bank’s loan portfolio are Commercial Real Estate, Multifamily Mortgages, and 1-4 Family Residential Loans.

Compared to other banks in Colorado, AMG National Trust Bank has a significantly higher percent of Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 17.46
Multifamily
Mortgages
17.57
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 10.70
Construction and Development Loans 1.14
Commercial Real Estate 48.17
Commercial and Industrial Loans 2.79
Farm Loans 0.00

Deposit Rates - December 15, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.50% $1 $9,999 Learn MoreShow Less
Money Market
0.75% $10,000 $24,999 Learn MoreShow Less
Money Market
0.75% $25,000 $249,999 Learn MoreShow Less
Learn more about these great rates:



Fixed IRA Rates APY MIN MAX
Fixed IRA
0.50% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $9,999 Learn MoreShow Less

Loan Rates - December 15, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AMG National Trust Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.518% 4.500% 0.25 $540 $1,267 Learn More
HSBC Bank USA N.A.
NMLS ID: 399799
4.789% 4.750% 0.00 $1,248 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More

Note to AMG National Trust Bank
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Branches

AMG National Trust Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


AMG National Trust Bank Locations

Financial Details

AMG National Trust Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of AMG National Trust Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
AMG National Trust Bank U.S. Bank Average
0% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2018, AMG National Trust Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $38,897,000 in equity and $1,589,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
AMG National Trust Bank U.S. Bank Average
24.93% 9.77%

AMG National Trust Bank has a Return on Equity of 24.93% versus the BestCashCow average of 9.77%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
AMG National Trust Bank U.S. Bank Average
9.55% 12.31%

AMG National Trust Bank has a Capitalization of 9.55% versus the BestCashCow average of 12.31. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

AMG National Trust Bank Balance Sheet Analysis

As of June 30, 2018, AMG National Trust Bank had assets of $407,399,000, loans of $153,649,000, and deposits of $365,378,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.06 billion
Interest-bearing balances $0.06 billion
Total securities $0.16 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.15 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.37 billion
LIABILITIES
Total deposits $0.37 billion
      Interest-bearing deposits $0.36 billion
      Deposits held in domestic offices $0.37 billion
      % insured (estimated) 50.39%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.37 billion
      Shareholders’ Equity $0.04 billion

Summary Income Statement

June 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.01 billion
Total non interest expense $0.01 billion
Pre-tax Net Operating Income $0.01 billion

Frequently Asked Questions About Amg National Trust Bank

Branches and Savings

Is Amg National Trust Bank FDIC insured?

Yes. It is covered under FDIC Certificate #57295.

Why does Amg National Trust Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Amg National Trust Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Amg National Trust Bank a commercial bank?

Yes

Where are Amg National Trust Bank locations?

See branch locations nearby.

Is Amg National Trust Bank open on Saturdays?

Is Amg National Trust Bank open on Sundays?

What time does Amg National Trust Bank open?

What time does Amg National Trust Bank close?

Are Amg National Trust Bank ATMs Open 24/7?

Do Amg National Trust Bank ATMs accept cash deposits?

Can Amg National Trust Bank customers use other ATMs?

Do Amg National Trust Bank branches have notaries?

Will Amg National Trust Bank notarize my document?

What address for Amg National Trust Bank should I put for incoming ACH transfers?

Will the Amg National Trust Bank branch print checks?

Do Amg National Trust Bank checks expire?

Does Amg National Trust Bank require US citizenship to open account?

Can Amg National Trust Bank close my account?

Does Amg National Trust Bank Report to credit bureaus?

Does Amg National Trust Bank Use Equifax?

What is Amg National Trust Bank's ACH Routing Number?

What is Amg National Trust Bank's SWIFT code?

Products

Does Amg National Trust Bank offer mortgages?

Compare mortgage rates here.

Does Amg National Trust Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Amg National Trust Bank offer personal loans?

Compare personal loan rates here.

Does Amg National Trust Bank offer student loans?

Will Amg National Trust Bank cash a check?

Will Amg National Trust Bank redeem a savings bond?

Does Amg National Trust Bank cash savings bonds?

Will Amg National Trust Bank cash money orders?

Can Amg National Trust Bank issue a money order?

Does Amg National Trust Bank do currency exchange?

Background on The Bank

Who owns Amg National Trust Bank?

How long has Amg National Trust Bank been around?

Can Amg National Trust Bank transfer to other banks?

Does Amg National Trust Bank have quick pay?

Does Amg National Trust Bank accept rolled coins?

Will Amg National Trust Bank accept loose change?

Where is Amg National Trust Bank headquarters?

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*All images, logos and public notes on this page appear courtesy of Amg National Trust Bank and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.