AnchorBank, fsb


25 West Main Street
Madison, WI 53703
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

AnchorBank, fsb is an FDIC insured institution located in Madison, WI. It was founded in 1918 and has approximately $2.23 billion in assets. Customers can open an account at one of its 6 branches.

FDIC Insured Yes
FDIC Certificate # 29979
Date Established 1918
Assets $ 2.09 billion
Loans $ 1,518.52 million
Deposits $ 1,833.22 million
Capital $ 225.18 million

For a more detailed analysis of AnchorBank, fsb's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828


Loan Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for AnchorBank, fsb

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.590% 3.500%
0.63 points
$2,812 fees
$1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to AnchorBank, fsb
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Climate Initiatives

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Financial Details

AnchorBank, fsb Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of AnchorBank, fsb. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
AnchorBank, fsb U.S. Bank Average
23.66% 4.78%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2021, AnchorBank, fsb had $33,787,000 in non-current loans and $30,632,000 in owned real estate. To cover these potential losses it had $225,182,000 in equity and $47,037,000 in loans loss reserves. That gives it a Texas Ratio of 23.66%.

Return on Equity
AnchorBank, fsb U.S. Bank Average
11.69% 11.29%

AnchorBank, fsb has a Return on Equity of 11.69% versus the BestCashCow average of 11.29%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

AnchorBank, fsb U.S. Bank Average
10.75% 11.72%

AnchorBank, fsb has a Capitalization of 10.75% versus the BestCashCow average of 11.72. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

AnchorBank, fsb Balance Sheet Analysis

As of March 31, 2015, AnchorBank, fsb had assets of $2,226,287,000, loans of $1,518,517,000, and deposits of $1,833,223,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2021
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,518.52 million
Loan loss allowance $ 47.04 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 30.63 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
Total deposits $ 1,833.22 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 2.09 billion

Summary Income Statement

June 30, 2021
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in AnchorBank, fsb’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Commercial Real Estate.

Compared to other banks in Wisconsin, AnchorBank, fsb has a significantly higher percent of 1-4 Family Residential Loans, Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 49.34
Credit Card Loans 0.00
Consumer Auto Loans 0.13
Small Business Loans 3.13
Construction and Development Loans 9.98
Commercial Real Estate 12.60
Commercial and Industrial Loans 1.16
Farm Loans 0.00

Frequently Asked Questions About Anchorbank, Fsb

Branches and Savings

Is Anchorbank, Fsb FDIC insured?

Yes. It is covered under FDIC Certificate #29979.

Why does Anchorbank, Fsb pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Anchorbank, Fsb CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Anchorbank, Fsb a commercial bank?


Where are Anchorbank, Fsb locations?

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Is Anchorbank, Fsb open on Saturdays?

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Are Anchorbank, Fsb ATMs Open 24/7?

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Do Anchorbank, Fsb branches have notaries?

Will Anchorbank, Fsb notarize my document?

What address for Anchorbank, Fsb should I put for incoming ACH transfers?

Will the Anchorbank, Fsb branch print checks?

Do Anchorbank, Fsb checks expire?

Does Anchorbank, Fsb require US citizenship to open account?

Can Anchorbank, Fsb close my account?

Does Anchorbank, Fsb Report to credit bureaus?

Does Anchorbank, Fsb Use Equifax?

What is Anchorbank, Fsb's ACH Routing Number?

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Does Anchorbank, Fsb offer mortgages?

Compare mortgage rates here.

Does Anchorbank, Fsb offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Anchorbank, Fsb offer personal loans?

Compare personal loan rates here.

Does Anchorbank, Fsb offer student loans?

Will Anchorbank, Fsb cash a check?

Will Anchorbank, Fsb redeem a savings bond?

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Does Anchorbank, Fsb do currency exchange?

Background on The Bank

Who owns Anchorbank, Fsb?

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Can Anchorbank, Fsb transfer to other banks?

Does Anchorbank, Fsb have quick pay?

Does Anchorbank, Fsb accept rolled coins?

Will Anchorbank, Fsb accept loose change?

Where is Anchorbank, Fsb headquarters?

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