AnchorBank, fsb

25 West Main Street
Madison, WI 53703


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29979
Date Established 1918
Assets $2.09 billion
Loans $1.52 billion
Deposits $1.83 billion
Capital $0.23 billion

AnchorBank, fsb is an FDIC insured institution located in Madison, WI. It was founded in 1918 and has approximately $2.23 billion in assets. Customers can open an account at one of its 6 branches.

For a more detailed analysis of AnchorBank, fsb's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no rates available for Anchorbank, Fsb, but see these great savings and CD rates:

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Loan Rates - September 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AnchorBank, fsb

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

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4.990% 4.990% 0.00 $0 $1,341 Learn More
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NMLS ID: 2890
License#: MC-3098
3.761% 3.750% 0.13 $352 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
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Financial Details

AnchorBank, fsb Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of AnchorBank, fsb. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
AnchorBank, fsb U.S. Bank Average
23.66% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, AnchorBank, fsb had $33,787,000 in non-current loans and $30,632,000 in owned real estate. To cover these potential losses it had $225,182,000 in equity and $47,037,000 in loans loss reserves. That gives it a Texas Ratio of 23.66%.

Return on Equity
AnchorBank, fsb U.S. Bank Average
11.69% 9.47%

AnchorBank, fsb has a Return on Equity of 11.69% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

AnchorBank, fsb U.S. Bank Average
10.75% 12.49%

AnchorBank, fsb has a Capitalization of 10.75% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

AnchorBank, fsb Balance Sheet Analysis

As of March 31, 2015, AnchorBank, fsb had assets of $2,226,287,000, loans of $1,518,517,000, and deposits of $1,833,223,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $1.52 billion
Loan loss allowance $0.05 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.03 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
Total deposits $1.83 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $2.09 billion

Summary Income Statement

March 31, 2019
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in AnchorBank, fsb’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Commercial Real Estate.

Compared to other banks in Wisconsin, AnchorBank, fsb has a significantly higher percent of 1-4 Family Residential Loans, Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 49.34
Credit Card Loans 0.00
Consumer Auto Loans 0.13
Small Business Loans 3.13
Construction and Development Loans 9.98
Commercial Real Estate 12.60
Commercial and Industrial Loans 1.16
Farm Loans 0.00

Frequently Asked Questions About Anchorbank, Fsb

Branches and Savings

Is Anchorbank, Fsb FDIC insured?

Yes. It is covered under FDIC Certificate #29979.

Why does Anchorbank, Fsb pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Anchorbank, Fsb CD rates not competitive?

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Is Anchorbank, Fsb a commercial bank?


Where are Anchorbank, Fsb locations?

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Are Anchorbank, Fsb ATMs Open 24/7?

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Does Anchorbank, Fsb Report to credit bureaus?

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Does Anchorbank, Fsb offer mortgages?

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Does Anchorbank, Fsb offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Anchorbank, Fsb offer personal loans?

Compare personal loan rates here.

Does Anchorbank, Fsb offer student loans?

Will Anchorbank, Fsb cash a check?

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Does Anchorbank, Fsb do currency exchange?

Background on The Bank

Who owns Anchorbank, Fsb?

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Does Anchorbank, Fsb have quick pay?

Does Anchorbank, Fsb accept rolled coins?

Will Anchorbank, Fsb accept loose change?

Where is Anchorbank, Fsb headquarters?

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