Angelina Savings Bank, SSB

1721 Tulane Drive
Lufkin, TX 75901

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 32018
Date Established 1978
Assets $0.06 billion
Loans $0.03 billion
Deposits $0.06 billion
Capital $0.01 billion

Angelina Savings Bank, SSB is an FDIC insured institution located in Lufkin, TX. It was founded in 1978 and has approximately $0.06 billion in assets.

For a more detailed analysis of Angelina Savings Bank, SSB's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Angelina Savings Bank, SSB’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Consumer Auto Loans.

Compared to other banks, Angelina Savings Bank, SSB’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 38.71
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 8.27
Small Business Loans 7.57
Construction and Development Loans 7.47
Commercial Real Estate 7.58
Commercial and Industrial Loans 13.39
Farm Loans 0.56

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Angelina Savings Bank, Ssb, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Angelina Savings Bank, SSB

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Angelina Savings Bank, SSB
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Branches

Angelina Savings Bank, SSB branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Angelina Savings Bank, Ssb Locations

Financial Details

Angelina Savings Bank, SSB Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Angelina Savings Bank, SSB. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Angelina Savings Bank, SSB U.S. Bank Average
3% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Angelina Savings Bank, SSB had $175,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $5,679,000 in equity and $161,000 in loans loss reserves. That gives it a Texas Ratio of 3%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Angelina Savings Bank, SSB U.S. Bank Average
5.35% 8.58

Angelina Savings Bank, SSB has a Return on Equity of 5.35% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Angelina Savings Bank, SSB U.S. Bank Average
8.8% 12.11

Angelina Savings Bank, SSB has a Capitalization of 8.8% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Angelina Savings Bank, SSB Balance Sheet Analysis

As of June 30, 2017, Angelina Savings Bank, SSB had assets of $64,539,000, loans of $32,422,000, and deposits of $58,603,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Angelina Savings Bank, SSB

Branches and Savings

Is Angelina Savings Bank, SSB FDIC insured?

Yes. It is covered under FDIC Certificate #32018.

Why does Angelina Savings Bank, SSB pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Angelina Savings Bank, SSB CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Angelina Savings Bank, SSB a commercial bank?

Yes

Where are Angelina Savings Bank, SSB locations?

See branch locations nearby.

Is Angelina Savings Bank, SSB open on Saturdays?

Is Angelina Savings Bank, SSB open on Sundays?

What time does Angelina Savings Bank, SSB open?

What time does Angelina Savings Bank, SSB close?

Are Angelina Savings Bank, SSB ATMs Open 24/7?

Do Angelina Savings Bank, SSB ATMs accept cash deposits?

Can Angelina Savings Bank, SSB customers use other ATMs?

Do Angelina Savings Bank, SSB branches have notaries?

Will Angelina Savings Bank, SSB notarize my document?

What address for Angelina Savings Bank, SSB should I put for incoming ACH transfers?

Will the Angelina Savings Bank, SSB branch print checks?

Do Angelina Savings Bank, SSB checks expire?

Does Angelina Savings Bank, SSB require US citizenship to open account?

Can Angelina Savings Bank, SSB close my account?

Does Angelina Savings Bank, SSB Report to credit bureaus?

Does Angelina Savings Bank, SSB Use Equifax?

What is Angelina Savings Bank, SSB's ACH Routing Number?

What is Angelina Savings Bank, SSB's SWIFT code?

Products

Does Angelina Savings Bank, SSB offer mortgages?

Compare mortgage rates here.

Does Angelina Savings Bank, SSB offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Angelina Savings Bank, SSB offer personal loans?

Compare personal loan rates here.

Does Angelina Savings Bank, SSB offer student loans?

Will Angelina Savings Bank, SSB cash a check?

Will Angelina Savings Bank, SSB redeem a savings bond?

Does Angelina Savings Bank, SSB cash savings bonds?

Will Angelina Savings Bank, SSB cash money orders?

Can Angelina Savings Bank, SSB issue a money order?

Does Angelina Savings Bank, SSB do currency exchange?

Background on The Bank

Who owns Angelina Savings Bank, SSB?

How long has Angelina Savings Bank, SSB been around?

Can Angelina Savings Bank, SSB transfer to other banks?

Does Angelina Savings Bank, SSB have quick pay?

Does Angelina Savings Bank, SSB accept rolled coins?

Will Angelina Savings Bank, SSB accept loose change?

Where is Angelina Savings Bank, SSB headquarters?

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