Anna State Bank

100 East Vienna Street
Anna, IL 62906

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 11682
Date Established 1930
Assets $0.08 billion
Loans $0.04 billion
Deposits $0.06 billion
Capital $0.01 billion

Anna State Bank is an FDIC insured institution located in Anna, IL. It was founded in 1930 and has approximately $0.08 billion in assets.

For a more detailed analysis of Anna State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Anna State Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Illinois, Anna State Bank has a significantly higher percent of Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 53.26
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 1.19
Small Business Loans 24.31
Construction and Development Loans 0.56
Commercial Real Estate 26.36
Commercial and Industrial Loans 3.16
Farm Loans 0.04

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.40% $1,000 $49,999 Learn MoreShow Less
3 Mo CD 100K
0.50% $50,000 - Learn MoreShow Less
06MCD10K
0.60% $1,000 $49,999 Learn MoreShow Less
6 Mo CD 100K
0.70% $50,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.76% $1,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.46% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.20% $1,000 $9,999 Learn MoreShow Less
MM 10K
0.30% $10,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.15% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Anna State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
3.896% 3.875% 0.25 $628 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More
Flagstar Bank 4.990% $268.11 Learn More

Note to Anna State Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Anna State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Anna State Bank Locations

Financial Details

Anna State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Anna State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Anna State Bank U.S. Bank Average
1.2% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Anna State Bank had $152,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $12,394,000 in equity and $302,000 in loans loss reserves. That gives it a Texas Ratio of 1.2%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Anna State Bank U.S. Bank Average
6.05% 8.58

Anna State Bank has a Return on Equity of 6.05% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Anna State Bank U.S. Bank Average
16.12% 12.11

Anna State Bank has a Capitalization of 16.12% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Anna State Bank Balance Sheet Analysis

As of June 30, 2017, Anna State Bank had assets of $76,876,000, loans of $35,814,000, and deposits of $64,389,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Anna State Bank

Branches and Savings

Is Anna State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #11682.

Why does Anna State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Anna State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Anna State Bank a commercial bank?

Yes

Where are Anna State Bank locations?

See branch locations nearby.

Is Anna State Bank open on Saturdays?

Is Anna State Bank open on Sundays?

What time does Anna State Bank open?

What time does Anna State Bank close?

Are Anna State Bank ATMs Open 24/7?

Do Anna State Bank ATMs accept cash deposits?

Can Anna State Bank customers use other ATMs?

Do Anna State Bank branches have notaries?

Will Anna State Bank notarize my document?

What address for Anna State Bank should I put for incoming ACH transfers?

Will the Anna State Bank branch print checks?

Do Anna State Bank checks expire?

Does Anna State Bank require US citizenship to open account?

Can Anna State Bank close my account?

Does Anna State Bank Report to credit bureaus?

Does Anna State Bank Use Equifax?

What is Anna State Bank's ACH Routing Number?

What is Anna State Bank's SWIFT code?

Products

Does Anna State Bank offer mortgages?

Compare mortgage rates here.

Does Anna State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Anna State Bank offer personal loans?

Compare personal loan rates here.

Does Anna State Bank offer student loans?

Will Anna State Bank cash a check?

Will Anna State Bank redeem a savings bond?

Does Anna State Bank cash savings bonds?

Will Anna State Bank cash money orders?

Can Anna State Bank issue a money order?

Does Anna State Bank do currency exchange?

Background on The Bank

Who owns Anna State Bank?

How long has Anna State Bank been around?

Can Anna State Bank transfer to other banks?

Does Anna State Bank have quick pay?

Does Anna State Bank accept rolled coins?

Will Anna State Bank accept loose change?

Where is Anna State Bank headquarters?

Customer Reviews for Anna State Bank

There are currently no comments for Anna State Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →