Apex Bank

102 East Main Street
Camden, TN 38320


General Bank Information

FDIC Insured Yes
FDIC Certificate # 9176
Date Established 1931
Assets $0.52 billion
Loans $0.41 billion
Deposits $0.41 billion
Capital $0.08 billion

Apex Bank is an FDIC insured institution located in Camden, TN. It was founded in 1931 and has approximately $0.52 billion in assets. Customers can open an account at one of its 12 branches.

For a more detailed analysis of Apex Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Apex Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Tennessee, Apex Bank has a significantly higher percent of 1-4 Family Residential Loans, Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 62.47
Credit Card Loans 0.00
Consumer Auto Loans 0.18
Small Business Loans 12.04
Construction and Development Loans 2.22
Commercial Real Estate 25.72
Commercial and Industrial Loans 4.53
Farm Loans 0.37

Deposit Rates

Your Current Location: Virginia, VA 20146

3 Mo CD 10K
0.20% $100 - Learn MoreShow Less
6 Mo CD 10K
0.25% $100 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA 0K
0.40% $100 - Learn MoreShow Less
0.20% $2,500 $19,999 Learn MoreShow Less
0.25% $20,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.15% $1,000 $99,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Apex Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Flagstar Bank, FSB
NMLS ID: 417490
4.562% 4.500% 0.38 $1,820 $1,267 Learn More
PenFed Credit Union
NMLS ID: 401822
4.459% 4.375% 0.00 $2,500 $1,249 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.051% 4.990% 0.38 $1,736 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
5.051% 4.990% 0.38 $1,736 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.740% $231.27 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Apex Bank
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Apex Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Apex Bank Locations

Financial Details

Apex Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Apex Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Apex Bank U.S. Bank Average
25.39% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Apex Bank had $17,525,000 in non-current loans and $5,263,000 in owned real estate. To cover these potential losses it had $84,401,000 in equity and $5,340,000 in loans loss reserves. That gives it a Texas Ratio of 25.39%.

Return on Equity
Apex Bank U.S. Bank Average
27.07% 8.84%

Apex Bank has a Return on Equity of 27.07% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Apex Bank U.S. Bank Average
16.31% 12.21%

Apex Bank has a Capitalization of 16.31% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Apex Bank Balance Sheet Analysis

As of September 30, 2017, Apex Bank had assets of $517,486,000, loans of $414,598,000, and deposits of $411,070,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Apex Bank

Branches and Savings

Is Apex Bank FDIC insured?

Yes. It is covered under FDIC Certificate #9176.

Why does Apex Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Apex Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Apex Bank a commercial bank?


Where are Apex Bank locations?

See branch locations nearby.

Is Apex Bank open on Saturdays?

Is Apex Bank open on Sundays?

What time does Apex Bank open?

What time does Apex Bank close?

Are Apex Bank ATMs Open 24/7?

Do Apex Bank ATMs accept cash deposits?

Can Apex Bank customers use other ATMs?

Do Apex Bank branches have notaries?

Will Apex Bank notarize my document?

What address for Apex Bank should I put for incoming ACH transfers?

Will the Apex Bank branch print checks?

Do Apex Bank checks expire?

Does Apex Bank require US citizenship to open account?

Can Apex Bank close my account?

Does Apex Bank Report to credit bureaus?

Does Apex Bank Use Equifax?

What is Apex Bank's ACH Routing Number?

What is Apex Bank's SWIFT code?


Does Apex Bank offer mortgages?

Compare mortgage rates here.

Does Apex Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Apex Bank offer personal loans?

Compare personal loan rates here.

Does Apex Bank offer student loans?

Will Apex Bank cash a check?

Will Apex Bank redeem a savings bond?

Does Apex Bank cash savings bonds?

Will Apex Bank cash money orders?

Can Apex Bank issue a money order?

Does Apex Bank do currency exchange?

Background on The Bank

Who owns Apex Bank?

How long has Apex Bank been around?

Can Apex Bank transfer to other banks?

Does Apex Bank have quick pay?

Does Apex Bank accept rolled coins?

Will Apex Bank accept loose change?

Where is Apex Bank headquarters?

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