National Bank of Arizona

Headquarters

335 North Wilmot Road
Tucson, AZ 85711
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

National Bank of Arizona is an FDIC insured institution located in Tucson, AZ. It was founded in 1972 and has approximately $5.02 billion in assets. Customers can open an account at one of its 4 branches.

FDIC Insured Yes
FDIC Certificate # 20626
Date Established 1972
Assets $ 4.90 billion
Loans $ 3.74 billion
Deposits $ 4.25 billion
Capital $ 572.59 million
 

For a more detailed analysis of National Bank of Arizona's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 26, 2020

Your Current Location: Virginia, VA 20146


Loan Rates - September 26, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for National Bank of Arizona

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

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Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
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More Info

Note to National Bank of Arizona
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Branches

National Bank of Arizona branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


National Bank of Arizona Locations


Financial Details

National Bank of Arizona Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of National Bank of Arizona. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
National Bank of Arizona U.S. Bank Average
5.88% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, National Bank of Arizona had $34,447,000 in non-current loans and $1,605,000 in owned real estate. To cover these potential losses it had $572,593,000 in equity and $41,047,000 in loans loss reserves. That gives it a Texas Ratio of 5.88%.

Return on Equity
National Bank of Arizona U.S. Bank Average
4.58% 7.80%

National Bank of Arizona has a Return on Equity of 4.58% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
National Bank of Arizona U.S. Bank Average
11.69% 12.68%

National Bank of Arizona has a Capitalization of 11.69% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

National Bank of Arizona Balance Sheet Analysis

As of March 31, 2015, National Bank of Arizona had assets of $5,018,724,000, loans of $3,742,301,000, and deposits of $4,248,470,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 3.74 billion
Loan loss allowance $ 41.05 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.61 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 4.25 billion
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 4.90 billion

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in National Bank of Arizona’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks in Arizona, National Bank of Arizona has a significantly higher percent of Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 22.52
Multifamily
Mortgages
6.39
Credit Card Loans 0.00
Consumer Auto Loans 0.17
Small Business Loans 13.26
Construction and Development Loans 5.91
Commercial Real Estate 42.65
Commercial and Industrial Loans 20.16
Farm Loans 0.07

Frequently Asked Questions About National Bank Of Arizona

Branches and Savings

Is National Bank Of Arizona FDIC insured?

Yes. It is covered under FDIC Certificate #20626.

Why does National Bank Of Arizona pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are National Bank Of Arizona CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is National Bank Of Arizona a commercial bank?

Yes

Where are National Bank Of Arizona locations?

See branch locations nearby.

Is National Bank Of Arizona open on Saturdays?

Is National Bank Of Arizona open on Sundays?

What time does National Bank Of Arizona open?

What time does National Bank Of Arizona close?

Are National Bank Of Arizona ATMs Open 24/7?

Do National Bank Of Arizona ATMs accept cash deposits?

Can National Bank Of Arizona customers use other ATMs?

Do National Bank Of Arizona branches have notaries?

Will National Bank Of Arizona notarize my document?

What address for National Bank Of Arizona should I put for incoming ACH transfers?

Will the National Bank Of Arizona branch print checks?

Do National Bank Of Arizona checks expire?

Does National Bank Of Arizona require US citizenship to open account?

Can National Bank Of Arizona close my account?

Does National Bank Of Arizona Report to credit bureaus?

Does National Bank Of Arizona Use Equifax?

What is National Bank Of Arizona's ACH Routing Number?

What is National Bank Of Arizona's SWIFT code?

Products

Does National Bank Of Arizona offer mortgages?

Compare mortgage rates here.

Does National Bank Of Arizona offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does National Bank Of Arizona offer personal loans?

Compare personal loan rates here.

Does National Bank Of Arizona offer student loans?

Will National Bank Of Arizona cash a check?

Will National Bank Of Arizona redeem a savings bond?

Does National Bank Of Arizona cash savings bonds?

Will National Bank Of Arizona cash money orders?

Can National Bank Of Arizona issue a money order?

Does National Bank Of Arizona do currency exchange?

Background on The Bank

Who owns National Bank Of Arizona?

How long has National Bank Of Arizona been around?

Can National Bank Of Arizona transfer to other banks?

Does National Bank Of Arizona have quick pay?

Does National Bank Of Arizona accept rolled coins?

Will National Bank Of Arizona accept loose change?

Where is National Bank Of Arizona headquarters?

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