ARCUS Bank

Cottonwood Corp Ctr, 2825 E
Salt Lake City, UT 84121

Notable Rates APY Vs.Others
Savings N.A. 2.30% →
1-Year CD N.A. 2.25% →
2-Year CD N.A. 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Bank Information

ARCUS Bank is an FDIC insured institution located in Salt Lake City, UT. It was founded in 2008 and has approximately $0.19 billion in assets.

FDIC Insured Yes
FDIC Certificate # 58612
Date Established 2008
Assets $0.19 billion
Loans $0.00 billion
Deposits $0.15 billion
Capital $0.04 billion
 

For a more detailed analysis of ARCUS Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

There are currently no rates available for Arcus Bank, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ARCUS Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% -0.13 ($362) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to ARCUS Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

ARCUS Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


ARCUS Bank Locations


Financial Details

ARCUS Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of ARCUS Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
ARCUS Bank U.S. Bank Average
0% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, ARCUS Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $35,039,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
ARCUS Bank U.S. Bank Average
-0.95% 9.50%

ARCUS Bank has a Return on Equity of -0.95% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
ARCUS Bank U.S. Bank Average
18.56% 12.76%

ARCUS Bank has a Capitalization of 18.56% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

ARCUS Bank Balance Sheet Analysis

As of November 30, -0001, ARCUS Bank had assets of $188,833,000, loans of $0, and deposits of $152,574,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.00 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
LIABILITIES
Total deposits $0.15 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $0.19 billion

Summary Income Statement

June 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in ARCUS Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, ARCUS Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

Frequently Asked Questions About Arcus Bank

Branches and Savings

Is Arcus Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58612.

Why does Arcus Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Arcus Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Arcus Bank a commercial bank?

Yes

Where are Arcus Bank locations?

See branch locations nearby.

Is Arcus Bank open on Saturdays?

Is Arcus Bank open on Sundays?

What time does Arcus Bank open?

What time does Arcus Bank close?

Are Arcus Bank ATMs Open 24/7?

Do Arcus Bank ATMs accept cash deposits?

Can Arcus Bank customers use other ATMs?

Do Arcus Bank branches have notaries?

Will Arcus Bank notarize my document?

What address for Arcus Bank should I put for incoming ACH transfers?

Will the Arcus Bank branch print checks?

Do Arcus Bank checks expire?

Does Arcus Bank require US citizenship to open account?

Can Arcus Bank close my account?

Does Arcus Bank Report to credit bureaus?

Does Arcus Bank Use Equifax?

What is Arcus Bank's ACH Routing Number?

What is Arcus Bank's SWIFT code?

Products

Does Arcus Bank offer mortgages?

Compare mortgage rates here.

Does Arcus Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Arcus Bank offer personal loans?

Compare personal loan rates here.

Does Arcus Bank offer student loans?

Will Arcus Bank cash a check?

Will Arcus Bank redeem a savings bond?

Does Arcus Bank cash savings bonds?

Will Arcus Bank cash money orders?

Can Arcus Bank issue a money order?

Does Arcus Bank do currency exchange?

Background on The Bank

Who owns Arcus Bank?

How long has Arcus Bank been around?

Can Arcus Bank transfer to other banks?

Does Arcus Bank have quick pay?

Does Arcus Bank accept rolled coins?

Will Arcus Bank accept loose change?

Where is Arcus Bank headquarters?

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