Arthur State Bank

100 East Main Street
Union, SC 29379

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15085
Date Established 1933
Assets $0.49 billion
Loans $0.33 billion
Deposits $0.43 billion
Capital $0.04 billion

Arthur State Bank is an FDIC insured institution located in Union, SC. It was founded in 1933 and has approximately $0.49 billion in assets. Customers can open an account at one of its 18 branches.

For a more detailed analysis of Arthur State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Arthur State Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in South Carolina, Arthur State Bank has a significantly higher percent of Credit Card Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 49.21
Multifamily
Mortgages
1.13
Credit Card Loans 0.51
Consumer Auto Loans 0.69
Small Business Loans 19.36
Construction and Development Loans 6.88
Commercial Real Estate 32.12
Commercial and Industrial Loans 8.29
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.05% $500 - Learn MoreShow Less
6 Mo CD 10K
0.10% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.05% $50 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.45% $100 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.40% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.10% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Arthur State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Arthur State Bank
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Branches

Arthur State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Arthur State Bank Locations

Financial Details

Arthur State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Arthur State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Arthur State Bank U.S. Bank Average
19.98% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Arthur State Bank had $1,146,000 in non-current loans and $8,565,000 in owned real estate. To cover these potential losses it had $44,431,000 in equity and $4,166,000 in loans loss reserves. That gives it a Texas Ratio of 19.98%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Arthur State Bank U.S. Bank Average
9.79% 8.58

Arthur State Bank has a Return on Equity of 9.79% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Arthur State Bank U.S. Bank Average
9.1% 12.11

Arthur State Bank has a Capitalization of 9.1% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Arthur State Bank Balance Sheet Analysis

As of June 30, 2017, Arthur State Bank had assets of $488,184,000, loans of $334,815,000, and deposits of $432,788,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Arthur State Bank

Branches and Savings

Is Arthur State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #15085.

Why does Arthur State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Arthur State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Arthur State Bank a commercial bank?

Yes

Where are Arthur State Bank locations?

See branch locations nearby.

Is Arthur State Bank open on Saturdays?

Is Arthur State Bank open on Sundays?

What time does Arthur State Bank open?

What time does Arthur State Bank close?

Are Arthur State Bank ATMs Open 24/7?

Do Arthur State Bank ATMs accept cash deposits?

Can Arthur State Bank customers use other ATMs?

Do Arthur State Bank branches have notaries?

Will Arthur State Bank notarize my document?

What address for Arthur State Bank should I put for incoming ACH transfers?

Will the Arthur State Bank branch print checks?

Do Arthur State Bank checks expire?

Does Arthur State Bank require US citizenship to open account?

Can Arthur State Bank close my account?

Does Arthur State Bank Report to credit bureaus?

Does Arthur State Bank Use Equifax?

What is Arthur State Bank's ACH Routing Number?

What is Arthur State Bank's SWIFT code?

Products

Does Arthur State Bank offer mortgages?

Compare mortgage rates here.

Does Arthur State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Arthur State Bank offer personal loans?

Compare personal loan rates here.

Does Arthur State Bank offer student loans?

Will Arthur State Bank cash a check?

Will Arthur State Bank redeem a savings bond?

Does Arthur State Bank cash savings bonds?

Will Arthur State Bank cash money orders?

Can Arthur State Bank issue a money order?

Does Arthur State Bank do currency exchange?

Background on The Bank

Who owns Arthur State Bank?

How long has Arthur State Bank been around?

Can Arthur State Bank transfer to other banks?

Does Arthur State Bank have quick pay?

Does Arthur State Bank accept rolled coins?

Will Arthur State Bank accept loose change?

Where is Arthur State Bank headquarters?

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