Artisans' Bank

2961 Centerville Road
Wilmington, DE 19808

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17123
Date Established 1861
Assets $0.52 billion
Loans $0.36 billion
Deposits $0.46 billion
Capital $0.05 billion

Artisans' Bank is an FDIC insured institution located in Wilmington, DE. It was founded in 1861 and has approximately $0.52 billion in assets. Customers can open an account at one of its 13 branches.

For a more detailed analysis of Artisans' Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Artisans' Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in Delaware, Artisans' Bank has a significantly higher percent of Small Business Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 31.70
Multifamily
Mortgages
1.78
Credit Card Loans 0.00
Consumer Auto Loans 0.04
Small Business Loans 13.36
Construction and Development Loans 10.91
Commercial Real Estate 47.67
Commercial and Industrial Loans 7.50
Farm Loans 0.14

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.10% $1,500 - Learn MoreShow Less
6 Mo CD 10K
0.15% $1,500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $50 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.60% $500 - Learn MoreShow Less
Special: 15 Mo FIRA
1.30% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.25% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.10% $50 - Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.10% $10,000 $24,999 Learn MoreShow Less
Premium MM 25K
0.15% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 $4,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Interest Rewards Checking 0.10% $0 $0.00 Learn MoreShow Less
Free Checking Account 0.00% $0 $0.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 3.75% 3.75% $735.32 Learn MoreShow Less
4 Year 4.25% 4.25% $567.28 Learn MoreShow Less
5 Year 4.25% 4.25% $463.24 Learn MoreShow Less
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Artisans' Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Artisans' Bank Locations

Financial Details

Artisans' Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Artisans' Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Artisans' Bank U.S. Bank Average
8.78% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Artisans' Bank had $4,669,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $48,668,000 in equity and $4,485,000 in loans loss reserves. That gives it a Texas Ratio of 8.78%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Artisans' Bank U.S. Bank Average
5.04% 8.58

Artisans' Bank has a Return on Equity of 5.04% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Artisans' Bank U.S. Bank Average
9.29% 12.11

Artisans' Bank has a Capitalization of 9.29% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Artisans' Bank Balance Sheet Analysis

As of June 30, 2017, Artisans' Bank had assets of $523,989,000, loans of $359,634,000, and deposits of $461,380,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Artisans' Bank

Branches and Savings

Is Artisans' Bank FDIC insured?

Yes. It is covered under FDIC Certificate #17123.

Why does Artisans' Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Artisans' Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Artisans' Bank a commercial bank?

Yes

Where are Artisans' Bank locations?

See branch locations nearby.

Is Artisans' Bank open on Saturdays?

Is Artisans' Bank open on Sundays?

What time does Artisans' Bank open?

What time does Artisans' Bank close?

Are Artisans' Bank ATMs Open 24/7?

Do Artisans' Bank ATMs accept cash deposits?

Can Artisans' Bank customers use other ATMs?

Do Artisans' Bank branches have notaries?

Will Artisans' Bank notarize my document?

What address for Artisans' Bank should I put for incoming ACH transfers?

Will the Artisans' Bank branch print checks?

Do Artisans' Bank checks expire?

Does Artisans' Bank require US citizenship to open account?

Can Artisans' Bank close my account?

Does Artisans' Bank Report to credit bureaus?

Does Artisans' Bank Use Equifax?

What is Artisans' Bank's ACH Routing Number?

What is Artisans' Bank's SWIFT code?

Products

Does Artisans' Bank offer mortgages?

Compare mortgage rates here.

Does Artisans' Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Artisans' Bank offer personal loans?

Compare personal loan rates here.

Does Artisans' Bank offer student loans?

Will Artisans' Bank cash a check?

Will Artisans' Bank redeem a savings bond?

Does Artisans' Bank cash savings bonds?

Will Artisans' Bank cash money orders?

Can Artisans' Bank issue a money order?

Does Artisans' Bank do currency exchange?

Background on The Bank

Who owns Artisans' Bank?

How long has Artisans' Bank been around?

Can Artisans' Bank transfer to other banks?

Does Artisans' Bank have quick pay?

Does Artisans' Bank accept rolled coins?

Will Artisans' Bank accept loose change?

Where is Artisans' Bank headquarters?

Customer Reviews for Artisans' Bank


  • Ralph F Smith

    January 25, 2015

    Want home equity loan at 443 Pierce Lane, Kennett Square PA, 30M, 10 yrs, excellent credit rating. 610-388-2278.

Add Your Review

Rate it here →