Astra Bank

323 4th Street
Scandia, KS 66966

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17636
Date Established 1939
Assets $0.30 billion
Loans $0.18 billion
Deposits $0.26 billion
Capital $0.03 billion

Astra Bank is an FDIC insured institution located in Scandia, KS. It was founded in 1939 and has approximately $0.3 billion in assets. Customers can open an account at one of its 7 branches.

For a more detailed analysis of Astra Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Astra Bank’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks, Astra Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 19.02
Multifamily
Mortgages
0.49
Credit Card Loans 0.00
Consumer Auto Loans 1.34
Small Business Loans 6.25
Construction and Development Loans 1.60
Commercial Real Estate 12.77
Commercial and Industrial Loans 16.27
Farm Loans 19.66

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.05% $500 - Learn MoreShow Less
6 Mo CD 10K
0.10% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.25% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.01% $1,000 $7,499 Learn MoreShow Less
MM 10K
0.01% $10,000 - Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.01% $10,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.01% $1 $1,500 Learn MoreShow Less
Int Ckg 2.5K
0.05% $1,501 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Astra Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.078% 4.000% 0.38 $2,345 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Astra Bank
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Branches

Astra Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Astra Bank Locations

Financial Details

Astra Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Astra Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Astra Bank U.S. Bank Average
12.15% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Astra Bank had $3,895,000 in non-current loans and $104,000 in owned real estate. To cover these potential losses it had $30,950,000 in equity and $1,964,000 in loans loss reserves. That gives it a Texas Ratio of 12.15%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Astra Bank U.S. Bank Average
7.94% 8.58

Astra Bank has a Return on Equity of 7.94% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Astra Bank U.S. Bank Average
10.28% 12.11

Astra Bank has a Capitalization of 10.28% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Astra Bank Balance Sheet Analysis

As of June 30, 2017, Astra Bank had assets of $300,930,000, loans of $183,200,000, and deposits of $259,857,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Astra Bank

Branches and Savings

Is Astra Bank FDIC insured?

Yes. It is covered under FDIC Certificate #17636.

Why does Astra Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Astra Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Astra Bank a commercial bank?

Yes

Where are Astra Bank locations?

See branch locations nearby.

Is Astra Bank open on Saturdays?

Is Astra Bank open on Sundays?

What time does Astra Bank open?

What time does Astra Bank close?

Are Astra Bank ATMs Open 24/7?

Do Astra Bank ATMs accept cash deposits?

Can Astra Bank customers use other ATMs?

Do Astra Bank branches have notaries?

Will Astra Bank notarize my document?

What address for Astra Bank should I put for incoming ACH transfers?

Will the Astra Bank branch print checks?

Do Astra Bank checks expire?

Does Astra Bank require US citizenship to open account?

Can Astra Bank close my account?

Does Astra Bank Report to credit bureaus?

Does Astra Bank Use Equifax?

What is Astra Bank's ACH Routing Number?

What is Astra Bank's SWIFT code?

Products

Does Astra Bank offer mortgages?

Compare mortgage rates here.

Does Astra Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Astra Bank offer personal loans?

Compare personal loan rates here.

Does Astra Bank offer student loans?

Will Astra Bank cash a check?

Will Astra Bank redeem a savings bond?

Does Astra Bank cash savings bonds?

Will Astra Bank cash money orders?

Can Astra Bank issue a money order?

Does Astra Bank do currency exchange?

Background on The Bank

Who owns Astra Bank?

How long has Astra Bank been around?

Can Astra Bank transfer to other banks?

Does Astra Bank have quick pay?

Does Astra Bank accept rolled coins?

Will Astra Bank accept loose change?

Where is Astra Bank headquarters?

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