Badger State Bank

201 East Amelia
Cassville, WI 53806

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 13272
Date Established 1910
Assets $0.08 billion
Loans $0.06 billion
Deposits $0.08 billion
Capital $0.00 billion

Badger State Bank is an FDIC insured institution located in Cassville, WI. It was founded in 1910 and has approximately $0.08 billion in assets.

Badger State Bank, Cassville, Wisconsin, was closed on February 11, 2011 by the Wisconsin Department of Financial Institutions, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. To protect the depositors, the FDIC entered into a purchase and assumption agreement with Royal Bank, Elroy, Wisconsin, to assume all of the deposits of Badger State Bank.

For a more detailed analysis of Badger State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Badger State Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Badger State Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Badger State Bank, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Badger State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.064% 4.000% 0.25 $1,938 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Badger State Bank
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Branches

Badger State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Badger State Bank Locations

Financial Details

Badger State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Badger State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Badger State Bank U.S. Bank Average
163.43% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Badger State Bank had $5,355,000 in non-current loans and $1,318,000 in owned real estate. To cover these potential losses it had $1,770,000 in equity and $2,313,000 in loans loss reserves. That gives it a Texas Ratio of 163.43%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Badger State Bank U.S. Bank Average
-64.01% 8.58

Badger State Bank has a Return on Equity of -64.01% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Badger State Bank U.S. Bank Average
2.11% 12.11

Badger State Bank has a Capitalization of 2.11% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Badger State Bank Balance Sheet Analysis

As of December 31, 2010, Badger State Bank had assets of $83,828,000, loans of $56,187,000, and deposits of $78,549,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Badger State Bank

Branches and Savings

Is Badger State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #13272.

Why does Badger State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Badger State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Badger State Bank a commercial bank?

Yes

Where are Badger State Bank locations?

See branch locations nearby.

Is Badger State Bank open on Saturdays?

Is Badger State Bank open on Sundays?

What time does Badger State Bank open?

What time does Badger State Bank close?

Are Badger State Bank ATMs Open 24/7?

Do Badger State Bank ATMs accept cash deposits?

Can Badger State Bank customers use other ATMs?

Do Badger State Bank branches have notaries?

Will Badger State Bank notarize my document?

What address for Badger State Bank should I put for incoming ACH transfers?

Will the Badger State Bank branch print checks?

Do Badger State Bank checks expire?

Does Badger State Bank require US citizenship to open account?

Can Badger State Bank close my account?

Does Badger State Bank Report to credit bureaus?

Does Badger State Bank Use Equifax?

What is Badger State Bank's ACH Routing Number?

What is Badger State Bank's SWIFT code?

Products

Does Badger State Bank offer mortgages?

Compare mortgage rates here.

Does Badger State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Badger State Bank offer personal loans?

Compare personal loan rates here.

Does Badger State Bank offer student loans?

Will Badger State Bank cash a check?

Will Badger State Bank redeem a savings bond?

Does Badger State Bank cash savings bonds?

Will Badger State Bank cash money orders?

Can Badger State Bank issue a money order?

Does Badger State Bank do currency exchange?

Background on The Bank

Who owns Badger State Bank?

How long has Badger State Bank been around?

Can Badger State Bank transfer to other banks?

Does Badger State Bank have quick pay?

Does Badger State Bank accept rolled coins?

Will Badger State Bank accept loose change?

Where is Badger State Bank headquarters?

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