Banamex USA

Headquarters

2029 Century Park East, Suite 4200
Century City, CA 90067
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Banamex USA is an FDIC insured institution located in Century City, CA. It was founded in 1963 and has approximately $0.13 billion in assets. Customers can open an account at one of its 3 branches.

FDIC Insured Yes
FDIC Certificate # 18923
Date Established 1963
Assets $ 126.37 million
Loans $ 11.70 million
Deposits $ 0.00 million
Capital $ 100.96 million
 

For a more detailed analysis of Banamex USA's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - January 16, 2021

Your Current Location: Virginia, VA 20146

 

Loan Rates - January 16, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Banamex USA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to Banamex USA
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Branches

Banamex USA branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Banamex USA Locations


Financial Details

Banamex USA Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Banamex USA. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Banamex USA U.S. Bank Average
0.06% 6.14%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2020, Banamex USA had $58,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $100,964,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0.06%.

Return on Equity
Banamex USA U.S. Bank Average
0% 9.23%

Banamex USA has a Return on Equity of 0% versus the BestCashCow average of 9.23%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Banamex USA U.S. Bank Average
79.9% 12.07%

Banamex USA has a Capitalization of 79.9% versus the BestCashCow average of 12.07. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Banamex USA Balance Sheet Analysis

As of March 31, 2017, Banamex USA had assets of $126,367,000, loans of $11,700,000, and deposits of $3,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 11.70 million
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 0.00 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 126.37 million

Summary Income Statement

September 30, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Banamex USA’s loan portfolio are Credit Card Loans, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in California, Banamex USA has a significantly higher percent of Credit Card Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.11
Multifamily
Mortgages
0.00
Credit Card Loans 85.26
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.17
Farm Loans 0.00

Frequently Asked Questions About Banamex Usa

Branches and Savings

Is Banamex Usa FDIC insured?

Yes. It is covered under FDIC Certificate #18923.

Why does Banamex Usa pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Banamex Usa CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Banamex Usa a commercial bank?

Yes

Where are Banamex Usa locations?

See branch locations nearby.

Is Banamex Usa open on Saturdays?

Is Banamex Usa open on Sundays?

What time does Banamex Usa open?

What time does Banamex Usa close?

Are Banamex Usa ATMs Open 24/7?

Do Banamex Usa ATMs accept cash deposits?

Can Banamex Usa customers use other ATMs?

Do Banamex Usa branches have notaries?

Will Banamex Usa notarize my document?

What address for Banamex Usa should I put for incoming ACH transfers?

Will the Banamex Usa branch print checks?

Do Banamex Usa checks expire?

Does Banamex Usa require US citizenship to open account?

Can Banamex Usa close my account?

Does Banamex Usa Report to credit bureaus?

Does Banamex Usa Use Equifax?

What is Banamex Usa's ACH Routing Number?

What is Banamex Usa's SWIFT code?

Products

Does Banamex Usa offer mortgages?

Compare mortgage rates here.

Does Banamex Usa offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Banamex Usa offer personal loans?

Compare personal loan rates here.

Does Banamex Usa offer student loans?

Will Banamex Usa cash a check?

Will Banamex Usa redeem a savings bond?

Does Banamex Usa cash savings bonds?

Will Banamex Usa cash money orders?

Can Banamex Usa issue a money order?

Does Banamex Usa do currency exchange?

Background on The Bank

Who owns Banamex Usa?

How long has Banamex Usa been around?

Can Banamex Usa transfer to other banks?

Does Banamex Usa have quick pay?

Does Banamex Usa accept rolled coins?

Will Banamex Usa accept loose change?

Where is Banamex Usa headquarters?

Customer Reviews for Banamex USA


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