Banco Popular de Puerto Rico

209 Munoz Rivera Avenue
Hato Rey, PR 00919

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 34968
Date Established 1999
Assets $29.04 billion
Loans $17.53 billion
Deposits $23.64 billion
Capital $3.80 billion

Banco Popular de Puerto Rico is an FDIC insured institution located in Hato Rey, PR. It was founded in 1999 and has approximately $29.04 billion in assets. Customers can open an account via one of its 199 branches.

For a more detailed analysis of Banco Popular de Puerto Rico's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Banco Popular de Puerto Rico’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks in , Banco Popular de Puerto Rico has a significantly higher percent of Multifamily Mortgages, Credit Card Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 38.29
Multifamily
Mortgages
0.99
Credit Card Loans 6.35
Consumer Auto Loans 4.73
Small Business Loans 4.75
Construction and Development Loans 0.55
Commercial Real Estate 24.51
Commercial and Industrial Loans 10.11
Farm Loans 0.06

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K 0.25% $1,000 - Learn MoreShow Less
6 Mo CD 10K 0.30% $1,000 - Learn MoreShow Less
12 Mo CD 10K 0.55% $1,000 - Learn MoreShow Less
18 Mo CD 10K 0.55% $1,000 - Learn MoreShow Less
24 Mo CD 10K 0.80% $1,000 - Learn MoreShow Less
30 Mo CD 10K 0.80% $1,000 - Learn MoreShow Less
36 Mo CD 10K 0.90% $1,000 - Learn MoreShow Less
48 Mo CD 10K 1.00% $1,000 - Learn MoreShow Less
60 Mo CD 10K 1.30% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K 0.10% $1,000 $9,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K 0.55% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K 0.25% $200 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K 0.15% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K 0.10% $500 $999 Learn MoreShow Less
Int Ckg 2.5K 0.10% $1,000 $9,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Basic Interest Checking 0.20% $250 $5.00 Learn MoreShow Less
Popular Investor Checking 0.25% $1,000 $10.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

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Branches

Banco Popular de Puerto Rico branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Banco Popular De Puerto Rico Locations

Financial Details

Banco Popular de Puerto Rico Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Banco Popular de Puerto Rico. The data is provided by the FDIC. Please remember that all banks listed on BestCashCow.com are FDIC insured while all credit unions are similarly insured by the NCUA. No depositor has ever lost money while their funds have been insured by the FDIC or NCUA.

Texas Ratio
Banco Popular de Puerto Rico U.S. Bank Average
33.54% 9.11%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2016, Banco Popular de Puerto Rico had $1,208,000,000 in non-current loans and $239,000,000 in owned real estate. To cover these potential losses it had $3,803,000,000 in equity and $511,000,000 in loans loss reserves. That gives it a Texas Ratio of 33.54%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Banco Popular de Puerto Rico U.S. Bank Average
8.64% 9.45%

Banco Popular de Puerto Rico has a Return on Equity of 8.64% versus the BestCashCow average of 9.45%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Banco Popular de Puerto Rico U.S. Bank Average
13.1% 11.28%

Banco Popular de Puerto Rico has a Capitalization of 13.1% versus the BestCashCow average of 11.28%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Banco Popular de Puerto Rico Balance Sheet Analysis

As of June 30, 2016, Banco Popular de Puerto Rico had assets of $29,039,000,000, loans of $17,531,000,000, and deposits of $23,638,000,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Customer Reviews for Banco Popular de Puerto Rico


  • Erie Lausell Lopez

    April 21, 2015

    I'm looking to refinance my mortgage. Please call me in New York while I'm visiting with my sick daughter. I can be reached at (845) 464-2124. The refinance is regarding my residence at 25 Blvd. Media Luna, Carolina PR 00987. Thank you for your assistance. I look forward to hearing from you soon. Erie Lausell Lopez

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