Banesco USA Reviews (9)

Rated 2.00 stars out of 5 - based on 4 reviews with ratings
  • Dec 27, 2022

    CDs 6 Month Rates

    They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe?

  • Jun 25, 2020 |

    Online CDs 12 Month Rates

    Nope. As with the CIT quote 1.25% APY is a bit optimistic. Banesco's site offers .90%.

  • Jan 9, 2020 |

    I opened a 2 year CD there 2 years ago. Now I'm trying to close it on maturity instead of having it automatically roll over into a new CD. They're giving me a hard time and wasting my time. Their website has bugs that caused me to get locked out. But I no longer need their website because I just want to close the CD on maturity and never do business with Banesco USA again. But they refuse unless I jump through their hoops. They're like a bunch of government bureaucrats whose job is to find obstacles to prevent people from doing anything without a huge waste of time.

  • Jun 5, 2019

    Their process for simply opening a savings account was over the top complicated and time consuming. Their process would make sense if you were trying to borrow money, but for giving them your money to hold it was unreasonable. I aborted the process with them and ended up opening an account with Comenity Bank. Their process was simple and quick, with a similarly high interest rate.

  • Oct 28, 2018

    Savings Rates

    used to have money market with them. zero customer service. They are good until there is a problem and then you are on you own.

  • Oct 4, 2018

    Savings Rates

    banesco has a lot of requirements you have to meet to get that rate

  • Aug 2, 2018 |

    Got a 2 year CD in January. Rate is 2.50%, but they never credit the interest to the account. Are they going to wait until maturity? Also, customer service is non-existent. They do not answer questions by email and say you have to call. They never notify you when they are sending a message relating to your account. I can now get a 2 year CD elsewhere at 2.95% and arethinking of dumping them. It will depend on the amount of the early withdrawal penalty.

  • Apr 14, 2018 | | Replies 1

    CDs 36 Month Rates

    having problems opening online acct extremely frustrating

    Cary | May 24, 2018

    Having the same problem. It is
    Now say 10 and account is still not open.

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