Bank Iowa


1108 Broadway
Denison, IA 51442
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Bank Iowa is an FDIC insured institution located in Denison, IA. It was founded in 1919 and has approximately $0.14 billion in assets.

FDIC Insured Yes
FDIC Certificate # 5801
Date Established 1919
Assets $ 144.65 million
Loans $ 93.23 million
Deposits $ 108.56 million
Capital $ 13.92 million

For a more detailed analysis of Bank Iowa's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 21, 2021

Your Current Location: Connecticut, CT 06828


Loan Rates - October 21, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Bank Iowa

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
First Internet Bank
NMLS ID: 424182
2.906% 2.875%
0.38 points
$992 fees
$1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to Bank Iowa
To upload and update your bank's rates please register. It is free to register and add rates.


Bank Iowa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Bank Iowa Locations

Climate Initiatives

Bank Iowa is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Financial Details

Bank Iowa Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank Iowa. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank Iowa U.S. Bank Average
5.46% 4.78%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2021, Bank Iowa had $301,000 in non-current loans and $503,000 in owned real estate. To cover these potential losses it had $13,923,000 in equity and $815,000 in loans loss reserves. That gives it a Texas Ratio of 5.46%.

Return on Equity
Bank Iowa U.S. Bank Average
14.48% 11.29%

Bank Iowa has a Return on Equity of 14.48% versus the BestCashCow average of 11.29%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank Iowa U.S. Bank Average
9.63% 11.72%

Bank Iowa has a Capitalization of 9.63% versus the BestCashCow average of 11.72. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank Iowa Balance Sheet Analysis

As of December 31, 2010, Bank Iowa had assets of $144,647,000, loans of $93,233,000, and deposits of $108,556,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2021
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 93.23 million
Loan loss allowance $ 0.82 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.50 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
Total deposits $ 108.56 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 144.65 million

Summary Income Statement

June 30, 2021
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Bank Iowa’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Bank Iowa’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Bank Iowa

Branches and Savings

Is Bank Iowa FDIC insured?

Yes. It is covered under FDIC Certificate #5801.

Why does Bank Iowa pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Iowa CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Iowa a commercial bank?


Where are Bank Iowa locations?

See branch locations nearby.

Is Bank Iowa open on Saturdays?

Is Bank Iowa open on Sundays?

What time does Bank Iowa open?

What time does Bank Iowa close?

Are Bank Iowa ATMs Open 24/7?

Do Bank Iowa ATMs accept cash deposits?

Can Bank Iowa customers use other ATMs?

Do Bank Iowa branches have notaries?

Will Bank Iowa notarize my document?

What address for Bank Iowa should I put for incoming ACH transfers?

Will the Bank Iowa branch print checks?

Do Bank Iowa checks expire?

Does Bank Iowa require US citizenship to open account?

Can Bank Iowa close my account?

Does Bank Iowa Report to credit bureaus?

Does Bank Iowa Use Equifax?

What is Bank Iowa's ACH Routing Number?

What is Bank Iowa's SWIFT code?


Does Bank Iowa offer mortgages?

Compare mortgage rates here.

Does Bank Iowa offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Iowa offer personal loans?

Compare personal loan rates here.

Does Bank Iowa offer student loans?

Will Bank Iowa cash a check?

Will Bank Iowa redeem a savings bond?

Does Bank Iowa cash savings bonds?

Will Bank Iowa cash money orders?

Can Bank Iowa issue a money order?

Does Bank Iowa do currency exchange?

Background on The Bank

Who owns Bank Iowa?

How long has Bank Iowa been around?

Can Bank Iowa transfer to other banks?

Does Bank Iowa have quick pay?

Does Bank Iowa accept rolled coins?

Will Bank Iowa accept loose change?

Where is Bank Iowa headquarters?

Customer Reviews for Bank Iowa

There are currently no comments for Bank Iowa. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →