Gotham Bank of New York

Headquarters

1412 Broadway
New York, NY 10018
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Gotham Bank of New York is an FDIC insured institution located in New York, NY. It was founded in 1980 and has approximately $0.43 billion in assets.

FDIC Insured Yes
FDIC Certificate # 23258
Date Established 1980
Assets $ 429.49 million
Loans $ 205.84 million
Deposits $ 365.21 million
Capital $ 32.98 million
 

For a more detailed analysis of Gotham Bank of New York's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 20, 2020

Your Current Location: Virginia, VA 20146


Loan Rates - September 20, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Gotham Bank of New York

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.815% 2.750% 0.88 $2,118 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to Gotham Bank of New York
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Branches

Gotham Bank of New York branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Gotham Bank of New York Locations


Financial Details

Gotham Bank of New York Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gotham Bank of New York. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Gotham Bank of New York U.S. Bank Average
0.99% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Gotham Bank of New York had $345,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $32,976,000 in equity and $1,910,000 in loans loss reserves. That gives it a Texas Ratio of 0.99%.

Return on Equity
Gotham Bank of New York U.S. Bank Average
12.14% 7.80%

Gotham Bank of New York has a Return on Equity of 12.14% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Gotham Bank of New York U.S. Bank Average
7.68% 12.68%

Gotham Bank of New York has a Capitalization of 7.68% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Gotham Bank of New York Balance Sheet Analysis

As of June 30, 2012, Gotham Bank of New York had assets of $429,489,000, loans of $205,835,000, and deposits of $365,210,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 205.84 million
Loan loss allowance $ 1.91 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 365.21 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 429.49 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Gotham Bank of New York’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Gotham Bank of New York’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Gotham Bank Of New York

Branches and Savings

Is Gotham Bank Of New York FDIC insured?

Yes. It is covered under FDIC Certificate #23258.

Why does Gotham Bank Of New York pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Gotham Bank Of New York CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Gotham Bank Of New York a commercial bank?

Yes

Where are Gotham Bank Of New York locations?

See branch locations nearby.

Is Gotham Bank Of New York open on Saturdays?

Is Gotham Bank Of New York open on Sundays?

What time does Gotham Bank Of New York open?

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Are Gotham Bank Of New York ATMs Open 24/7?

Do Gotham Bank Of New York ATMs accept cash deposits?

Can Gotham Bank Of New York customers use other ATMs?

Do Gotham Bank Of New York branches have notaries?

Will Gotham Bank Of New York notarize my document?

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Will the Gotham Bank Of New York branch print checks?

Do Gotham Bank Of New York checks expire?

Does Gotham Bank Of New York require US citizenship to open account?

Can Gotham Bank Of New York close my account?

Does Gotham Bank Of New York Report to credit bureaus?

Does Gotham Bank Of New York Use Equifax?

What is Gotham Bank Of New York's ACH Routing Number?

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Products

Does Gotham Bank Of New York offer mortgages?

Compare mortgage rates here.

Does Gotham Bank Of New York offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Gotham Bank Of New York offer personal loans?

Compare personal loan rates here.

Does Gotham Bank Of New York offer student loans?

Will Gotham Bank Of New York cash a check?

Will Gotham Bank Of New York redeem a savings bond?

Does Gotham Bank Of New York cash savings bonds?

Will Gotham Bank Of New York cash money orders?

Can Gotham Bank Of New York issue a money order?

Does Gotham Bank Of New York do currency exchange?

Background on The Bank

Who owns Gotham Bank Of New York?

How long has Gotham Bank Of New York been around?

Can Gotham Bank Of New York transfer to other banks?

Does Gotham Bank Of New York have quick pay?

Does Gotham Bank Of New York accept rolled coins?

Will Gotham Bank Of New York accept loose change?

Where is Gotham Bank Of New York headquarters?

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