Bank Leumi USA

579 Fifth Avenue
New York, NY 10017

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19842
Date Established 1968
Assets $6.75 billion
Loans $4.73 billion
Deposits $5.49 billion
Capital $0.67 billion

Bank Leumi USA is an FDIC insured institution located in New York, NY. It was founded in 1968 and has approximately $6.75 billion in assets. Customers can open an account at one of its 7 branches.

For a more detailed analysis of Bank Leumi USA's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank Leumi USA’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and Construction and Development Loans.

Compared to other banks in New York, Bank Leumi USA has a significantly higher percent of Construction and Development Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.54
Multifamily
Mortgages
10.44
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.31
Construction and Development Loans 11.56
Commercial Real Estate 36.33
Commercial and Industrial Loans 38.46
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.40% $10,000 $49,999 Learn MoreShow Less
6 Mo CD 10K
0.60% $10,000 $49,999 Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.05% $5,000 $24,999 Learn MoreShow Less
MM 25K
0.10% $25,000 - Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.05% $5,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $10,000 $24,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank Leumi USA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank Leumi USA
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Bank Leumi USA branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Leumi Usa Locations

Financial Details

Bank Leumi USA Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank Leumi USA. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank Leumi USA U.S. Bank Average
12.79% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank Leumi USA had $91,691,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $665,694,000 in equity and $51,421,000 in loans loss reserves. That gives it a Texas Ratio of 12.79%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank Leumi USA U.S. Bank Average
7.36% 8.58

Bank Leumi USA has a Return on Equity of 7.36% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank Leumi USA U.S. Bank Average
9.87% 12.11

Bank Leumi USA has a Capitalization of 9.87% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank Leumi USA Balance Sheet Analysis

As of June 30, 2017, Bank Leumi USA had assets of $6,745,877,000, loans of $4,726,346,000, and deposits of $5,494,474,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank Leumi USA

Branches and Savings

Is Bank Leumi USA FDIC insured?

Yes. It is covered under FDIC Certificate #19842.

Why does Bank Leumi USA pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Leumi USA CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Leumi USA a commercial bank?

Yes

Where are Bank Leumi USA locations?

See branch locations nearby.

Is Bank Leumi USA open on Saturdays?

Is Bank Leumi USA open on Sundays?

What time does Bank Leumi USA open?

What time does Bank Leumi USA close?

Are Bank Leumi USA ATMs Open 24/7?

Do Bank Leumi USA ATMs accept cash deposits?

Can Bank Leumi USA customers use other ATMs?

Do Bank Leumi USA branches have notaries?

Will Bank Leumi USA notarize my document?

What address for Bank Leumi USA should I put for incoming ACH transfers?

Will the Bank Leumi USA branch print checks?

Do Bank Leumi USA checks expire?

Does Bank Leumi USA require US citizenship to open account?

Can Bank Leumi USA close my account?

Does Bank Leumi USA Report to credit bureaus?

Does Bank Leumi USA Use Equifax?

What is Bank Leumi USA's ACH Routing Number?

What is Bank Leumi USA's SWIFT code?

Products

Does Bank Leumi USA offer mortgages?

Compare mortgage rates here.

Does Bank Leumi USA offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Leumi USA offer personal loans?

Compare personal loan rates here.

Does Bank Leumi USA offer student loans?

Will Bank Leumi USA cash a check?

Will Bank Leumi USA redeem a savings bond?

Does Bank Leumi USA cash savings bonds?

Will Bank Leumi USA cash money orders?

Can Bank Leumi USA issue a money order?

Does Bank Leumi USA do currency exchange?

Background on The Bank

Who owns Bank Leumi USA?

How long has Bank Leumi USA been around?

Can Bank Leumi USA transfer to other banks?

Does Bank Leumi USA have quick pay?

Does Bank Leumi USA accept rolled coins?

Will Bank Leumi USA accept loose change?

Where is Bank Leumi USA headquarters?

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