Bank Leumi USA


579 Fifth Avenue
New York, NY 10017
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Bank Leumi USA is an FDIC insured institution located in New York, NY. It was founded in 1968 and has approximately $8.24 billion in assets. Customers can open an account at one of its 7 branches.

FDIC Insured Yes
FDIC Certificate # 19842
Date Established 1968
Assets $ 8.24 billion
Loans $ 5.32 billion
Deposits $ 7.08 billion
Capital $ 842.63 million

For a more detailed analysis of Bank Leumi USA's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 19, 2021

Your Current Location: Connecticut, CT 06828


Loan Rates - September 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Bank Leumi USA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.359% 3.250%
0.88 points
$3,438 fees
$1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
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Intro APR 1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
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Note to Bank Leumi USA
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Financial Details

Bank Leumi USA Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank Leumi USA. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank Leumi USA U.S. Bank Average
5.67% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, Bank Leumi USA had $51,806,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $842,633,000 in equity and $70,393,000 in loans loss reserves. That gives it a Texas Ratio of 5.67%.

Return on Equity
Bank Leumi USA U.S. Bank Average
9.52% 11.43%

Bank Leumi USA has a Return on Equity of 9.52% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank Leumi USA U.S. Bank Average
10.23% 11.51%

Bank Leumi USA has a Capitalization of 10.23% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank Leumi USA Balance Sheet Analysis

As of March 31, 2021, Bank Leumi USA had assets of $8,235,126,000, loans of $5,319,743,000, and deposits of $7,079,193,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
Cash & Balances due from depository institutions $ 710.90 million
Interest-bearing balances $ 594.75 million
Total securities $ 1,802.22 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 5.32 billion
Loan loss allowance $ 70.39 million
Trading account assets $ 20.18 million
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 4.55 million
All other assets $ 329.48 million
     Total Assets $ 7.39 billion
Total deposits $ 7.08 billion
      Interest-bearing deposits $ 3.33 billion
      Deposits held in domestic offices $ 7.06 billion
      % insured (estimated) 24.92%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities $ 21.75 million
Other borrowed funds $ 124.04 million
Subordinated debt N.A.
All other liabilities $ 167.51 million
      Total Liabilities $ 7.39 billion
      Shareholders’ Equity $ 842.63 million

Summary Income Statement

March 31, 2021
Total Interest Income $ 60.18 million
Total Interest Expense $ 2.59 million
Net interest income $ 57.59 million
Provision for loan and lease losses $ 1.05 million
Total non interest income $ 16.60 million
Total non interest expense $ 46.06 million
Pre-tax Net Operating Income $ 27.08 million

Bank Loan Profile?

The top three loan types in Bank Leumi USA’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and Multifamily Mortgages.

Compared to other banks, Bank Leumi USA’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.39
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.15
Construction and Development Loans 11.51
Commercial Real Estate 25.06
Commercial and Industrial Loans 35.53
Farm Loans 0.00

Frequently Asked Questions About Bank Leumi Usa

Branches and Savings

Is Bank Leumi Usa FDIC insured?

Yes. It is covered under FDIC Certificate #19842.

Why does Bank Leumi Usa pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Leumi Usa CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Leumi Usa a commercial bank?


Where are Bank Leumi Usa locations?

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Is Bank Leumi Usa open on Saturdays?

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Are Bank Leumi Usa ATMs Open 24/7?

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Do Bank Leumi Usa branches have notaries?

Will Bank Leumi Usa notarize my document?

What address for Bank Leumi Usa should I put for incoming ACH transfers?

Will the Bank Leumi Usa branch print checks?

Do Bank Leumi Usa checks expire?

Does Bank Leumi Usa require US citizenship to open account?

Can Bank Leumi Usa close my account?

Does Bank Leumi Usa Report to credit bureaus?

Does Bank Leumi Usa Use Equifax?

What is Bank Leumi Usa's ACH Routing Number?

What is Bank Leumi Usa's SWIFT code?


Does Bank Leumi Usa offer mortgages?

Compare mortgage rates here.

Does Bank Leumi Usa offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Leumi Usa offer personal loans?

Compare personal loan rates here.

Does Bank Leumi Usa offer student loans?

Will Bank Leumi Usa cash a check?

Will Bank Leumi Usa redeem a savings bond?

Does Bank Leumi Usa cash savings bonds?

Will Bank Leumi Usa cash money orders?

Can Bank Leumi Usa issue a money order?

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Background on The Bank

Who owns Bank Leumi Usa?

How long has Bank Leumi Usa been around?

Can Bank Leumi Usa transfer to other banks?

Does Bank Leumi Usa have quick pay?

Does Bank Leumi Usa accept rolled coins?

Will Bank Leumi Usa accept loose change?

Where is Bank Leumi Usa headquarters?

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