Bank Northwest

201 South Davis Street
Hamilton, MO 64644

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16601
Date Established 1945
Assets $0.12 billion
Loans $0.09 billion
Deposits $0.11 billion
Capital $0.01 billion

Bank Northwest is an FDIC insured institution located in Hamilton, MO. It was founded in 1945 and has approximately $0.12 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of Bank Northwest's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank Northwest’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks in Missouri, Bank Northwest has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 16.58
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 3.78
Small Business Loans 5.42
Construction and Development Loans 2.44
Commercial Real Estate 11.24
Commercial and Industrial Loans 8.43
Farm Loans 20.49

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.30% $500 - Learn MoreShow Less
6 Mo CD 10K
0.40% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.25% $100 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.50% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.10% $2,500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank Northwest

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank Northwest
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Bank Northwest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Northwest Locations

Financial Details

Bank Northwest Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank Northwest. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank Northwest U.S. Bank Average
17.8% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank Northwest had $1,000,000 in non-current loans and $1,057,000 in owned real estate. To cover these potential losses it had $10,679,000 in equity and $879,000 in loans loss reserves. That gives it a Texas Ratio of 17.8%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank Northwest U.S. Bank Average
22.98% 8.58

Bank Northwest has a Return on Equity of 22.98% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank Northwest U.S. Bank Average
8.66% 12.11

Bank Northwest has a Capitalization of 8.66% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank Northwest Balance Sheet Analysis

As of June 30, 2017, Bank Northwest had assets of $123,322,000, loans of $86,114,000, and deposits of $112,367,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank Northwest

Branches and Savings

Is Bank Northwest FDIC insured?

Yes. It is covered under FDIC Certificate #16601.

Why does Bank Northwest pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Northwest CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Northwest a commercial bank?

Yes

Where are Bank Northwest locations?

See branch locations nearby.

Is Bank Northwest open on Saturdays?

Is Bank Northwest open on Sundays?

What time does Bank Northwest open?

What time does Bank Northwest close?

Are Bank Northwest ATMs Open 24/7?

Do Bank Northwest ATMs accept cash deposits?

Can Bank Northwest customers use other ATMs?

Do Bank Northwest branches have notaries?

Will Bank Northwest notarize my document?

What address for Bank Northwest should I put for incoming ACH transfers?

Will the Bank Northwest branch print checks?

Do Bank Northwest checks expire?

Does Bank Northwest require US citizenship to open account?

Can Bank Northwest close my account?

Does Bank Northwest Report to credit bureaus?

Does Bank Northwest Use Equifax?

What is Bank Northwest's ACH Routing Number?

What is Bank Northwest's SWIFT code?

Products

Does Bank Northwest offer mortgages?

Compare mortgage rates here.

Does Bank Northwest offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Northwest offer personal loans?

Compare personal loan rates here.

Does Bank Northwest offer student loans?

Will Bank Northwest cash a check?

Will Bank Northwest redeem a savings bond?

Does Bank Northwest cash savings bonds?

Will Bank Northwest cash money orders?

Can Bank Northwest issue a money order?

Does Bank Northwest do currency exchange?

Background on The Bank

Who owns Bank Northwest?

How long has Bank Northwest been around?

Can Bank Northwest transfer to other banks?

Does Bank Northwest have quick pay?

Does Bank Northwest accept rolled coins?

Will Bank Northwest accept loose change?

Where is Bank Northwest headquarters?

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