Bank of Anguilla

130 Holland Street
Anguilla, MS 38721

 

2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 8243
Date Established 1904
Assets $0.15 billion
Loans $0.10 billion
Deposits $0.11 billion
Capital $0.01 billion

Bank of Anguilla is an FDIC insured institution located in Anguilla, MS. It was founded in 1904 and has approximately $0.15 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of Bank of Anguilla's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Anguilla’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks in Mississippi, Bank of Anguilla has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 11.28
Multifamily
Mortgages
0.34
Credit Card Loans 0.00
Consumer Auto Loans 3.53
Small Business Loans 6.81
Construction and Development Loans 0.59
Commercial Real Estate 6.81
Commercial and Industrial Loans 7.47
Farm Loans 52.39

Deposit Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.25% $5,000 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 - Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.20% $1,000 $99,999 Learn MoreShow Less
3 Mo CD
0.25% $100,000 - Learn MoreShow Less
6 Mo CD
0.50% $1,000 $99,999 Learn MoreShow Less
6 Mo CD
0.55% $100,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.60% $1,000 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,500 - Learn MoreShow Less

Loan Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Anguilla

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.750% 4.750% 0.00 $0 $1,305 Learn More
First Internet Bank
NMLS ID: 424182
4.659% 4.625% 0.38 $988 $1,286 Learn More
Rocket Mortgage
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.565% 4.500% 0.38 $2,007 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to Bank of Anguilla
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Branches

Bank of Anguilla branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Anguilla Locations

Financial Details

Bank of Anguilla Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Anguilla. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Anguilla U.S. Bank Average
16.96% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2018, Bank of Anguilla had $2,456,000 in non-current loans and $4,000 in owned real estate. To cover these potential losses it had $12,984,000 in equity and $1,517,000 in loans loss reserves. That gives it a Texas Ratio of 16.96%.

Return on Equity
Bank of Anguilla U.S. Bank Average
10.47% 9.77%

Bank of Anguilla has a Return on Equity of 10.47% versus the BestCashCow average of 9.77%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Anguilla U.S. Bank Average
8.75% 12.31%

Bank of Anguilla has a Capitalization of 8.75% versus the BestCashCow average of 12.31. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Anguilla Balance Sheet Analysis

As of June 30, 2018, Bank of Anguilla had assets of $148,469,000, loans of $96,307,000, and deposits of $109,752,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.10 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.02 billion
     Total Assets $0.14 billion
LIABILITIES
Total deposits $0.11 billion
      Interest-bearing deposits $0.08 billion
      Deposits held in domestic offices $0.11 billion
      % insured (estimated) 73.07%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.02 billion
Subordinated debt $0.00 billion
All other liabilities $0.01 billion
      Total Liabilities $0.14 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

June 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Bank Of Anguilla

Branches and Savings

Is Bank Of Anguilla FDIC insured?

Yes. It is covered under FDIC Certificate #8243.

Why does Bank Of Anguilla pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Anguilla CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Anguilla a commercial bank?

Yes

Where are Bank Of Anguilla locations?

See branch locations nearby.

Is Bank Of Anguilla open on Saturdays?

Is Bank Of Anguilla open on Sundays?

What time does Bank Of Anguilla open?

What time does Bank Of Anguilla close?

Are Bank Of Anguilla ATMs Open 24/7?

Do Bank Of Anguilla ATMs accept cash deposits?

Can Bank Of Anguilla customers use other ATMs?

Do Bank Of Anguilla branches have notaries?

Will Bank Of Anguilla notarize my document?

What address for Bank Of Anguilla should I put for incoming ACH transfers?

Will the Bank Of Anguilla branch print checks?

Do Bank Of Anguilla checks expire?

Does Bank Of Anguilla require US citizenship to open account?

Can Bank Of Anguilla close my account?

Does Bank Of Anguilla Report to credit bureaus?

Does Bank Of Anguilla Use Equifax?

What is Bank Of Anguilla's ACH Routing Number?

What is Bank Of Anguilla's SWIFT code?

Products

Does Bank Of Anguilla offer mortgages?

Compare mortgage rates here.

Does Bank Of Anguilla offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Anguilla offer personal loans?

Compare personal loan rates here.

Does Bank Of Anguilla offer student loans?

Will Bank Of Anguilla cash a check?

Will Bank Of Anguilla redeem a savings bond?

Does Bank Of Anguilla cash savings bonds?

Will Bank Of Anguilla cash money orders?

Can Bank Of Anguilla issue a money order?

Does Bank Of Anguilla do currency exchange?

Background on The Bank

Who owns Bank Of Anguilla?

How long has Bank Of Anguilla been around?

Can Bank Of Anguilla transfer to other banks?

Does Bank Of Anguilla have quick pay?

Does Bank Of Anguilla accept rolled coins?

Will Bank Of Anguilla accept loose change?

Where is Bank Of Anguilla headquarters?

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