Bank of Arkansas, National Asssociation

Headquarters

3500 North College
Fayetteville, AR 72701
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.25% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Bank of Arkansas, National Asssociation is an FDIC insured institution located in Fayetteville, AR. It was founded in 1991 and has approximately $0.28 billion in assets.

FDIC Insured Yes
FDIC Certificate # 33482
Date Established 1991
Assets $ 284.02 million
Loans $ 146.44 million
Deposits $ 247.19 million
Capital $ 35.49 million
 

For a more detailed analysis of Bank of Arkansas, National Asssociation's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 19, 2020

Your Current Location: Virginia, VA 20146


Loan Rates - October 19, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Arkansas, National Asssociation

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




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Featured - Virginia Home Equity Line Of Credit Rates 2020

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Note to Bank of Arkansas, National Asssociation
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Branches

Bank of Arkansas, National Asssociation branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Arkansas, National Asssociation Locations


Financial Details

Bank of Arkansas, National Asssociation Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Arkansas, National Asssociation. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Arkansas, National Asssociation U.S. Bank Average
18.82% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Bank of Arkansas, National Asssociation had $4,753,000 in non-current loans and $2,789,000 in owned real estate. To cover these potential losses it had $35,489,000 in equity and $4,587,000 in loans loss reserves. That gives it a Texas Ratio of 18.82%.

Return on Equity
Bank of Arkansas, National Asssociation U.S. Bank Average
3.02% 7.80%

Bank of Arkansas, National Asssociation has a Return on Equity of 3.02% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Arkansas, National Asssociation U.S. Bank Average
12.5% 12.68%

Bank of Arkansas, National Asssociation has a Capitalization of 12.5% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Arkansas, National Asssociation Balance Sheet Analysis

As of December 31, 2010, Bank of Arkansas, National Asssociation had assets of $284,020,000, loans of $146,443,000, and deposits of $247,187,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 146.44 million
Loan loss allowance $ 4.59 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 2.79 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 247.19 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 284.02 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Bank of Arkansas, National Asssociation’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Bank of Arkansas, National Asssociation’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Bank Of Arkansas, National Asssociation

Branches and Savings

Is Bank Of Arkansas, National Asssociation FDIC insured?

Yes. It is covered under FDIC Certificate #33482.

Why does Bank Of Arkansas, National Asssociation pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Arkansas, National Asssociation CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Arkansas, National Asssociation a commercial bank?

Yes

Where are Bank Of Arkansas, National Asssociation locations?

See branch locations nearby.

Is Bank Of Arkansas, National Asssociation open on Saturdays?

Is Bank Of Arkansas, National Asssociation open on Sundays?

What time does Bank Of Arkansas, National Asssociation open?

What time does Bank Of Arkansas, National Asssociation close?

Are Bank Of Arkansas, National Asssociation ATMs Open 24/7?

Do Bank Of Arkansas, National Asssociation ATMs accept cash deposits?

Can Bank Of Arkansas, National Asssociation customers use other ATMs?

Do Bank Of Arkansas, National Asssociation branches have notaries?

Will Bank Of Arkansas, National Asssociation notarize my document?

What address for Bank Of Arkansas, National Asssociation should I put for incoming ACH transfers?

Will the Bank Of Arkansas, National Asssociation branch print checks?

Do Bank Of Arkansas, National Asssociation checks expire?

Does Bank Of Arkansas, National Asssociation require US citizenship to open account?

Can Bank Of Arkansas, National Asssociation close my account?

Does Bank Of Arkansas, National Asssociation Report to credit bureaus?

Does Bank Of Arkansas, National Asssociation Use Equifax?

What is Bank Of Arkansas, National Asssociation's ACH Routing Number?

What is Bank Of Arkansas, National Asssociation's SWIFT code?

Products

Does Bank Of Arkansas, National Asssociation offer mortgages?

Compare mortgage rates here.

Does Bank Of Arkansas, National Asssociation offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Arkansas, National Asssociation offer personal loans?

Compare personal loan rates here.

Does Bank Of Arkansas, National Asssociation offer student loans?

Will Bank Of Arkansas, National Asssociation cash a check?

Will Bank Of Arkansas, National Asssociation redeem a savings bond?

Does Bank Of Arkansas, National Asssociation cash savings bonds?

Will Bank Of Arkansas, National Asssociation cash money orders?

Can Bank Of Arkansas, National Asssociation issue a money order?

Does Bank Of Arkansas, National Asssociation do currency exchange?

Background on The Bank

Who owns Bank Of Arkansas, National Asssociation?

How long has Bank Of Arkansas, National Asssociation been around?

Can Bank Of Arkansas, National Asssociation transfer to other banks?

Does Bank Of Arkansas, National Asssociation have quick pay?

Does Bank Of Arkansas, National Asssociation accept rolled coins?

Will Bank Of Arkansas, National Asssociation accept loose change?

Where is Bank Of Arkansas, National Asssociation headquarters?

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