Bank of Belton

204 Main Street
Belton, MO 64012


General Bank Information

FDIC Insured Yes
FDIC Certificate # 1623
Date Established 1884
Assets $0.05 billion
Loans $0.02 billion
Deposits $0.04 billion
Capital $0.00 billion

Bank of Belton is an FDIC insured institution located in Belton, MO. It was founded in 1884 and has approximately $0.05 billion in assets.

For a more detailed analysis of Bank of Belton's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Belton’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and 1-4 Family Residential Loans.

Compared to other banks in Missouri, Bank of Belton has a significantly higher percent of Credit Card Loans, Construction and Development Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 17.05
Credit Card Loans 2.00
Consumer Auto Loans 0.51
Small Business Loans 14.22
Construction and Development Loans 16.36
Commercial Real Estate 21.07
Commercial and Industrial Loans 44.09
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of Belton, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Belton

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2229
License#: MC-5591
4.078% 4.000% 0.38 $2,345 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Belton
To upload and update your bank's rates please register. It is free to register and add rates.


Bank of Belton branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Bank of Belton Locations

Financial Details

Bank of Belton Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Belton. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Belton U.S. Bank Average
153.25% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Belton had $1,083,000 in non-current loans and $2,480,000 in owned real estate. To cover these potential losses it had $1,865,000 in equity and $460,000 in loans loss reserves. That gives it a Texas Ratio of 153.25%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Belton U.S. Bank Average
-25.88% 8.58

Bank of Belton has a Return on Equity of -25.88% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank of Belton U.S. Bank Average
4.07% 12.11

Bank of Belton has a Capitalization of 4.07% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Belton Balance Sheet Analysis

As of June 30, 2014, Bank of Belton had assets of $45,840,000, loans of $18,083,000, and deposits of $43,840,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Belton

Branches and Savings

Is Bank of Belton FDIC insured?

Yes. It is covered under FDIC Certificate #1623.

Why does Bank of Belton pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Belton CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Belton a commercial bank?


Where are Bank of Belton locations?

See branch locations nearby.

Is Bank of Belton open on Saturdays?

Is Bank of Belton open on Sundays?

What time does Bank of Belton open?

What time does Bank of Belton close?

Are Bank of Belton ATMs Open 24/7?

Do Bank of Belton ATMs accept cash deposits?

Can Bank of Belton customers use other ATMs?

Do Bank of Belton branches have notaries?

Will Bank of Belton notarize my document?

What address for Bank of Belton should I put for incoming ACH transfers?

Will the Bank of Belton branch print checks?

Do Bank of Belton checks expire?

Does Bank of Belton require US citizenship to open account?

Can Bank of Belton close my account?

Does Bank of Belton Report to credit bureaus?

Does Bank of Belton Use Equifax?

What is Bank of Belton's ACH Routing Number?

What is Bank of Belton's SWIFT code?


Does Bank of Belton offer mortgages?

Compare mortgage rates here.

Does Bank of Belton offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Belton offer personal loans?

Compare personal loan rates here.

Does Bank of Belton offer student loans?

Will Bank of Belton cash a check?

Will Bank of Belton redeem a savings bond?

Does Bank of Belton cash savings bonds?

Will Bank of Belton cash money orders?

Can Bank of Belton issue a money order?

Does Bank of Belton do currency exchange?

Background on The Bank

Who owns Bank of Belton?

How long has Bank of Belton been around?

Can Bank of Belton transfer to other banks?

Does Bank of Belton have quick pay?

Does Bank of Belton accept rolled coins?

Will Bank of Belton accept loose change?

Where is Bank of Belton headquarters?

Customer Reviews for Bank of Belton

There are currently no comments for Bank of Belton. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →