Bank of Bolivar

495 South Springfield Avenue
Bolivar, MO 65613

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 34397
Date Established 1997
Assets $0.26 billion
Loans $0.20 billion
Deposits $0.23 billion
Capital $0.02 billion

Bank of Bolivar is an FDIC insured institution located in Bolivar, MO. It was founded in 1997 and has approximately $0.26 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of Bank of Bolivar's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Bolivar’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Missouri, Bank of Bolivar has a significantly higher percent of Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 38.35
Multifamily
Mortgages
7.99
Credit Card Loans 0.00
Consumer Auto Loans 1.12
Small Business Loans 15.56
Construction and Development Loans 4.96
Commercial Real Estate 25.39
Commercial and Industrial Loans 6.46
Farm Loans 3.75

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.45% $500 - Learn MoreShow Less
6 Mo CD 10K
0.60% $500 - Learn MoreShow Less
Special: 10 Mo CD
1.31% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.25% $100 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.80% $500 - Learn MoreShow Less
Special: 18 Mo FIRA
0.80% $500 - Learn MoreShow Less
Special: 30 Mo FIRA
1.10% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.20% $1,000 $24,999 Learn MoreShow Less
MM 25K
0.30% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.20% $750 $3,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Bolivar

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.771% 3.750% 0.00 $642 $1,158 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Bolivar
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Branches

Bank of Bolivar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of Bolivar Locations

Financial Details

Bank of Bolivar Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Bolivar. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Bolivar U.S. Bank Average
14.17% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Bolivar had $423,000 in non-current loans and $3,224,000 in owned real estate. To cover these potential losses it had $23,515,000 in equity and $2,217,000 in loans loss reserves. That gives it a Texas Ratio of 14.17%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Bolivar U.S. Bank Average
7.88% 8.58

Bank of Bolivar has a Return on Equity of 7.88% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Bolivar U.S. Bank Average
9.12% 12.11

Bank of Bolivar has a Capitalization of 9.12% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Bolivar Balance Sheet Analysis

As of June 30, 2017, Bank of Bolivar had assets of $257,892,000, loans of $201,771,000, and deposits of $226,267,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Bolivar

Branches and Savings

Is Bank of Bolivar FDIC insured?

Yes. It is covered under FDIC Certificate #34397.

Why does Bank of Bolivar pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Bolivar CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Bolivar a commercial bank?

Yes

Where are Bank of Bolivar locations?

See branch locations nearby.

Is Bank of Bolivar open on Saturdays?

Is Bank of Bolivar open on Sundays?

What time does Bank of Bolivar open?

What time does Bank of Bolivar close?

Are Bank of Bolivar ATMs Open 24/7?

Do Bank of Bolivar ATMs accept cash deposits?

Can Bank of Bolivar customers use other ATMs?

Do Bank of Bolivar branches have notaries?

Will Bank of Bolivar notarize my document?

What address for Bank of Bolivar should I put for incoming ACH transfers?

Will the Bank of Bolivar branch print checks?

Do Bank of Bolivar checks expire?

Does Bank of Bolivar require US citizenship to open account?

Can Bank of Bolivar close my account?

Does Bank of Bolivar Report to credit bureaus?

Does Bank of Bolivar Use Equifax?

What is Bank of Bolivar's ACH Routing Number?

What is Bank of Bolivar's SWIFT code?

Products

Does Bank of Bolivar offer mortgages?

Compare mortgage rates here.

Does Bank of Bolivar offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Bolivar offer personal loans?

Compare personal loan rates here.

Does Bank of Bolivar offer student loans?

Will Bank of Bolivar cash a check?

Will Bank of Bolivar redeem a savings bond?

Does Bank of Bolivar cash savings bonds?

Will Bank of Bolivar cash money orders?

Can Bank of Bolivar issue a money order?

Does Bank of Bolivar do currency exchange?

Background on The Bank

Who owns Bank of Bolivar?

How long has Bank of Bolivar been around?

Can Bank of Bolivar transfer to other banks?

Does Bank of Bolivar have quick pay?

Does Bank of Bolivar accept rolled coins?

Will Bank of Bolivar accept loose change?

Where is Bank of Bolivar headquarters?

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