Bank of Brenham, National Association

501 South Austin Street
Brenham, TX 77833

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57102
Date Established 2001
Assets $0.32 billion
Loans $0.04 billion
Deposits $0.29 billion
Capital $0.04 billion

Bank of Brenham, National Association is an FDIC insured institution located in Brenham, TX. It was founded in 2001 and has approximately $0.32 billion in assets.

For a more detailed analysis of Bank of Brenham, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Brenham, National Association’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Construction and Development Loans.

Compared to other banks in Texas, Bank of Brenham, National Association has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 49.99
Multifamily
Mortgages
0.87
Credit Card Loans 0.00
Consumer Auto Loans 1.59
Small Business Loans 9.37
Construction and Development Loans 13.06
Commercial Real Estate 10.57
Commercial and Industrial Loans 16.14
Farm Loans 1.32

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.26% $1,000 $99,999 Learn MoreShow Less
3 Mo CD 100K
0.36% $100,000 - Learn MoreShow Less
6 Mo CD 10K
0.75% $1,000 $99,999 Learn MoreShow Less
6 Mo CD 100K
0.85% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.54% $100 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.96% $1 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.19% $1,000 $24,999 Learn MoreShow Less
MM 25K
0.26% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.19% $100 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Brenham, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Brenham, National Association
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Bank of Brenham, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of Brenham, National Association Locations

Financial Details

Bank of Brenham, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Brenham, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Brenham, National Association U.S. Bank Average
0.77% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Brenham, National Association had $286,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $36,547,000 in equity and $821,000 in loans loss reserves. That gives it a Texas Ratio of 0.77%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Brenham, National Association U.S. Bank Average
8.82% 8.58

Bank of Brenham, National Association has a Return on Equity of 8.82% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Brenham, National Association U.S. Bank Average
11.25% 12.11

Bank of Brenham, National Association has a Capitalization of 11.25% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Brenham, National Association Balance Sheet Analysis

As of June 30, 2017, Bank of Brenham, National Association had assets of $324,844,000, loans of $43,173,000, and deposits of $286,885,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Brenham, National Association

Branches and Savings

Is Bank of Brenham, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #57102.

Why does Bank of Brenham, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Brenham, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Brenham, National Association a commercial bank?

Yes

Where are Bank of Brenham, National Association locations?

See branch locations nearby.

Is Bank of Brenham, National Association open on Saturdays?

Is Bank of Brenham, National Association open on Sundays?

What time does Bank of Brenham, National Association open?

What time does Bank of Brenham, National Association close?

Are Bank of Brenham, National Association ATMs Open 24/7?

Do Bank of Brenham, National Association ATMs accept cash deposits?

Can Bank of Brenham, National Association customers use other ATMs?

Do Bank of Brenham, National Association branches have notaries?

Will Bank of Brenham, National Association notarize my document?

What address for Bank of Brenham, National Association should I put for incoming ACH transfers?

Will the Bank of Brenham, National Association branch print checks?

Do Bank of Brenham, National Association checks expire?

Does Bank of Brenham, National Association require US citizenship to open account?

Can Bank of Brenham, National Association close my account?

Does Bank of Brenham, National Association Report to credit bureaus?

Does Bank of Brenham, National Association Use Equifax?

What is Bank of Brenham, National Association's ACH Routing Number?

What is Bank of Brenham, National Association's SWIFT code?

Products

Does Bank of Brenham, National Association offer mortgages?

Compare mortgage rates here.

Does Bank of Brenham, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Brenham, National Association offer personal loans?

Compare personal loan rates here.

Does Bank of Brenham, National Association offer student loans?

Will Bank of Brenham, National Association cash a check?

Will Bank of Brenham, National Association redeem a savings bond?

Does Bank of Brenham, National Association cash savings bonds?

Will Bank of Brenham, National Association cash money orders?

Can Bank of Brenham, National Association issue a money order?

Does Bank of Brenham, National Association do currency exchange?

Background on The Bank

Who owns Bank of Brenham, National Association?

How long has Bank of Brenham, National Association been around?

Can Bank of Brenham, National Association transfer to other banks?

Does Bank of Brenham, National Association have quick pay?

Does Bank of Brenham, National Association accept rolled coins?

Will Bank of Brenham, National Association accept loose change?

Where is Bank of Brenham, National Association headquarters?

Customer Reviews for Bank of Brenham, National Association


  • Carol Billingsly

    June 25, 2016

    CDs 12 Month Rates

    Great lobby hours and handled everything very professionally. One of the friendliest and less hassle banks I've been to.

  • Jim White

    June 25, 2016

    CDs 12 Month Rates

    This is a great bank! Friendly people and they respect your time and don't try to sell you stuff you don't need. I strongly recommend this bank.

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