Bank of Cairo and Moberly

207 East Rollins Street
Moberly, MO 65270

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 8254
Date Established 1905
Assets $0.10 billion
Loans $0.06 billion
Deposits $0.08 billion
Capital $0.02 billion

Bank of Cairo and Moberly is an FDIC insured institution located in Moberly, MO. It was founded in 1905 and has approximately $0.1 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Bank of Cairo and Moberly's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Cairo and Moberly’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks, Bank of Cairo and Moberly’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 33.52
Multifamily
Mortgages
0.67
Credit Card Loans 0.29
Consumer Auto Loans 3.52
Small Business Loans 0.00
Construction and Development Loans 3.45
Commercial Real Estate 32.38
Commercial and Industrial Loans 13.31
Farm Loans 2.67

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of Cairo And Moberly, but see these great savings and CD rates:

2.00% APY 12 Month CD from Synchrony Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Cairo and Moberly

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

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Payment
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Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
4.125% 4.125% 0.00 $0 $1,212 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.930% 3.875% 0.25 $1,800 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.490% $224.24 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Bank of Cairo and Moberly
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Branches

Bank of Cairo and Moberly branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Cairo and Moberly Locations

Financial Details

Bank of Cairo and Moberly Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Cairo and Moberly. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Cairo and Moberly U.S. Bank Average
0% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Bank of Cairo and Moberly had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $18,684,000 in equity and $529,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Bank of Cairo and Moberly U.S. Bank Average
4.92% 8.84%

Bank of Cairo and Moberly has a Return on Equity of 4.92% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Cairo and Moberly U.S. Bank Average
18.3% 12.21%

Bank of Cairo and Moberly has a Capitalization of 18.3% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Cairo and Moberly Balance Sheet Analysis

As of September 30, 2017, Bank of Cairo and Moberly had assets of $102,118,000, loans of $56,609,000, and deposits of $82,210,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank Of Cairo And Moberly

Branches and Savings

Is Bank Of Cairo And Moberly FDIC insured?

Yes. It is covered under FDIC Certificate #8254.

Why does Bank Of Cairo And Moberly pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Cairo And Moberly CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Cairo And Moberly a commercial bank?

Yes

Where are Bank Of Cairo And Moberly locations?

See branch locations nearby.

Is Bank Of Cairo And Moberly open on Saturdays?

Is Bank Of Cairo And Moberly open on Sundays?

What time does Bank Of Cairo And Moberly open?

What time does Bank Of Cairo And Moberly close?

Are Bank Of Cairo And Moberly ATMs Open 24/7?

Do Bank Of Cairo And Moberly ATMs accept cash deposits?

Can Bank Of Cairo And Moberly customers use other ATMs?

Do Bank Of Cairo And Moberly branches have notaries?

Will Bank Of Cairo And Moberly notarize my document?

What address for Bank Of Cairo And Moberly should I put for incoming ACH transfers?

Will the Bank Of Cairo And Moberly branch print checks?

Do Bank Of Cairo And Moberly checks expire?

Does Bank Of Cairo And Moberly require US citizenship to open account?

Can Bank Of Cairo And Moberly close my account?

Does Bank Of Cairo And Moberly Report to credit bureaus?

Does Bank Of Cairo And Moberly Use Equifax?

What is Bank Of Cairo And Moberly's ACH Routing Number?

What is Bank Of Cairo And Moberly's SWIFT code?

Products

Does Bank Of Cairo And Moberly offer mortgages?

Compare mortgage rates here.

Does Bank Of Cairo And Moberly offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Cairo And Moberly offer personal loans?

Compare personal loan rates here.

Does Bank Of Cairo And Moberly offer student loans?

Will Bank Of Cairo And Moberly cash a check?

Will Bank Of Cairo And Moberly redeem a savings bond?

Does Bank Of Cairo And Moberly cash savings bonds?

Will Bank Of Cairo And Moberly cash money orders?

Can Bank Of Cairo And Moberly issue a money order?

Does Bank Of Cairo And Moberly do currency exchange?

Background on The Bank

Who owns Bank Of Cairo And Moberly?

How long has Bank Of Cairo And Moberly been around?

Can Bank Of Cairo And Moberly transfer to other banks?

Does Bank Of Cairo And Moberly have quick pay?

Does Bank Of Cairo And Moberly accept rolled coins?

Will Bank Of Cairo And Moberly accept loose change?

Where is Bank Of Cairo And Moberly headquarters?

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