Bank of Camilla

50 East Broad Street
Camilla, GA 31730

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17190
Date Established 1890
Assets $0.10 billion
Loans $0.04 billion
Deposits $0.09 billion
Capital $0.02 billion

Bank of Camilla is an FDIC insured institution located in Camilla, GA. It was founded in 1890 and has approximately $0.1 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Bank of Camilla's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Camilla’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks in Georgia, Bank of Camilla has a significantly higher percent of Multifamily Mortgages, Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 23.77
Multifamily
Mortgages
6.48
Credit Card Loans 0.77
Consumer Auto Loans 1.72
Small Business Loans 11.29
Construction and Development Loans 3.45
Commercial Real Estate 11.66
Commercial and Industrial Loans 9.49
Farm Loans 23.90

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.25% $2,500 $19,999 Learn MoreShow Less
6 Mo CD 10K
0.30% $2,500 $19,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.30% $100 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.75% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.25% $2,500 $24,999 Learn MoreShow Less
MM 25K
0.35% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.15% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Camilla

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Camilla
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Branches

Bank of Camilla branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of Camilla Locations

Financial Details

Bank of Camilla Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Camilla. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Camilla U.S. Bank Average
10.58% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Camilla had $1,256,000 in non-current loans and $556,000 in owned real estate. To cover these potential losses it had $15,935,000 in equity and $1,185,000 in loans loss reserves. That gives it a Texas Ratio of 10.58%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Camilla U.S. Bank Average
6.71% 8.58

Bank of Camilla has a Return on Equity of 6.71% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Camilla U.S. Bank Average
15.36% 12.11

Bank of Camilla has a Capitalization of 15.36% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Camilla Balance Sheet Analysis

As of June 30, 2017, Bank of Camilla had assets of $103,758,000, loans of $43,856,000, and deposits of $87,595,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Camilla

Branches and Savings

Is Bank of Camilla FDIC insured?

Yes. It is covered under FDIC Certificate #17190.

Why does Bank of Camilla pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Camilla CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Camilla a commercial bank?

Yes

Where are Bank of Camilla locations?

See branch locations nearby.

Is Bank of Camilla open on Saturdays?

Is Bank of Camilla open on Sundays?

What time does Bank of Camilla open?

What time does Bank of Camilla close?

Are Bank of Camilla ATMs Open 24/7?

Do Bank of Camilla ATMs accept cash deposits?

Can Bank of Camilla customers use other ATMs?

Do Bank of Camilla branches have notaries?

Will Bank of Camilla notarize my document?

What address for Bank of Camilla should I put for incoming ACH transfers?

Will the Bank of Camilla branch print checks?

Do Bank of Camilla checks expire?

Does Bank of Camilla require US citizenship to open account?

Can Bank of Camilla close my account?

Does Bank of Camilla Report to credit bureaus?

Does Bank of Camilla Use Equifax?

What is Bank of Camilla's ACH Routing Number?

What is Bank of Camilla's SWIFT code?

Products

Does Bank of Camilla offer mortgages?

Compare mortgage rates here.

Does Bank of Camilla offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Camilla offer personal loans?

Compare personal loan rates here.

Does Bank of Camilla offer student loans?

Will Bank of Camilla cash a check?

Will Bank of Camilla redeem a savings bond?

Does Bank of Camilla cash savings bonds?

Will Bank of Camilla cash money orders?

Can Bank of Camilla issue a money order?

Does Bank of Camilla do currency exchange?

Background on The Bank

Who owns Bank of Camilla?

How long has Bank of Camilla been around?

Can Bank of Camilla transfer to other banks?

Does Bank of Camilla have quick pay?

Does Bank of Camilla accept rolled coins?

Will Bank of Camilla accept loose change?

Where is Bank of Camilla headquarters?

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