Bank of China

1045 Avenue Of The Americas
New York, NY 10018

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 33653
Date Established 1912
Assets $51.06 billion
Loans $21.65 billion
Deposits $25.25 billion
Capital $0.00 billion

Bank of China is an FDIC insured institution located in New York, NY. It was founded in 1912 and has approximately $51.06 billion in assets.

For a more detailed analysis of Bank of China's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of China’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and Construction and Development Loans.

Compared to other banks in New York, Bank of China has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.21
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.01
Construction and Development Loans 3.67
Commercial Real Estate 35.08
Commercial and Industrial Loans 49.69
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of China, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of China

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
HomeDirect Mortgage
NMLS ID: 420821
3.888% 3.875% 0.13 $497 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of China
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Branches

Bank of China branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of China Locations

Financial Details

Bank of China Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of China. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of China U.S. Bank Average
INF% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of China had $743,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $0 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of INF%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of China U.S. Bank Average
0% 8.58

Bank of China has a Return on Equity of 0% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of China U.S. Bank Average
0% 12.11

Bank of China has a Capitalization of 0% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of China Balance Sheet Analysis

As of June 30, 2017, Bank of China had assets of $51,064,625,000, loans of $21,647,929,000, and deposits of $25,247,962,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of China

Branches and Savings

Is Bank of China FDIC insured?

Yes. It is covered under FDIC Certificate #33653.

Why does Bank of China pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of China CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of China a commercial bank?

Yes

Where are Bank of China locations?

See branch locations nearby.

Is Bank of China open on Saturdays?

Is Bank of China open on Sundays?

What time does Bank of China open?

What time does Bank of China close?

Are Bank of China ATMs Open 24/7?

Do Bank of China ATMs accept cash deposits?

Can Bank of China customers use other ATMs?

Do Bank of China branches have notaries?

Will Bank of China notarize my document?

What address for Bank of China should I put for incoming ACH transfers?

Will the Bank of China branch print checks?

Do Bank of China checks expire?

Does Bank of China require US citizenship to open account?

Can Bank of China close my account?

Does Bank of China Report to credit bureaus?

Does Bank of China Use Equifax?

What is Bank of China's ACH Routing Number?

What is Bank of China's SWIFT code?

Products

Does Bank of China offer mortgages?

Compare mortgage rates here.

Does Bank of China offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of China offer personal loans?

Compare personal loan rates here.

Does Bank of China offer student loans?

Will Bank of China cash a check?

Will Bank of China redeem a savings bond?

Does Bank of China cash savings bonds?

Will Bank of China cash money orders?

Can Bank of China issue a money order?

Does Bank of China do currency exchange?

Background on The Bank

Who owns Bank of China?

How long has Bank of China been around?

Can Bank of China transfer to other banks?

Does Bank of China have quick pay?

Does Bank of China accept rolled coins?

Will Bank of China accept loose change?

Where is Bank of China headquarters?

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