Bank of Denton


510 Main Street
Denton, KS 66017
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.45% 0.85% →
1-Year CD 0.80% 0.75% →
2-Year CD 1.00% 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Bank of Denton is an FDIC insured institution located in Denton, KS. It was founded in 1894 and has approximately $0.02 billion in assets.

FDIC Insured Yes
FDIC Certificate # 17569
Date Established 1894
Assets $ 22.47 million
Loans $ 11.01 million
Deposits $ 18.90 million
Capital $ 3.53 million

For a more detailed analysis of Bank of Denton's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 28, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
0.45% $2,500 $4,999 Learn More
6 Mo CD
0.55% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
30 Mo CD
1.10% $10,000 $14,999 Learn More
30 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.70% $10,000 $14,999 Learn More
48 Mo CD
1.70% $100,000 $199,999 Learn More

Fixed IRA
0.80% $1 $999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 28, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Bank of Denton

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.815% 2.750%
0.88 points
$2,092 fees
$1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to Bank of Denton
To upload and update your bank's rates please register. It is free to register and add rates.


Bank of Denton branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Bank of Denton Locations

Climate Initiatives

Bank of Denton is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Financial Details

Bank of Denton Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Denton. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Denton U.S. Bank Average
4.93% 4.78%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2021, Bank of Denton had $181,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $3,525,000 in equity and $145,000 in loans loss reserves. That gives it a Texas Ratio of 4.93%.

Return on Equity
Bank of Denton U.S. Bank Average
2.92% 11.29%

Bank of Denton has a Return on Equity of 2.92% versus the BestCashCow average of 11.29%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank of Denton U.S. Bank Average
15.69% 11.72%

Bank of Denton has a Capitalization of 15.69% versus the BestCashCow average of 11.72. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Denton Balance Sheet Analysis

As of June 30, 2021, Bank of Denton had assets of $22,473,000, loans of $11,005,000, and deposits of $18,897,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2021
Cash & Balances due from depository institutions $ 1.52 million
Interest-bearing balances $ 1.01 million
Total securities $ 6.89 million
Federal funds sold and reverse repurchase $ 2.35 million
Net loans and leases $ 11.01 million
Loan loss allowance $ 0.15 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 0.57 million
     Total Assets $ 18.95 million
Total deposits $ 18.90 million
      Interest-bearing deposits $ 16.30 million
      Deposits held in domestic offices $ 18.90 million
      % insured (estimated) 81.74%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.05 million
      Total Liabilities $ 18.95 million
      Shareholders’ Equity $ 3.53 million

Summary Income Statement

June 30, 2021
Total Interest Income $ 0.28 million
Total Interest Expense $ 0.04 million
Net interest income $ 0.24 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.03 million
Total non interest expense $ 0.21 million
Pre-tax Net Operating Income $ 0.06 million

Bank Loan Profile?

The top three loan types in Bank of Denton’s loan portfolio are 1-4 Family Residential Loans, Farm Loans, and Consumer Auto Loans.

Compared to other banks in Kansas, Bank of Denton has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 51.54
Credit Card Loans 0.00
Consumer Auto Loans 6.02
Small Business Loans 5.96
Construction and Development Loans 0.00
Commercial Real Estate 5.96
Commercial and Industrial Loans 1.68
Farm Loans 12.03

Frequently Asked Questions About Bank Of Denton

Branches and Savings

Is Bank Of Denton FDIC insured?

Yes. It is covered under FDIC Certificate #17569.

Why does Bank Of Denton pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Denton CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Denton a commercial bank?


Where are Bank Of Denton locations?

See branch locations nearby.

Is Bank Of Denton open on Saturdays?

Is Bank Of Denton open on Sundays?

What time does Bank Of Denton open?

What time does Bank Of Denton close?

Are Bank Of Denton ATMs Open 24/7?

Do Bank Of Denton ATMs accept cash deposits?

Can Bank Of Denton customers use other ATMs?

Do Bank Of Denton branches have notaries?

Will Bank Of Denton notarize my document?

What address for Bank Of Denton should I put for incoming ACH transfers?

Will the Bank Of Denton branch print checks?

Do Bank Of Denton checks expire?

Does Bank Of Denton require US citizenship to open account?

Can Bank Of Denton close my account?

Does Bank Of Denton Report to credit bureaus?

Does Bank Of Denton Use Equifax?

What is Bank Of Denton's ACH Routing Number?

What is Bank Of Denton's SWIFT code?


Does Bank Of Denton offer mortgages?

Compare mortgage rates here.

Does Bank Of Denton offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Denton offer personal loans?

Compare personal loan rates here.

Does Bank Of Denton offer student loans?

Will Bank Of Denton cash a check?

Will Bank Of Denton redeem a savings bond?

Does Bank Of Denton cash savings bonds?

Will Bank Of Denton cash money orders?

Can Bank Of Denton issue a money order?

Does Bank Of Denton do currency exchange?

Background on The Bank

Who owns Bank Of Denton?

How long has Bank Of Denton been around?

Can Bank Of Denton transfer to other banks?

Does Bank Of Denton have quick pay?

Does Bank Of Denton accept rolled coins?

Will Bank Of Denton accept loose change?

Where is Bank Of Denton headquarters?

Customer Reviews for Bank of Denton

There are currently no comments for Bank of Denton. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →