Bank of Eufaula

102 North Main
Eufaula, OK 74432

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 4094
Date Established 1911
Assets $0.10 billion
Loans $0.03 billion
Deposits $0.09 billion
Capital $0.01 billion

Bank of Eufaula is an FDIC insured institution located in Eufaula, OK. It was founded in 1911 and has approximately $0.1 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Bank of Eufaula's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Eufaula’s loan portfolio are 1-4 Family Residential Loans, Small Business Loans, and Commercial Real Estate.

Compared to other banks in Oklahoma, Bank of Eufaula has a significantly higher percent of 1-4 Family Residential Loans, Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 48.99
Multifamily
Mortgages
0.12
Credit Card Loans 0.00
Consumer Auto Loans 9.68
Small Business Loans 11.94
Construction and Development Loans 0.96
Commercial Real Estate 11.94
Commercial and Industrial Loans 10.91
Farm Loans 3.42

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
6 Mo CD 10K
0.25% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.35% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.20% $2,500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Eufaula

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
3.896% 3.875% 0.25 $628 $1,176 Learn More
PenFed Credit Union
NMLS ID: 401822
3.832% 3.750% 0.00 $2,500 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Eufaula
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Bank of Eufaula branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Eufaula Locations

Financial Details

Bank of Eufaula Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Eufaula. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Eufaula U.S. Bank Average
8.1% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Eufaula had $1,028,000 in non-current loans and $126,000 in owned real estate. To cover these potential losses it had $13,740,000 in equity and $512,000 in loans loss reserves. That gives it a Texas Ratio of 8.1%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Eufaula U.S. Bank Average
7.08% 8.58

Bank of Eufaula has a Return on Equity of 7.08% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Eufaula U.S. Bank Average
13.26% 12.11

Bank of Eufaula has a Capitalization of 13.26% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Eufaula Balance Sheet Analysis

As of June 30, 2017, Bank of Eufaula had assets of $103,650,000, loans of $32,533,000, and deposits of $87,798,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Eufaula

Branches and Savings

Is Bank of Eufaula FDIC insured?

Yes. It is covered under FDIC Certificate #4094.

Why does Bank of Eufaula pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Eufaula CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Eufaula a commercial bank?

Yes

Where are Bank of Eufaula locations?

See branch locations nearby.

Is Bank of Eufaula open on Saturdays?

Is Bank of Eufaula open on Sundays?

What time does Bank of Eufaula open?

What time does Bank of Eufaula close?

Are Bank of Eufaula ATMs Open 24/7?

Do Bank of Eufaula ATMs accept cash deposits?

Can Bank of Eufaula customers use other ATMs?

Do Bank of Eufaula branches have notaries?

Will Bank of Eufaula notarize my document?

What address for Bank of Eufaula should I put for incoming ACH transfers?

Will the Bank of Eufaula branch print checks?

Do Bank of Eufaula checks expire?

Does Bank of Eufaula require US citizenship to open account?

Can Bank of Eufaula close my account?

Does Bank of Eufaula Report to credit bureaus?

Does Bank of Eufaula Use Equifax?

What is Bank of Eufaula's ACH Routing Number?

What is Bank of Eufaula's SWIFT code?

Products

Does Bank of Eufaula offer mortgages?

Compare mortgage rates here.

Does Bank of Eufaula offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Eufaula offer personal loans?

Compare personal loan rates here.

Does Bank of Eufaula offer student loans?

Will Bank of Eufaula cash a check?

Will Bank of Eufaula redeem a savings bond?

Does Bank of Eufaula cash savings bonds?

Will Bank of Eufaula cash money orders?

Can Bank of Eufaula issue a money order?

Does Bank of Eufaula do currency exchange?

Background on The Bank

Who owns Bank of Eufaula?

How long has Bank of Eufaula been around?

Can Bank of Eufaula transfer to other banks?

Does Bank of Eufaula have quick pay?

Does Bank of Eufaula accept rolled coins?

Will Bank of Eufaula accept loose change?

Where is Bank of Eufaula headquarters?

Customer Reviews for Bank of Eufaula

There are currently no comments for Bank of Eufaula. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →