Bank of Gravett

211 Main St Se
Gravette, AR 72736

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 5636
Date Established 1898
Assets $0.11 billion
Loans $0.07 billion
Deposits $0.10 billion
Capital $0.02 billion

Bank of Gravett is an FDIC insured institution located in Gravette, AR. It was founded in 1898 and has approximately $0.11 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Bank of Gravett's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Gravett’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks, Bank of Gravett’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 36.56
Multifamily
Mortgages
0.74
Credit Card Loans 0.00
Consumer Auto Loans 5.27
Small Business Loans 10.28
Construction and Development Loans 9.94
Commercial Real Estate 17.64
Commercial and Industrial Loans 3.82
Farm Loans 1.92

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.20% $1,000 $99,999 Learn MoreShow Less
3 Mo CD 100K
0.25% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.90% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM2.5K
0.25% $2,501 $10,000 Learn MoreShow Less
MM10K
0.30% $10,001 $25,000 Learn MoreShow Less
MM 25K
0.35% $25,001 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.15% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Gravett

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,337 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More

Note to Bank of Gravett
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Branches

Bank of Gravett branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Gravett Locations

Financial Details

Bank of Gravett Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Gravett. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Gravett U.S. Bank Average
7.01% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Bank of Gravett had $375,000 in non-current loans and $858,000 in owned real estate. To cover these potential losses it had $16,505,000 in equity and $1,092,000 in loans loss reserves. That gives it a Texas Ratio of 7.01%.

Return on Equity
Bank of Gravett U.S. Bank Average
6.29% 8.84%

Bank of Gravett has a Return on Equity of 6.29% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Gravett U.S. Bank Average
14.46% 12.21%

Bank of Gravett has a Capitalization of 14.46% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Gravett Balance Sheet Analysis

As of December 31, 2017, Bank of Gravett had assets of $114,121,000, loans of $73,834,000, and deposits of $97,371,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.07 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.10 billion
LIABILITIES
Total deposits $0.10 billion
      Interest-bearing deposits $0.08 billion
      Deposits held in domestic offices $0.10 billion
      % insured (estimated) 88.94%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.10 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $-0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Bank Of Gravett

Branches and Savings

Is Bank Of Gravett FDIC insured?

Yes. It is covered under FDIC Certificate #5636.

Why does Bank Of Gravett pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Gravett CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Gravett a commercial bank?

Yes

Where are Bank Of Gravett locations?

See branch locations nearby.

Is Bank Of Gravett open on Saturdays?

Is Bank Of Gravett open on Sundays?

What time does Bank Of Gravett open?

What time does Bank Of Gravett close?

Are Bank Of Gravett ATMs Open 24/7?

Do Bank Of Gravett ATMs accept cash deposits?

Can Bank Of Gravett customers use other ATMs?

Do Bank Of Gravett branches have notaries?

Will Bank Of Gravett notarize my document?

What address for Bank Of Gravett should I put for incoming ACH transfers?

Will the Bank Of Gravett branch print checks?

Do Bank Of Gravett checks expire?

Does Bank Of Gravett require US citizenship to open account?

Can Bank Of Gravett close my account?

Does Bank Of Gravett Report to credit bureaus?

Does Bank Of Gravett Use Equifax?

What is Bank Of Gravett's ACH Routing Number?

What is Bank Of Gravett's SWIFT code?

Products

Does Bank Of Gravett offer mortgages?

Compare mortgage rates here.

Does Bank Of Gravett offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Gravett offer personal loans?

Compare personal loan rates here.

Does Bank Of Gravett offer student loans?

Will Bank Of Gravett cash a check?

Will Bank Of Gravett redeem a savings bond?

Does Bank Of Gravett cash savings bonds?

Will Bank Of Gravett cash money orders?

Can Bank Of Gravett issue a money order?

Does Bank Of Gravett do currency exchange?

Background on The Bank

Who owns Bank Of Gravett?

How long has Bank Of Gravett been around?

Can Bank Of Gravett transfer to other banks?

Does Bank Of Gravett have quick pay?

Does Bank Of Gravett accept rolled coins?

Will Bank Of Gravett accept loose change?

Where is Bank Of Gravett headquarters?

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