M.Y. SAFRA BANK, FSB

499 Park Avenue
New York, NY 10022

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35154
Date Established 2000
Assets $0.37 billion
Loans $0.18 billion
Deposits $0.33 billion
Capital $0.04 billion

M.Y. SAFRA BANK, FSB is an FDIC insured institution located in New York, NY. It was founded in 2000 and has approximately $0.37 billion in assets.

For a more detailed analysis of M.Y. SAFRA BANK, FSB's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in M.Y. SAFRA BANK, FSB’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Commercial Real Estate.

Compared to other banks in New York, M.Y. SAFRA BANK, FSB has a significantly higher percent of Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 41.40
Multifamily
Mortgages
39.95
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 1.25
Commercial Real Estate 3.40
Commercial and Industrial Loans 1.85
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Months CD
1.55% $5,000 $250,000 Learn MoreShow Less
6 Months CD
1.75% $5,000 $250,000 Learn MoreShow Less
MM Rates APY MIN MAX
MYSB Direct online Money Market
1.26% $5,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for M.Y. SAFRA BANK, FSB

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.412% 4.375% 0.00 $1,210 $1,249 Learn More
PenFed Credit Union
NMLS ID: 401822
4.585% 4.500% 0.00 $2,500 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to M.Y. SAFRA BANK, FSB
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

M.Y. SAFRA BANK, FSB branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


M.Y. SAFRA BANK, FSB Locations

Financial Details

M.Y. SAFRA BANK, FSB Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of M.Y. SAFRA BANK, FSB. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
M.Y. SAFRA BANK, FSB U.S. Bank Average
0.12% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2018, M.Y. SAFRA BANK, FSB had $49,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $39,217,000 in equity and $2,323,000 in loans loss reserves. That gives it a Texas Ratio of 0.12%.

Return on Equity
M.Y. SAFRA BANK, FSB U.S. Bank Average
0.13% 9.35%

M.Y. SAFRA BANK, FSB has a Return on Equity of 0.13% versus the BestCashCow average of 9.35%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
M.Y. SAFRA BANK, FSB U.S. Bank Average
10.64% 12.01%

M.Y. SAFRA BANK, FSB has a Capitalization of 10.64% versus the BestCashCow average of 12.01. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

M.Y. SAFRA BANK, FSB Balance Sheet Analysis

As of March 31, 2018, M.Y. SAFRA BANK, FSB had assets of $368,428,000, loans of $180,545,000, and deposits of $327,625,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.09 billion
Interest-bearing balances $0.09 billion
Total securities $0.10 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.18 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.33 billion
LIABILITIES
Total deposits $0.33 billion
      Interest-bearing deposits $0.24 billion
      Deposits held in domestic offices $0.33 billion
      % insured (estimated) 59.29%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.33 billion
      Shareholders’ Equity $0.04 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About M.y. Safra Bank, Fsb

Branches and Savings

Is M.y. Safra Bank, Fsb FDIC insured?

Yes. It is covered under FDIC Certificate #35154.

Why does M.y. Safra Bank, Fsb pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are M.y. Safra Bank, Fsb CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is M.y. Safra Bank, Fsb a commercial bank?

Yes

Where are M.y. Safra Bank, Fsb locations?

See branch locations nearby.

Is M.y. Safra Bank, Fsb open on Saturdays?

Is M.y. Safra Bank, Fsb open on Sundays?

What time does M.y. Safra Bank, Fsb open?

What time does M.y. Safra Bank, Fsb close?

Are M.y. Safra Bank, Fsb ATMs Open 24/7?

Do M.y. Safra Bank, Fsb ATMs accept cash deposits?

Can M.y. Safra Bank, Fsb customers use other ATMs?

Do M.y. Safra Bank, Fsb branches have notaries?

Will M.y. Safra Bank, Fsb notarize my document?

What address for M.y. Safra Bank, Fsb should I put for incoming ACH transfers?

Will the M.y. Safra Bank, Fsb branch print checks?

Do M.y. Safra Bank, Fsb checks expire?

Does M.y. Safra Bank, Fsb require US citizenship to open account?

Can M.y. Safra Bank, Fsb close my account?

Does M.y. Safra Bank, Fsb Report to credit bureaus?

Does M.y. Safra Bank, Fsb Use Equifax?

What is M.y. Safra Bank, Fsb's ACH Routing Number?

What is M.y. Safra Bank, Fsb's SWIFT code?

Products

Does M.y. Safra Bank, Fsb offer mortgages?

Compare mortgage rates here.

Does M.y. Safra Bank, Fsb offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does M.y. Safra Bank, Fsb offer personal loans?

Compare personal loan rates here.

Does M.y. Safra Bank, Fsb offer student loans?

Will M.y. Safra Bank, Fsb cash a check?

Will M.y. Safra Bank, Fsb redeem a savings bond?

Does M.y. Safra Bank, Fsb cash savings bonds?

Will M.y. Safra Bank, Fsb cash money orders?

Can M.y. Safra Bank, Fsb issue a money order?

Does M.y. Safra Bank, Fsb do currency exchange?

Background on The Bank

Who owns M.y. Safra Bank, Fsb?

How long has M.y. Safra Bank, Fsb been around?

Can M.y. Safra Bank, Fsb transfer to other banks?

Does M.y. Safra Bank, Fsb have quick pay?

Does M.y. Safra Bank, Fsb accept rolled coins?

Will M.y. Safra Bank, Fsb accept loose change?

Where is M.y. Safra Bank, Fsb headquarters?

Customer Reviews for M.Y. SAFRA BANK, FSB (2)


  • Joey C

    January 18, 2018 | Replies 1

    Online CDs 12 Month Rates

    I keep seeing this bank appearing at the top of the tables. I am intrigued. Wish someone would review it. Silly name but interesting rates.

    Tiggy | Jun 18, 2018

    https://www.depositaccounts.com/banks/my-safra-bank-fsb.html

Add Your Review

Rate it here →