Bank of Greeleyville

73 Main Street
Greeleyville, SC 29056

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15113
Date Established 1935
Assets $0.09 billion
Loans $0.06 billion
Deposits $0.08 billion
Capital $0.01 billion

Bank of Greeleyville is an FDIC insured institution located in Greeleyville, SC. It was founded in 1935 and has approximately $0.09 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Bank of Greeleyville's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Greeleyville’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks in South Carolina, Bank of Greeleyville has a significantly higher percent of Commercial and Industrial Loans, Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 20.81
Multifamily
Mortgages
0.66
Credit Card Loans 0.00
Consumer Auto Loans 5.43
Small Business Loans 0.00
Construction and Development Loans 3.33
Commercial Real Estate 20.01
Commercial and Industrial Loans 19.22
Farm Loans 8.54

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.15% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.50% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.20% $1,000 $4,999 Learn MoreShow Less
MM 10K
0.35% $10,000 $19,999 Learn MoreShow Less
MM 25K
0.40% $20,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 $999 Learn MoreShow Less
Int Ckg 2.5K
0.10% $1,000 $4,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Greeleyville

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
4.553% 4.500% 0.13 $1,550 $1,267 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: MC-2462
4.544% 4.500% 0.00 $1,305 $1,267 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.320% 4.250% 0.38 $2,190 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More

Note to Bank of Greeleyville
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Bank of Greeleyville branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Greeleyville Locations

Financial Details

Bank of Greeleyville Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Greeleyville. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Greeleyville U.S. Bank Average
5.43% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Bank of Greeleyville had $564,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $9,641,000 in equity and $755,000 in loans loss reserves. That gives it a Texas Ratio of 5.43%.

Return on Equity
Bank of Greeleyville U.S. Bank Average
14.06% 8.84%

Bank of Greeleyville has a Return on Equity of 14.06% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Greeleyville U.S. Bank Average
11% 12.21%

Bank of Greeleyville has a Capitalization of 11% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Greeleyville Balance Sheet Analysis

As of September 30, 2017, Bank of Greeleyville had assets of $87,651,000, loans of $56,578,000, and deposits of $77,842,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank Of Greeleyville

Branches and Savings

Is Bank Of Greeleyville FDIC insured?

Yes. It is covered under FDIC Certificate #15113.

Why does Bank Of Greeleyville pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Greeleyville CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Greeleyville a commercial bank?

Yes

Where are Bank Of Greeleyville locations?

See branch locations nearby.

Is Bank Of Greeleyville open on Saturdays?

Is Bank Of Greeleyville open on Sundays?

What time does Bank Of Greeleyville open?

What time does Bank Of Greeleyville close?

Are Bank Of Greeleyville ATMs Open 24/7?

Do Bank Of Greeleyville ATMs accept cash deposits?

Can Bank Of Greeleyville customers use other ATMs?

Do Bank Of Greeleyville branches have notaries?

Will Bank Of Greeleyville notarize my document?

What address for Bank Of Greeleyville should I put for incoming ACH transfers?

Will the Bank Of Greeleyville branch print checks?

Do Bank Of Greeleyville checks expire?

Does Bank Of Greeleyville require US citizenship to open account?

Can Bank Of Greeleyville close my account?

Does Bank Of Greeleyville Report to credit bureaus?

Does Bank Of Greeleyville Use Equifax?

What is Bank Of Greeleyville's ACH Routing Number?

What is Bank Of Greeleyville's SWIFT code?

Products

Does Bank Of Greeleyville offer mortgages?

Compare mortgage rates here.

Does Bank Of Greeleyville offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Greeleyville offer personal loans?

Compare personal loan rates here.

Does Bank Of Greeleyville offer student loans?

Will Bank Of Greeleyville cash a check?

Will Bank Of Greeleyville redeem a savings bond?

Does Bank Of Greeleyville cash savings bonds?

Will Bank Of Greeleyville cash money orders?

Can Bank Of Greeleyville issue a money order?

Does Bank Of Greeleyville do currency exchange?

Background on The Bank

Who owns Bank Of Greeleyville?

How long has Bank Of Greeleyville been around?

Can Bank Of Greeleyville transfer to other banks?

Does Bank Of Greeleyville have quick pay?

Does Bank Of Greeleyville accept rolled coins?

Will Bank Of Greeleyville accept loose change?

Where is Bank Of Greeleyville headquarters?

Customer Reviews for Bank of Greeleyville

There are currently no comments for Bank of Greeleyville. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →