Bank of Halls

101 Main Street
Halls, TN 38040


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10315
Date Established 1899
Assets $0.09 billion
Loans $0.04 billion
Deposits $0.08 billion
Capital $0.01 billion

Bank of Halls is an FDIC insured institution located in Halls, TN. It was founded in 1899 and has approximately $0.09 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Bank of Halls's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Halls’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks in Tennessee, Bank of Halls has a significantly higher percent of Commercial and Industrial Loans, Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 15.59
Credit Card Loans 0.00
Consumer Auto Loans 0.78
Small Business Loans 4.89
Construction and Development Loans 2.03
Commercial Real Estate 10.29
Commercial and Industrial Loans 25.37
Farm Loans 5.50

Deposit Rates - June 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.10% $2,500 $7,499 Learn MoreShow Less
Money Market
0.30% $7,500 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $49,999 Learn MoreShow Less
3 Mo CD
0.30% $2,500 - Learn MoreShow Less
6 Mo CD
0.70% $2,500 - Learn MoreShow Less
12 Mo CD
0.95% $1,000 - Learn MoreShow Less
18 Mo CD
1.00% $1,000 - Learn MoreShow Less
24 Mo CD
1.30% $1,000 - Learn MoreShow Less
36 Mo CD
1.60% $1,000 - Learn MoreShow Less
60 Mo CD
2.00% $1,000 - Learn MoreShow Less

Fixed IRA
1.05% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.70% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.10% $1,000 $7,499 Learn MoreShow Less

Loan Rates - June 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Halls

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to Bank of Halls
To upload and update your bank's rates please register. It is free to register and add rates.


Bank of Halls branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Bank of Halls Locations

Financial Details

Bank of Halls Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Halls. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Halls U.S. Bank Average
13.19% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Bank of Halls had $1,151,000 in non-current loans and $1,000 in owned real estate. To cover these potential losses it had $8,102,000 in equity and $631,000 in loans loss reserves. That gives it a Texas Ratio of 13.19%.

Return on Equity
Bank of Halls U.S. Bank Average
12.22% 8.80%

Bank of Halls has a Return on Equity of 12.22% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank of Halls U.S. Bank Average
9.07% 12.29%

Bank of Halls has a Capitalization of 9.07% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Halls Balance Sheet Analysis

As of December 31, 2018, Bank of Halls had assets of $89,298,000, loans of $43,109,000, and deposits of $79,811,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.04 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.08 billion
Total deposits $0.08 billion
      Interest-bearing deposits $0.06 billion
      Deposits held in domestic offices $0.08 billion
      % insured (estimated) 68.29%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.08 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

December 31, 2018
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Bank Of Halls

Branches and Savings

Is Bank Of Halls FDIC insured?

Yes. It is covered under FDIC Certificate #10315.

Why does Bank Of Halls pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Halls CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Halls a commercial bank?


Where are Bank Of Halls locations?

See branch locations nearby.

Is Bank Of Halls open on Saturdays?

Is Bank Of Halls open on Sundays?

What time does Bank Of Halls open?

What time does Bank Of Halls close?

Are Bank Of Halls ATMs Open 24/7?

Do Bank Of Halls ATMs accept cash deposits?

Can Bank Of Halls customers use other ATMs?

Do Bank Of Halls branches have notaries?

Will Bank Of Halls notarize my document?

What address for Bank Of Halls should I put for incoming ACH transfers?

Will the Bank Of Halls branch print checks?

Do Bank Of Halls checks expire?

Does Bank Of Halls require US citizenship to open account?

Can Bank Of Halls close my account?

Does Bank Of Halls Report to credit bureaus?

Does Bank Of Halls Use Equifax?

What is Bank Of Halls's ACH Routing Number?

What is Bank Of Halls's SWIFT code?


Does Bank Of Halls offer mortgages?

Compare mortgage rates here.

Does Bank Of Halls offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Halls offer personal loans?

Compare personal loan rates here.

Does Bank Of Halls offer student loans?

Will Bank Of Halls cash a check?

Will Bank Of Halls redeem a savings bond?

Does Bank Of Halls cash savings bonds?

Will Bank Of Halls cash money orders?

Can Bank Of Halls issue a money order?

Does Bank Of Halls do currency exchange?

Background on The Bank

Who owns Bank Of Halls?

How long has Bank Of Halls been around?

Can Bank Of Halls transfer to other banks?

Does Bank Of Halls have quick pay?

Does Bank Of Halls accept rolled coins?

Will Bank Of Halls accept loose change?

Where is Bank Of Halls headquarters?

Customer Reviews for Bank of Halls

There are currently no comments for Bank of Halls. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →