Bank of Halls

101 Main Street
Halls, TN 38040

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10315
Date Established 1899
Assets $0.07 billion
Loans $0.03 billion
Deposits $0.07 billion
Capital $0.01 billion

Bank of Halls is an FDIC insured institution located in Halls, TN. It was founded in 1899 and has approximately $0.07 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Bank of Halls's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Halls’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and 1-4 Family Residential Loans.

Compared to other banks in Tennessee, Bank of Halls has a significantly higher percent of Commercial and Industrial Loans, Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 15.76
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.53
Small Business Loans 7.50
Construction and Development Loans 0.42
Commercial Real Estate 16.40
Commercial and Industrial Loans 29.43
Farm Loans 11.99

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.30% $2,500 - Learn MoreShow Less
6 Mo CD 10K
0.40% $2,500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.60% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.40% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.10% $2,500 $7,499 Learn MoreShow Less
MM 10K
0.30% $7,500 $24,999 Learn MoreShow Less
MM 25K
0.40% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1,000 $7,499 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Halls

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
3.896% 3.875% 0.25 $628 $1,176 Learn More
PenFed Credit Union
NMLS ID: 401822
3.832% 3.750% 0.00 $2,500 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Halls
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Branches

Bank of Halls branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Halls Locations

Financial Details

Bank of Halls Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Halls. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Halls U.S. Bank Average
8.4% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Halls had $772,000 in non-current loans and $2,000 in owned real estate. To cover these potential losses it had $8,615,000 in equity and $596,000 in loans loss reserves. That gives it a Texas Ratio of 8.4%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Halls U.S. Bank Average
10.29% 8.58

Bank of Halls has a Return on Equity of 10.29% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Halls U.S. Bank Average
11.53% 12.11

Bank of Halls has a Capitalization of 11.53% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Halls Balance Sheet Analysis

As of June 30, 2017, Bank of Halls had assets of $74,695,000, loans of $34,029,000, and deposits of $65,368,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Halls

Branches and Savings

Is Bank of Halls FDIC insured?

Yes. It is covered under FDIC Certificate #10315.

Why does Bank of Halls pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Halls CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Halls a commercial bank?

Yes

Where are Bank of Halls locations?

See branch locations nearby.

Is Bank of Halls open on Saturdays?

Is Bank of Halls open on Sundays?

What time does Bank of Halls open?

What time does Bank of Halls close?

Are Bank of Halls ATMs Open 24/7?

Do Bank of Halls ATMs accept cash deposits?

Can Bank of Halls customers use other ATMs?

Do Bank of Halls branches have notaries?

Will Bank of Halls notarize my document?

What address for Bank of Halls should I put for incoming ACH transfers?

Will the Bank of Halls branch print checks?

Do Bank of Halls checks expire?

Does Bank of Halls require US citizenship to open account?

Can Bank of Halls close my account?

Does Bank of Halls Report to credit bureaus?

Does Bank of Halls Use Equifax?

What is Bank of Halls's ACH Routing Number?

What is Bank of Halls's SWIFT code?

Products

Does Bank of Halls offer mortgages?

Compare mortgage rates here.

Does Bank of Halls offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Halls offer personal loans?

Compare personal loan rates here.

Does Bank of Halls offer student loans?

Will Bank of Halls cash a check?

Will Bank of Halls redeem a savings bond?

Does Bank of Halls cash savings bonds?

Will Bank of Halls cash money orders?

Can Bank of Halls issue a money order?

Does Bank of Halls do currency exchange?

Background on The Bank

Who owns Bank of Halls?

How long has Bank of Halls been around?

Can Bank of Halls transfer to other banks?

Does Bank of Halls have quick pay?

Does Bank of Halls accept rolled coins?

Will Bank of Halls accept loose change?

Where is Bank of Halls headquarters?

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