Bank of Hartington

Headquarters

229 North Broadway
Hartington, NE 68739
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.65% →
1-Year CD 0.85% 0.70% →
2-Year CD 1.00% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Bank of Hartington is an FDIC insured institution located in Hartington, NE. It was founded in 1917 and has approximately $0.12 billion in assets. Customers can open an account at one of its 2 branches.

FDIC Insured Yes
FDIC Certificate # 13962
Date Established 1917
Assets $ 118.24 million
Loans $ 74.14 million
Deposits $ 107.55 million
Capital $ 10.47 million
 

For a more detailed analysis of Bank of Hartington's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - July 24, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
6 Mo CD
0.55% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.85% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
18 Mo CD
1.00% $10,000 $14,999 Learn More
18 Mo CD
1.00% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
30 Mo CD
1.05% $10,000 $14,999 Learn More
30 Mo CD
1.05% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.21% $10,000 $14,999 Learn More
48 Mo CD
1.21% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less
 

Loan Rates - July 24, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for Bank of Hartington

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Payment
Learn More
CashCall Mortgage
NMLS ID: 128231
2.701% 2.625%
1.00 points
$2,500 fees
$1,005 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to Bank of Hartington
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Branches

Bank of Hartington branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Bank of Hartington Locations


Financial Details

Bank of Hartington Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Hartington. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Hartington U.S. Bank Average
0% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, Bank of Hartington had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $10,468,000 in equity and $887,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Bank of Hartington U.S. Bank Average
30.29% 11.43%

Bank of Hartington has a Return on Equity of 30.29% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Hartington U.S. Bank Average
8.85% 11.51%

Bank of Hartington has a Capitalization of 8.85% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Hartington Balance Sheet Analysis

As of March 31, 2021, Bank of Hartington had assets of $118,240,000, loans of $74,135,000, and deposits of $107,546,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
ASSETS
Cash & Balances due from depository institutions $ 11.22 million
Interest-bearing balances $ 9.76 million
Total securities $ 28.32 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 74.14 million
Loan loss allowance $ 0.89 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 3.72 million
     Total Assets $ 107.77 million
LIABILITIES
Total deposits $ 107.55 million
      Interest-bearing deposits $ 81.12 million
      Deposits held in domestic offices $ 107.55 million
      % insured (estimated) 74.39%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.23 million
      Total Liabilities $ 107.77 million
      Shareholders’ Equity $ 10.47 million

Summary Income Statement

March 31, 2021
INCOME AND EXPENSES
Total Interest Income $ 1.60 million
Total Interest Expense $ 0.13 million
Net interest income $ 1.47 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.12 million
Total non interest expense $ 0.79 million
Pre-tax Net Operating Income $ 0.79 million

Bank Loan Profile?

The top three loan types in Bank of Hartington’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks in Nebraska, Bank of Hartington has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 6.19
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 1.52
Small Business Loans 0.00
Construction and Development Loans 1.87
Commercial Real Estate 8.72
Commercial and Industrial Loans 14.35
Farm Loans 50.39

Frequently Asked Questions About Bank Of Hartington

Branches and Savings

Is Bank Of Hartington FDIC insured?

Yes. It is covered under FDIC Certificate #13962.

Why does Bank Of Hartington pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Hartington CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Hartington a commercial bank?

Yes

Where are Bank Of Hartington locations?

See branch locations nearby.

Is Bank Of Hartington open on Saturdays?

Is Bank Of Hartington open on Sundays?

What time does Bank Of Hartington open?

What time does Bank Of Hartington close?

Are Bank Of Hartington ATMs Open 24/7?

Do Bank Of Hartington ATMs accept cash deposits?

Can Bank Of Hartington customers use other ATMs?

Do Bank Of Hartington branches have notaries?

Will Bank Of Hartington notarize my document?

What address for Bank Of Hartington should I put for incoming ACH transfers?

Will the Bank Of Hartington branch print checks?

Do Bank Of Hartington checks expire?

Does Bank Of Hartington require US citizenship to open account?

Can Bank Of Hartington close my account?

Does Bank Of Hartington Report to credit bureaus?

Does Bank Of Hartington Use Equifax?

What is Bank Of Hartington's ACH Routing Number?

What is Bank Of Hartington's SWIFT code?

Products

Does Bank Of Hartington offer mortgages?

Compare mortgage rates here.

Does Bank Of Hartington offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Hartington offer personal loans?

Compare personal loan rates here.

Does Bank Of Hartington offer student loans?

Will Bank Of Hartington cash a check?

Will Bank Of Hartington redeem a savings bond?

Does Bank Of Hartington cash savings bonds?

Will Bank Of Hartington cash money orders?

Can Bank Of Hartington issue a money order?

Does Bank Of Hartington do currency exchange?

Background on The Bank

Who owns Bank Of Hartington?

How long has Bank Of Hartington been around?

Can Bank Of Hartington transfer to other banks?

Does Bank Of Hartington have quick pay?

Does Bank Of Hartington accept rolled coins?

Will Bank Of Hartington accept loose change?

Where is Bank Of Hartington headquarters?

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