Bank of India

277 Park Ave
New York, NY 10017


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 33648
Date Established 1906
Assets $5.94 billion
Loans $4.73 billion
Deposits $4.93 billion
Capital $0.00 billion

Bank of India is an FDIC insured institution located in New York, NY. It was founded in 1906 and has approximately $5.94 billion in assets.

For a more detailed analysis of Bank of India's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of India’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Multifamily Mortgages.

Compared to other banks, Bank of India’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 3.56
Farm Loans 0.00

Deposit Rates - June 16, 2019

Your Current Location: Washington, WA 98109

There are currently no rates available for Bank Of India, but see these great savings and CD rates:

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Loan Rates - June 16, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Bank of India

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

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4.500% 4.500% 0.00 $0 $1,267 Learn More
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Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
5.490 %
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PenFed Credit Union
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5.500 %
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Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
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Note to Bank of India
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Bank of India branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Bank of India Locations

Financial Details

Bank of India Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of India. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of India U.S. Bank Average
INF% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Bank of India had $15,422,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $0 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of INF%.

Return on Equity
Bank of India U.S. Bank Average
0% 8.80%

Bank of India has a Return on Equity of 0% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank of India U.S. Bank Average
0% 12.29%

Bank of India has a Capitalization of 0% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of India Balance Sheet Analysis

As of December 31, 2018, Bank of India had assets of $5,938,844,000, loans of $4,726,501,000, and deposits of $4,928,887,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
Cash & Balances due from depository institutions $1.12 billion
Interest-bearing balances $0.00 billion
Total securities $0.02 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $4.73 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.07 billion
     Total Assets $5.94 billion
Total deposits $4.93 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $4.93 billion
      % insured (estimated) 98.15%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.13 billion
Subordinated debt $0.00 billion
All other liabilities $0.88 billion
      Total Liabilities $5.94 billion
      Shareholders’ Equity $0.00 billion

Summary Income Statement

December 31, 2018
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Bank Of India

Branches and Savings

Is Bank Of India FDIC insured?

Yes. It is covered under FDIC Certificate #33648.

Why does Bank Of India pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of India CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of India a commercial bank?


Where are Bank Of India locations?

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Is Bank Of India open on Saturdays?

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Are Bank Of India ATMs Open 24/7?

Do Bank Of India ATMs accept cash deposits?

Can Bank Of India customers use other ATMs?

Do Bank Of India branches have notaries?

Will Bank Of India notarize my document?

What address for Bank Of India should I put for incoming ACH transfers?

Will the Bank Of India branch print checks?

Do Bank Of India checks expire?

Does Bank Of India require US citizenship to open account?

Can Bank Of India close my account?

Does Bank Of India Report to credit bureaus?

Does Bank Of India Use Equifax?

What is Bank Of India's ACH Routing Number?

What is Bank Of India's SWIFT code?


Does Bank Of India offer mortgages?

Compare mortgage rates here.

Does Bank Of India offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of India offer personal loans?

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Does Bank Of India offer student loans?

Will Bank Of India cash a check?

Will Bank Of India redeem a savings bond?

Does Bank Of India cash savings bonds?

Will Bank Of India cash money orders?

Can Bank Of India issue a money order?

Does Bank Of India do currency exchange?

Background on The Bank

Who owns Bank Of India?

How long has Bank Of India been around?

Can Bank Of India transfer to other banks?

Does Bank Of India have quick pay?

Does Bank Of India accept rolled coins?

Will Bank Of India accept loose change?

Where is Bank Of India headquarters?

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